This study examines how two forms of financial literacy—objective financial literacy (OFL; demonstrated knowledge of interest rates, inflation, and diversification) and perceived financial literacy (PFL; self-assessed confidence in financial ma...
This study aims to examine the relationships between perceived financial health indicators, lived financial experiences, and actions taken to cope with economic crises, as well as exploring potential gender differences. A non-experimental, quantitati...
“An excess of everything is bad”. This famous old proverb fits well with the current condition of Australian household debt that is continuously rising. Research in Australia’s household indebtedness is scarce and strategies to control the rising hou...
The gamblification of sport has entered a fintech-enabled phase in which betting is no longer merely advertised around sport but designed into the act of watching it—continuous, mobile, frictionless, and seamlessly financed. Because this transf...
Financial literacy is essential for sustainable social and economic development, but several demographics and financial behaviors can influence informed decision-making. In this investigation, we examine the interaction between Financial Literacy (FL...
Background and objective: The relationship between income and health in late life is well established, but the link between subjective financial wellbeing (SFW) and self-rated health (SRH) has been relatively ignored, especially among elderly in Euro...
This paper analyses the COVID-19 crisis and its management from the perspective of Austrian Economics. The attention focuses on the State’s coercive intervention according to the principles of political economy, capital theory and Austrian business e...
This paper examines the role of financial stress in explaining the relationship between financial literacy and financial well-being among individuals in the United States. The 2018 FINRA National Financial Capability Study dataset is used for the emp...
Financial well-being is a key component of quality of life and overall well-being and is likely to affect other aspects of quality of life, such as health and health care. The COVID-19 pandemic presents an immense crisis of financial well-being among...
This study proposes a two-stage structural model integrating financial literacy, education, attitudes, behavior, financial advice, and financial stress as predictors of financial capabilities. It examines the relationship between financial capabiliti...
This study analyzes the relationship between financial education, financial attitude, financial advice, financial knowledge, and behavior and its influence on financial capabilities, as well as their impact on financial well-being. The population con...
While financial literacy is crucial in improving the population’s financial well-being, its effectiveness can be enhanced by exposure to financial information. This paper investigates the nexus between financial literacy, financial information...
This study discusses how financial economic theory and its quantitative tools can be applied to create socioeconomic indices and develop a financial market for the so-called “socioeconomic well-being indices”. In this study, we quantify s...
The effects of certain abilities on financial outcomes have been debated for several years. Some argue that financial knowledge is key to financial success, while others have found financial skill and self-assessed knowledge are more important. This...
This study aimed to verify the impact of financial preparation for retirement and risky indebtedness behavior on perceived financial well-being. A survey was carried out with 2290 individuals from diverse sociodemographic and economic profiles who re...
Digital platforms are making it easier for Generation Z to invest. However, whether the ease of access actually improves financial well-being is still uncertain. This study answers two questions. First, does digital investment behavior mediate the re...
30 September 2022
This paper aims to analyse factors affecting financial stress among the Bottom 40 Percent (B40) group of Malaysian households, reflecting overall financial well-being. Data were collected through questionnaires from 1008 respondents across five major...
Financial literacy contributes to the economic well-being of every country. Specifically, the financial literacy level of low-income households is crucial in the process of developing and building economic potential. Moreover, the knowledge, attitude...
Financial literacy contributes to the economic well-being of every country. Specifically, the level of low-income households’ financial literacy is crucial in the process of developing and building economic potential. Moreover, the knowledge, a...
The purpose of this meta-analytical review of experimental studies was to examine the effects of financial literacy and financial behavior on financial well-being. This research was conducted by a master’s in library and information science (ML...
Literature shows that parental financial socialisation plays an important role in attaining financial literacy as well as in shaping sustainable financial behaviours and that both translate into increased well-being indicators and financial security...
This study explores the determinants of financial literacy (FL) and the relationship between FL, financial inclusion (FI), and financial well-being (FW-B) in the Ecuadorian banking industry. It also tests the moderating role of digital literacy (DL)...
The current study investigated a longitudinal data set of 4790 adults examining a set of socio-demographic and psychological factors that influence adult financial well-being. Parental social status (at birth), childhood intelligence and self-esteem...
27 February 2025
Background/Objectives: Financial stress among university students has been widely documented, impacting academic performance, mental health, and overall well-being. This scoping review explores and synthesizes the existing evidence on the extent and...
This study examines how engagement in financial management activities influences well-being using nationally representative data (N = approximately 30,000) from the U.S. Bureau of Labor Statistics’ American Time Use Survey and its associated We...
This study examines whether the gaps in four financial well-being (FWB) indicators—emergency fund availability, spending less than income, perceived financial comfort, and no credit card debt—between groups with varying levels of financia...
