84 Results Found

The digitalization in the banking sector is improving rapidly as shown in the 46.72% increase in the number of digital banking system users in Indonesia, with significant increase in the number of mobile banking users. This enthusiasm should be follo...

Mobile banking applications play a crucial role in providing users with access to financial services, and the quality of user experience is a key factor for their sustainability. This study investigates the predictability of application quality signa...

This paper analyses how network contagion affects the acceptance or rejection of mobile banking, emphasizing the risk of contagion that hinders the growth of users among bank clients. As a research method, a mathematical model based on the Susceptibl...

The proliferation of digital financial innovations like mobile money has led to the rise in mobile subscriptions and transactions. It has also increased the security challenges associated with the current two-factor authentication (2FA) scheme for mo...

Purpose: This study aimed to provide Arabic-speaking individuals with tools to assess their cognitive abilities and physical function and to contribute to a better understanding of these capabilities in this population. Thus, the specific objective w...

Payment systems play a significant role in our daily lives. They are an important driver of economic activities and a vital part of the banking infrastructure of any country. Several current payment systems focus on security and reliability but pay l...

The COVID-19 pandemic has had a profound impact on payment systems and preferences around the world, reducing the use of cash in favor of digital payment instruments and accelerating the discussion around the need for a central bank digital currency....

In many countries, the rapid growth of the Internet and mobile technologies has led to the expansion of Internet banking, especially mobile banking. Many banks seek to provide integrated banking services through mobile applications (apps) to increase...

With recent advances in mobile and internet technologies, the digital payment market is an increasingly integral part of people’s lives, offering many useful and interesting services, e.g., m-banking and cryptocurrency. The m-banking system all...

The surge in digital transformation within financial technology has catalyzed the development of super-apps—comprehensive mobile applications designed to serve a multitude of a customer’s daily needs on a single platform. Despite their wi...

Digital trading apps are evidence of developing open innovations in the financial sector. The investment industry (including banks and brokers) can greatly benefit from the utilization of digital trading applications and corresponding tools, such as...

With the continuous technological enhancement of banking services, customers can avail of better, more secure services which present improved opportunities and convenience. Of the many methods available to perform banking operations, customers common...

The objective of this paper is to examine the role of the banking system in the growth of the Vietnamese economy in the process of the transition that started in the early 1990s. An ARDL approach-based multivariate regression technique is applied to...

High growth of smartphones and tablets usage has brought enormous rise in the use of newer form of electronic banking - Smart Banking, nowadays. This form of e-banking is suitable for small businessmen or private usage and its usage increases with th...

The credit scoring model is one of the most important decision-making tools for the sustainability of banking systems. This study is the first to examine whether it can be improved by using system log data that are stoed extensively for system operat...

The current paper aims to analyze the keywords related to mobile banking (otherwise known as m-banking) issues by focusing on its development from 2000 to 2020, of which the first publication about this issue appeared in the Scopus database. This pap...

Offshore sand banks are an important resource for coastal protection, marine aggregates, and benthic habitats and are the site of many offshore wind farms. Consequently, a comprehensive understanding of the baseline processes controlling sand bank mo...

This study explores how geographical factors shape El Salvador’s banking sector, particularly focusing on regional disparities, urbanization, and vulnerability to natural disasters affecting access to financial services. By employing a mixed-me...

Financial inclusion is an important enabler of economic development and aligns with several United Nations Sustainable Development Goals. In most sub-Saharan African countries, financial inclusion efforts take place in the presence of concentrated an...

Currently, Android is the most popular operating system among mobile devices. However, as the number of devices with the Android operating system increases, so does the danger of using them. This is especially important as smartphones increasingly au...

User experience (UX) has drawn the attention of the banking industry in the past few decades. Although banking systems have a complete service process to ensure financial safety for customers, the mobile banking UX has much potential to be improved....

This study explores the effect of fintech-driven inclusive finance on the profitability of banks using an unbalanced panel dataset from 660 banks across 40 developing countries between 2011 and 2021. We start with a fixed-effect estimate and subseque...

Continuous authentication systems for mobile devices focus on identifying users according to their behaviour patterns when they interact with mobile devices. Among the benefits provided by these systems, we highlight the enhancement of the system sec...

The growing reliance on digital banking and financial transactions has brought significant security challenges, including data breaches and unauthorized access. This paper proposes a robust method for enhancing the security of banking and financial t...

The objective of this study was to assess the performance of form-based and process-based models, and of local-scale and reach-scale models, used to examine bank retreat and sediment transport in stream restoration. The evaluated models were the Bank...

Bank filtration (BF) and soil aquifer treatment (SAT) are efficient natural technologies in potable water reuse systems. The removal of many organic micro-pollutants (OMPs) depends on redox-conditions in the subsoil, especially on the availability of...

