Banking Stability and Management of Financial Institutions

Dear Colleagues,

The global financial system continues to face significant challenges stemming from heightened uncertainty, regulatory reforms, and systemic risks. Banking stability, sound regulation, and effective management of financial institutions are fundamental for safeguarding the resilience of economies and ensuring sustainable growth. The interplay between financial risk management, prudential supervision, and institutional governance has become more critical than ever, especially in an era of digital transformation, climate-related financial risks, and geopolitical shocks.

The stability and resilience of banking systems remain at the core of sustainable economic growth, particularly in times of systemic shocks. Recent crises—from the global financial crisis and the euro area sovereign debt crisis to the COVID-19 pandemic—have highlighted how the performance, regulatory design, and management practices of banks interact to shape financial stability. Structural vulnerabilities such as persistent low profitability and high non-performing loans in certain regions underscore the need for prudent management of financial institutions. Evidence shows that the nexus between regulation, stability, and risk-taking is complex. This raises important questions as to how regulatory interventions and institutional governance influence the incentive of banks and their ability to effectively manage risks.

We are pleased to invite you to contribute to this Special Issue of Journal of Risk and Financial Management, entitled “Banking Stability and Management of Financial Institutions”. This Special Issue will feature a selection of studies that aim to contribute to the current body of research, addressing various fields of interest. Our aim is to advance the debate on how banking systems can remain stable and resilient while adapting to new risks and regulatory demands.

Overall, the aim of this Special Issue is to provide new insights into the mechanisms that promote financial stability, the evolving regulatory landscape, and the strategies banks and financial institutions adopt to manage risk. We particularly welcome research that bridges theory and practice, highlighting the role of management practices, governance frameworks, and regulatory innovation in addressing both traditional and emerging risks.

Both original research articles and reviews are welcome. Research areas may include (but are not limited to) the following:

• Banking stability and systemic risk management;
• The effectiveness of regulatory frameworks in mitigating crises;
• Financial risk management strategies in banks and non-bank financial institutions;
• Corporate governance and management of financial institutions;
• Capital adequacy, liquidity, and solvency challenges;
• Fintech, digital banking, and regulatory implications;
• Stress testing, macroprudential policy, and crisis prevention;
• Risk culture, ethics, and knowledge management in banking;
• Cross-country perspectives on regulation and financial stability;
• The role of management practices in navigating uncertainty and risk;
• Banking resilience and performance in the face of systemic crises;
• The effectiveness of capital, liquidity, and macroprudential tools;
• Governance and management of financial institutions under uncertainty;
• Digitalization, fintech, and regulatory implications for risk and stability;
• The role of management practices and governance in strengthening financial institutions.

We look forward to receiving your contributions to this Issue and to advancing research on banking stability and the management of financial institutions.

Dr. Maria-Eleni K. Agoraki
Dr. Konstantina K. Agoraki
Dr. Nicholas Belesis
Dr. Christos Kampouris
Guest Editors

Manuscript Submission Information

Manuscripts should be submitted online at www.mdpi.com by registering and logging in to this website. Once you are registered, click here to go to the submission form. Manuscripts can be submitted until the deadline. All submissions that pass pre-check are peer-reviewed. Accepted papers will be published continuously in the journal (as soon as accepted) and will be listed together on the special issue website. Research articles, review articles as well as short communications are invited. For planned papers, a title and short abstract (about 100 words) can be sent to the Editorial Office for announcement on this website.

Submitted manuscripts should not have been published previously, nor be under consideration for publication elsewhere (except conference proceedings papers). All manuscripts are thoroughly refereed through a single-blind peer-review process. A guide for authors and other relevant information for submission of manuscripts is available on the Instructions for Authors page. Journal of Risk and Financial Management is an international peer-reviewed open access monthly journal published by MDPI.

Please visit the Instructions for Authors page before submitting a manuscript. The Article Processing Charge (APC) for publication in this open access journal is 1400 CHF (Swiss Francs). Submitted papers should be well formatted and use good English. Authors may use MDPI's English editing service prior to publication or during author revisions.

• banking stability
• financial regulation
• bank risk-taking
• prudential supervision
• corporate governance
• management of financial institutions
• macroprudential and microprudential policy
• financial resilience