230 Results Found

The 2008 credit crisis changed the manner in which derivative trades are conducted. One of these changes is the posting of collateral in a trade to mitigate the counterparty credit risk. Another is the realization that banks are not risk-free and, as...

The main purpose of this paper is to study the Cauchy problem of sixth order viscous Cahn–Hilliard equation with Willmore regularization. Because of the existence of the nonlinear Willmore regularization and complex structures, it is difficult...

Synthesizing various studies that follow technology beyond innovation and use, this article aims to continue widening the scope of history of technology toward this perspective. It argues that we must follow technology through time and—in addit...

In this work, we will investigate hybridization, borrowing, and grammatical reorganization phenomena in the Arbëresh dialects of San Marzano (Apulia) and Vena di Maida (central Calabria). The data from the Arbëresh of S. Benedetto Ullano (n...

Fixed-priority schedulability analysis for uniprocessor real-time systems is computationally difficult, and exact Rate Monotonic (RM) analysis is weakly NP-complete. This paper develops an exact lattice-theoretic formulation for the family of weighte...

The aim of this article is to analyse and assess the impact of the COVID-19 pandemic on the consumer credit market in the countries of the Visegrad Group (V4, i.e., the Czech Republic, Poland, Slovakia, and Hungary). There is no doubt that the pandem...

Within bank activities, which is normally defined as the joint exercise of savings collection and credit supply, risk-taking is natural, as in many human activities. Among risks related to credit intermediation, credit risk assumes particular importa...

Interest rates have generally trended downward over the past several decades. It has made borrowing cheaper, which has encouraged people to spend more. It has also made saving less attractive, contributing to increased consumption. At the same time,...

This paper looks at arrears among US households between 1995 and 2013. It uses household data from the Survey of Consumer Finances (SCF) where arrears occur when a household reports it “sometimes got behind or missed a payment”. The key c...

Robust action recognition methods lie at the cornerstone of Ambient Assisted Living (AAL) systems employing optical devices. Using 3D skeleton joints extracted from depth images taken with time-of-flight (ToF) cameras has been a popular solution for...

A sound statistical model for recovery rates is required for various applications in quantitative risk management, with the computation of capital requirements for loan portfolios as one important example. We compare different models for predicting t...

In this article, we discuss contemporary Ghanaian ethos reflecting on female sexual behavior as a discursive construction that shifts and changes across time and space. Borrowing from Nedra Reynold’s concept of ethos as a location, we examine t...

In this study, we aimed to assess the effectiveness of monetary policy in influencing housing prices in Morocco. Bayesian estimation over the period 2007Q2–2017Q2 of a dynamic stochastic general equilibrium model allowed us to reveal a signific...

We study the asymptotic duration of optimal stopping problems involving a sequence of independent random variables that are drawn from a known continuous distribution. These variables are observed as a sequence, where no recall of previous observatio...

A coordination polymer Ni-CIA has been designed, synthesized, and characterized via Fourier transform infrared spectroscopy (FT-IR), powder X-ray diffraction (XRD), scanning electron microscopy (SEM), X-ray photoelectron spectrometry (XPS), energy-di...

World-wide, political polarization continues unabated, undermining collective decision-making ability. In this issue, we have examined polarization dynamics using a (mean-field) model borrowed from statistical physics, assuming that each individual i...

Driven by climate change and stringent ecological conservation policies, arid and semi-arid pastoral areas face acute grassland degradation and forage–livestock imbalances. In Sunan County (Gansu Province, China), herders have increasingly turn...

Drones have recently become extremely popular, especially in military and civilian applications. Examples of drone utilization include reconnaissance, surveillance, and packet delivery. As time has passed, drones’ tasks have become larger and more co...

Urban road networks have promoted high-quality travel for residents by increasing connectivity and intelligence. But road congestion has not been effectively alleviated, causing a loss of time and energy. At present, the recovery of urban road networ...

This study addresses the problem of optimal public policy timing and the relation to public health policy. Ways of recognizing this problem are presented, as well as the role of public policy timing, which is perceived or can be performed from variou...

Seasonality is a critical source of vulnerability across most human activities and natural processes, including the underlying and immediate drivers of acute malnutrition. However, while there is general agreement that acute malnutrition is highly va...

The interplay between government economic policy uncertainty (EPU) and bank risk remains a key concern in the financial stability literature. This study advances the field by examining the dynamic, time-varying impact of EPU on bank risk, explicitly...

The present paper discusses two sets of so-called particles in the Balkan languages, arguing that the correspondences attested in the E-languages reveal abstract properties at the level of the I-language. The first set involves modal particles which...

This study investigates the application of the Consolidated Framework for Implementation (CFIR) in an educational setting. Although education implements numerous interventions and programs at all levels, standardized testing has primarily measured th...

It is still difficult to accurately evaluate the reactive electromagnetic energy and the radiative electromagnetic energy of a radiator, because there are no explicit expressions for them. This paper proposes to borrow the energy concept in the charg...