This study investigated the linkages between foreign direct investment (FDI) and financial development measured by banks and stock markets in 30 Asian developing countries from 1986 to 2019. We used a bivariate model with Granger causality tests to t...

Condensate accumulation in the vicinity of the gas well is known to curtail hydrocarbon production by up to 80%. Numerous approaches are being employed to mitigate condensate damage and improve gas productivity. Chemical treatment, gas recycling, and...

The article presents an innovative approach for secure authentication in internet banking transactions, utilizing an Out-of-Band visual two-factor authorization protocol. With the increasing rise of cyber attacks and fraud, new security models are ne...

Computer vision (CV)-based systems using cameras and recognition algorithms offer touchless, cost-effective, precise, and versatile hand tracking. These systems allow unrestricted, fluid, and natural movements without the constraints of wearable devi...

Urban mobility scenarios are constantly evolving, and today’s solutions may not be adequate in the future. Through innovative analysis and design methods encapsulated by the IDeS methodology, it is possible to plausibly hypothesize a number of...

The novel constructions of hybrid energy sources using polymer electrolyte fuel cells (PEMFCs), and supercapacitors are developed. Studies on the energy demand and peak electrical power of unmanned ground vehicles (UGVs) weighing up to 100 kg were co...

This study contributes to sustainable finance literature by exemplifying promotion of sustainable finance through fintech solutions for emerging market economies by presenting the case of Turkey. Turkey is one of the largest emerging market economies...

With the rapid expansion of the use of smartphone devices, malicious attacks against Android mobile devices have increased. The Android system adopted a wide range of sensitive applications such as banking applications; therefore, it is becoming the...

Turkey’s e-commerce market is rapidly expanding, and the country is ranked first in the world in monthly mobile purchases. The purpose of this study is to determine the factors that influence the adoption of online payments systems among the cu...

The paper presents the design of iterative learning control for a class of mobile robots. This control strategy allows driving the considered system, which executes the same control task in trials, to the predefined reference within the consecutive i...

Often financially excluded by the traditional banking system, small and medium-sized enterprises (SMEs) in many developing countries have found in mobile money services (MMS) a sustainable alternative. Despite its potential in propelling inclusive gr...

Studies have been conducted on Energy storage systems (ESS) that replaced lithium-ion batteries (LIB) by the thermal runaway of the existing LIB. Using only the supercapacitor (SC) as a direct current power source in applications such as supercapacit...

By investing in renewable energy sources (RES), citizens can participate actively in energy transition. The problem, however, is that citizen investment decisions are highly complex, while most strategies for capital mobilization rely on generic ince...

The implications of digital finance for financial stability has come under serious scrutiny since the aftermath of the 2008 global financial crisis (GFC). Empirical evidence on this nexus are somewhat inconsistent and ambiguous. This study therefore...

Diffuse metal pollution from mining impacted sediment is widely recognised as a potential source of contamination to river systems and may significantly hinder the achievement of European Union Water Framework Directive objectives. Redox-transitional...

Single sample per person verification has received considerable attention because of its relevance in security, surveillance and border crossing applications. Nowadays, e-voting and bank of the future solutions also join this scenario, opening this f...

Campylobacter is one of the leading bacterial causes of gastroenteritis worldwide. It frequently contaminates poultry and other raw meat products, which are the primary sources of Campylobacter infections in humans. Plasmids, known as important mobil...

FinTech and its interaction with banking is widely discussed today as a new phenomenon notwithstanding the relationship between technology and financial services is not a new topic. Most of the research focuses on innovations and determinants of thei...

Traffic flow analysis is essential to develop smart urban mobility solutions. Although numerous tools have been proposed, they employ only a small number of parameters. To overcome this limitation, an edge computing solution is proposed based on nine...

After the great success of mobile wallets, the Internet of Things (IoT) leaves the door wide open for consumers to use their connected devices to access their bank accounts and perform routine banking activities from anywhere, anytime, and with any d...

The conventional channel estimation methods based on a preamble for filter bank multicarrier with offset quadrature amplitude modulation (FBMC/OQAM) systems in mobile-to-mobile sensor networks are inefficient. By utilizing the intrinsicsparsity of wi...

It is estimated that each of us, on a daily basis, produces a bit more than 1 GB of digital content through our mobile phone and social networks activities, bank card payments, location-based positioning information, online activities, etc. However,...

Biometric authentication methods offer high-quality mechanisms to confirm the identity of individuals in security systems commonly used in the modern world, such as physical access control, online banking, or mobile device unlocking. They also find t...

In response to the conflicting demands between real-time satellite communication and high-resolution synthetic aperture radar (SAR) imaging, we propose a method that aligns the data transmission rate with the imaging data volume. This approach balanc...