9 March 2021
This study analyzed the firm’s actual case in an environment where the financial industry’s paradigm changes due to technological development. It focused on Deutsche Bank’s competitive action at the heart of the digitalizing European banking industry...
This study comprehensively examines the banking, macroeconomic, and institutional quality dynamics determining the return on equity (ROE) of the banking sector in 27 European Union countries over the 2014–2024 period. Adopting a purely explanat...
The COVID-19 pandemic has affected people’s lives and increased the banking solvency risk. This research aimed to build an early warning and early action simulation model to mitigate the solvency risk using the system dynamics methodology and t...
This study aims to examine the effect of the bank-specific and macroeconomic determinants of profitability for the banking sector of Pakistan. To incorporate the issues of endogeneity, unobserved heterogeneity, and profit persistence, we apply a gene...
Blockchain technology has sparked significant interest and is currently being researched by academics and practitioners due to its potential to reduce transaction costs, improve the security of transactions, increase transparency, etc. However, there...
This paper analyses how network contagion affects the acceptance or rejection of mobile banking, emphasizing the risk of contagion that hinders the growth of users among bank clients. As a research method, a mathematical model based on the Susceptibl...
Global economic growth has led banks to expand their operations all over the world. The purpose of this research was to understand the efficiency of 18 large bank from all over the world during the period from 2013 to 2017. The performance was estima...
In an increasingly volatile global economy, countries are scaling up financial investment in innovation to sustain their competitive advantages. Financial institutions, specifically banks, are facing the challenge of aligning more radical financial p...
21 August 2022
This paper explores the dynamic relationship among bank credit, house prices and carbon dioxide emissions in China by systematically analyzing related data from January 2000 to December 2019 with the help of the time-varying parameter vector autoregr...
Regulators in Spain transformed the savings bank by dividing each of them into a bank and a foundation. The bank continues lending activity, and the foundation focuses on social work. The aim of this paper is to explore how the governance structures...
This study investigated the effects of habitat structure and climatic variables on populations of bank voles (Clethrionomys glareolus), a northern species with adaptations to cooler climate, at the southern end of their range in Western Europe over a...
Although exploring soil seed bank characteristics and dynamics is conducive to plant diversity protection and restoration, few investigations have been undertaken in the rocky mountainous area of North China. To address this research gap, qualitative...
In a community with an aging population, helping each other is a must society function. Lacking mutual trust makes the need for a fair and transparent service exchange platform on top of the public service administration’s list. We present an efficie...
Understanding the time dynamics of systemic risk in banking networks is crucial for preventing financial crises and ensuring economic stability. This paper aims to quantify key transition times in the evolution of distress within a banking system usi...
This study examines whether the accumulated stock of private credit provides early-warning information for subsequent deterioration in banking-sector asset quality. It combines annual Passport banking indicators with World Development Indicators for...
Financial inclusion is expected to raise long-run income, yet the banks that deliver it in Latin America carry recurrent asset-quality problems. This study asks whether the usage of formal financial services is associated with higher income per capit...
The banking crisis experienced at the beginning of 2023 in the aftermath of the global 2008 crisis served as a stark reminder of the importance of systemic risk once again across the world. This study examines the dynamics of systemic risk in the Tur...
As smart devices have become commonly used to access internet banking applications, these devices constitute appealing targets for fraudsters. Impersonation attacks are an essential concern for internet banking providers. Therefore, user authenticati...
This study describes a comprehensive bibliometric analysis of shadow banking and financial contagion dynamics from 1996 to 2022. Through a holistic approach, our study focuses on quantifying the impact and uncovering significant trends in scientific...
While prior research has established direct relationships between strategic risk integration and ESG performance in banking, critical gaps remain in understanding the transformation mechanisms, particularly in emerging markets. This study investigate...
Banks must balance deposit stability, loan expansion, and regulatory compliance while operating under liquidity constraints and financial risks. This study presents a mathematical model to examine the dynamics of bank deposits and loans under the inf...
This paper develops a new network data envelopment analysis (DEA) model that simultaneously integrates the non-convex metafrontier and undesirable outputs and which is super efficient at performing dynamic network slacks-based measures. The model is...
Rising non-performing assets (NPAs) remain a persistent threat to banking stability in emerging economies, including India. This study examines the role of conventional macroeconomic determinants in shaping NPA dynamics using annual panel data from 3...
This article presents a method that provides an estimate of road bank by decoupling the vehicle roll due to the dynamics and the roll due to the road bank. Suspension deflection measurements were used to provide a measurement of the relative roll bet...
The study of contagion dynamics is a well-established domain within epidemiology, where the spread of infectious diseases is modeled and analyzed. In recent years, similar methodologies have been applied to the financial sector to understand and pred...
Momentous developments in the regulatory environment, increasing investor demand, and growing awareness of climate change and societal issues are leading banks to adopt a comprehensive approach beyond the traditional financial lens. Assessing perform...