Water-soluble nanomedicines have been widely studied for the targeted delivery of drugs for a very long time. As a notable example, biomaterials based on N-(2-hydroxypropyl) methacrylamide (HPMA) copolymers have been under investigation for nearly ha...

The average country in Asia–Pacific experiences more natural disasters than average countries of other developing regions. This paper presents stylized facts on natural disasters, human development, and external debt in Asia–Pacific. The...

City bikes and bike-sharing systems (BSSs) are one solution to the last mile problem. BSSs guarantee equity by presenting affordable alternative transportation means for low-income households. These systems feature a multitude of bike stations scatte...

Recently, there has been a sharp increase in the production of smart devices and related networks, and consequently the Internet of Things. One concern for these devices, which is constantly becoming more critical, is their protection against attacks...

The mechanisms of aim-setting and decision-making in criminal activity as a four-level hierarchical structure were presented for the Russian criminals known as ‘vory v zakonie’. The first level represents a basic concept of saving one&rsq...

The methods of magicians provide powerful tools for enhancing the ecological validity of laboratory studies of attention. The current research borrows a technique from magic to explore the relationship between microsaccades and covert attention under...

With the introduction of Industry 4.0, occupational health and safety finds itself confronted with new types of hazards. Many Industry 4.0 innovations involve increased machine intelligence. These properties make socio-technical work in Industry 4.0...

This article makes the case that Vīraśaivism emerged in direct textual continuity with the tantric traditions of the Śaiva Age. In academic practice up through the present day, the study of Śaivism, through Sanskrit sources, and bhakti Hinduism, thro...

The presented research shows that neither women nor men are honest with their partners when informing them about the amount of money spent on collecting items. Their behaviour may show signs of addiction to collecting. Men in comparison to women spen...

Neighbor discovery is one of the emerging research areas in a wireless sensor network. After sensors are distributed, neighbor discovery is the first process to set up a communication channel with neighboring sensors. This paper proposes a new block...

GVNS, which stands for General Variable Neighborhood Search, is an established and commonly used metaheuristic for the expeditious solution of optimization problems that belong to the NP-hard class. This paper introduces an expansion of the standard...

Shannon entropy is the most popular method for quantifying information in a system. However, Shannon entropy is considered incapable of quantifying spatial data, such as raster data, hence it has not been applied to such datasets. Recently, a method...

At present, the development of the global energy internet is occurring in depth and the construction of a distributed power supply is rapid, and the energy router (ER), as a key device for integrating energy flow and information flow, has important a...

This study investigates the potential of bimetallic alloy catalysts, specifically Ni₉₉Pt₁, Cu₉₉Ni₁, Cu₉₉Fe₁, Fe₉₉Pt₁, and Fe₉₉Pd₁, for the synthesis of isobutanol via the Guerbet route. The catalysts were synthesized with a doping of 1 at% Ni, Fe, Pt...

Endogenous retroviruses (ERVs) are the remnants of retroviral germline infections and are highly abundant in the genomes of vertebrates. At one time considered to be nothing more than inert ‘junk’ within genomes, ERVs have been tolerated...

Quantum logic is a well-structured theory, which has recently received some attention because of its fundamental relation to quantum computing. However, the complex foundation of quantum logic borrowing concepts from different branches of mathematics...

Knowledge generated using data mining techniques is of great interest for organizations, as it facilitates tactical and strategic decision making, generating a competitive advantage. In the special case of credit granting organizations, it is importa...

The goal of coordinating pathways for cancer patients through their diagnostic and treatment journey is often approached by borrowing strategies from traditional industries, including standardization, process redesign, and variation reduction. Howeve...

In Slavic folk culture, Christianity is a foreign, borrowed cultural model, while the oral tradition is native and familiar. The different areas of folk culture were influenced to varying degrees by the Christian tradition. The most dependent area of...

Using an unbalanced panel of 922 non-financial companies publicly listed on the London Stock Exchange during January 1995 and September 2014, this article tests the predictions of Pecking Order Theory (POT), Trade-off Theory (TOT) and Market Timing T...

The United States Department of Agriculture’s (USDA’s) National Agricultural Statistics Service (NASS) conducts the Farm Labor Survey to produce estimates of the number of workers, duration of the workweek, and wage rates for all agricult...

In this challenging and innovative article, we propose a framework for the consumer behavior named “consumer financial spinning”. It occurs when borrowers-consumers of products with high financial stakes accumulate unsustainable debt and disconnect f...

The solution to an elastic-plastic rough surface contact problem can be applied to phenomena such as friction and contact resistance. Many different types of models have therefore been developed to solve rough surface contact. A deterministic approac...

This study scrutinizes the influence of external obligation on the cost of living in Nigeria. In recent times, Nigeria has been tagged as the headquarters of world poverty due to the unaffordable cost of living that has resulted in all manner of crim...

Course evaluations have become a common practice in most academic environments. To enhance participation, evaluations should be private and ensure a fair result. Related privacy-preserving method and technologies (e.g., anonymous credentials, Privacy...