In a globally interconnected economy marked by volatility, this study employs the Autoregressive Distributed Lag (ARDL) model to examine financial contagion’s impact on Romania’s financial stability. It investigates both conventional and...
In the business world, the improvement of employee well-being in organizations is important, as there is empirical evidence that it brings social value and economic benefits to organizations. To advance in this line of research, we considered SMEs as...
Introduction: Rural informal caregivers (IC) experience major financial and economic constraints in caring for their older family members. Rurality combined with increased caregiving demands and intensity, poor economic opportunities, and limited fin...
Background: Financial stress can lead to emotional and psychosocial distress among informal caregivers of older adults and can have a profound impact on their overall well-being. While social support may buffer financial stress, the role of gender in...
This study explores factors influencing micromobility (MM) use in Bursa, Turkey, focusing on personality traits, financial well-being, weather, terrain, and demographics. Using Structural Equation Modeling (SEM) with survey data from 597 respondents,...
The COVID-19 pandemic and the Movement Control Order (MCO) have had a negative impact on the financial well-being of low-income families in urban areas. This study involved respondents living in the public housing project (PPR) residential areas in K...
Continuous changes, such as pandemics and increasing competition, as well as high workload, affect the workplace behavior of hotel organizations today, resulting in employee burnout and intention to quit. The purpose of this research was to investiga...
The latest studies reveal that the COVID-19 pandemic has pushed investors in developed economies to focus more on the value attached to environmental and social responsibilities. Unfortunately, socially responsible investment and compliance with envi...
This study examines how supportive university environment (SUE), faculty competence (COMP), employability skills development (ESD), and financial confidence (FC) shape pre-service teachers’ (PSTs) financial well-being (FWB) and perceived univer...
The landscape of employer-sponsored retirement plans in the U.S. has changed dramatically during the past few decades as more and more private-sector employers have decided to freeze or terminate traditional pension plans. Defined contribution (DC) p...
14 September 2026
Generative artificial intelligence (AI) is driving a shift in mobile banking from static, transaction-focused systems to dynamic engines that generate synthesized financial guidance, rationale, and suggestions tailored to consumers. Research explorin...
Financial resilience has gained increasing attention due to its close relationship with individual wellbeing, financial inclusion, and sustainable development. This study examines how university students perceive and experience financial resilience,...
During the coronavirus disease 2019 (COVID-19) pandemic, which is caused by the severe acute respiratory syndrome coronavirus 2 (SARS-CoV-2), hotel-sector employees attempted to cope with the fear of becoming infected; however, they were also faced w...
Academic engagement is associated with the resources available to students, yet it remains unclear through which psychological processes resources of different origins are related to academic engagement. Bringing together Basic Psychological Needs Th...
17 August 2021
The COVID-19 pandemic, and the public health measures to combat it, have strained the finances of many families. While parents transitioned to working from home, children transitioned to learning virtually, limiting their organized social and physica...
25 May 2022
Financial counselling and income-maximisation services have the potential to reduce financial hardship and its associated burdens on health and wellbeing in High Income Countries. However, referrals to financial counselling services are not systemati...
The financial well-being of urban middle-income households in developing economies is an urgent yet theoretically underexplored issue. In Malaysia, the Middle 40 percent (M40) group faces a middle-income squeeze, where wage growth has failed to keep...
Prior cross-sectional research suggests that the importance assigned to well-being domains may be associated with actual self-reported well-being in these same domains. However, cross-sectional data cannot discern directionality, leaving an open ques...
This study examines two primary research objectives: (1) to investigate the roles of work stress, logistics infrastructure, financial stress, and environmental stress as antecedent factors influencing the wellbeing of truck drivers in Thailand, and (...
The importance of financial inclusion for economic development is well acknowledged in literature. Despite this, a large percentage of the rural population still remains outside the formal financial system. This study examines factors associated with...
The purpose of this study was to investigate the effects of risk tolerance, financial well-being, financial literacy, overconfidence bias, herding behavior, and social interaction on stock market investment intention and stock market participation am...
Background: Human wellbeing consists of dynamic interactions and feedback loops across multiple life domains, a perspective increasingly emphasised within positive psychology’s systemic and strengths-based approach to flourishing. This study de...
Background/Objectives: Some children with medical complexity (CMC) require home nursing (HN) to maintain their health, but many families have difficulty staffing approved HN hours. Little is known about the relationship between understaffed HN, the a...
The growing complexity of financial markets, driven by globalization and digitalization, has increased the need for individuals to make informed financial decisions. In this context, financial education and personal finance have become crucial areas...
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