The engineering of tubes with surface corrugations is recognized as an effective method for enhancing heat transfer within the tube. Yet the impact of surface corrugation on the flow and heat transfer around the tube’s exterior remains inadequa...
This paper examines the short-run dynamics of monetary policy transmission in a bank-dominated emerging economy, with a focus on the relative timing of adjustments across financial valuations, balance-sheet aggregates, and inflation. Using monthly da...
Microplastic contamination has emerged as a growing concern for soil ecosystems and their ecological functioning. However, the effects of microplastic contamination in fragile plateau wetlands remain poorly understood. In this study, biodegradable po...
The application of contagion risk spread modeling within the banking sector is a relatively recent development, emerging as a response to the persistent threat of liquidity risk that has affected financial institutions globally. Liquidity risk is rec...
This study examines the transmission of monetary policy to bank credit granted to the non-financial private sector in Morocco, a bank-dominated emerging economy where non-financial corporations play a central role in investment, employment, and econo...
Utilizing nearly 80,000 patent records and over 540,000 patent references from within China’s banking industry, spanning from 2000 to July 2021, this paper employs network analysis and the main path method to examine the technological evolution...
Echinops gmelinii Turcz. is a winter annual species of the Asteraceae family, distributed in sandy areas of northern China, and is crucial for wind avoidance and sand fixation. To understand the inter- and intra-annual population dynamics of E. gmeli...
This paper examines how monetary policy actions, bank liquidity positions, and institutional heterogeneity shape interbank pricing in Rwanda. Using a bank–month panel dataset constructed from transaction-level records on the Rwanda Integrated P...
Open banking reshapes the financial sector by enabling regulated third-party providers to access bank data through APIs, fostering innovation but amplifying operational and financial-crime risks due to increased ecosystem interdependence. To address...
Cyperus esculentus is a very destructive perennial weed, rapidly propagating and spreading through large amounts of daughter tubers. Successful control relies on depleting the soil tuber bank. This study investigated the effect of different control m...
Artificial intelligence (AI) is increasingly transforming customer relationship management (CRM) in retail banking by improving customer targeting, campaign execution, and decision-making. This paper examines how AI contributes to CRM operational eff...
Some financial disruptions that started in California, U.S., in March 2023, resulting in the closure of several medium-size U.S. banks, shed new light on the role of liquidity in business cycle dynamics. In the normal path of the business cycle, liqu...
Cyber-security incidents show how difficult it is to make optimal strategic decisions in such a complex environment. Given that it is hard for researchers to observe organisations’ decision-making processes driving cyber-security strategy, we d...
Computational fluid dynamics (CFD) is a popular tool in the water industry for assessing ultraviolet (UV) reactor performance. However, due to the size of open-channel-type UV reactor systems, the CFD model requires significant computational time. Th...
The paper analyzes the determinants of the loan loss provision (LLP) of 22 commercial banks in Pakistan from 2010 to 2017. The motive of the research is that LLP is a measure of credit risk as a proxy for bank risk-taking behavior profits and banks&r...
Landslide-generated impulse waves in deeply incised gorge regions pose significant risks to hydropower infrastructure, particularly under fluctuating reservoir water levels. This study investigates the potential global instability sliding of the Seji...
This study employs generalized method of moments (GMM) for dynamic panel data models to deal with the nature of banking behaviour, aiming at investigating the impact of bank equity on the risk and return of Vietnamese commercial banks during the peri...
Improving the efficiency of distribution systems (DSs) through reactive power compensation using shunt capacitor banks is a widely applied practice, as it enhances the voltage profile and reduces operating costs. Owing to the nonlinear nature of DSs,...
Consolidation in euro area banking has been the major trend post-crisis. Has it been accompanied by more or less competition? Has it led to more or less credit risk? In all or some countries? In this study, we examine the evolution of competition (th...
This paper examines bank failures during the subprime mortgage crisis, emphasizing sibling dynamics within multi-bank holding companies (MBHCs). While traditional risk indicators effectively predict failures for one bank holding companies (OBHCs), th...
Much of the existing research on banking systemic risk focuses on static single-risk exposures, and there is a lack of research on multiple-risk exposures. The reality is that the banking system is facing an increasingly complex environment, and dyna...
This paper examines how economic downturns and currency movements affect the quality of bank loans in Central, Eastern, and Southeastern Europe, using annual data for 14 national banking systems over 2008–2023. We estimate a bias-corrected dyna...
In order to improve efficiency in turbomachinery, brush seal replaces labyrinth seals widely in the secondary air system. A 2-d staggered tube bank model is adopted to simulate the gas states and the pressure character in brush seal, and computationa...
This study investigates the role of emerged vegetation in enhancing the performance of submerged spur dikes for better flow control and bank protection in river systems. The research utilizes a numerical model based on Computational Fluid Dynamics (C...
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