From Financial Fragility to Resilience: Households, Investors, and Small Businesses
A special issue of Journal of Risk and Financial Management (ISSN 1911-8074). This special issue belongs to the section "Financial Markets".
Deadline for manuscript submissions: 30 September 2026 | Viewed by 7
Special Issue Editors
Interests: business administration; accounting scholarship; business economics and tourism
Special Issues, Collections and Topics in MDPI journals
Interests: financial literacy; attitude to debt; financial well-being; credit card use and debt; financial management; financial planning for retirement; financial citizenship and default; the construction and application of instruments for evaluating public policies from the point of view of the end user; behavioral finance; public administration; public management; social sciences
Interests: competitiveness; innovation; sustainability
Special Issues, Collections and Topics in MDPI journals
Special Issue Information
Dear Colleagues,
The dynamics of contemporary financial systems have revealed the vulnerability of households, small businesses, and investors to crises, economic shocks, and structural transformations in global markets. Periods of instability highlight financial fragility, while recovery paths emphasize resilience and adaptation. Understanding these mechanisms is crucial not only for academic research but also for the design of effective policies and strategies to strengthen financial well-being and economic sustainability.
This Special Issue, “From Financial Fragility to Resilience: Households, Investors, and Small Businesses”, aims to bring together multidisciplinary perspectives that deepen our knowledge of the drivers of fragility and resilience in household finance, small business finance, and investment decision-making.
Relevant themes include, but are not limited to, the following:
- Financial Fragility and Shocks: determinants of financial vulnerability, the role of debt and over-indebtedness, and the effects of inflation, unemployment, and crises (financial, health, climate) on households, small businesses, and investors.
- Resilience and Adaptation: coping mechanisms, savings and investment strategies, diversification, financial literacy as a resilience factor, and intergenerational aspects of resilience among households, investors, and small businesses.
- Investor Behavior: decision-making under uncertainty, behavioral biases, risk perception, herding behavior, and the role of financial advice in building resilience.
- Financial Inclusion and Access: barriers to access credit and investment opportunities and the role of fintech and microfinance in reducing fragility and promoting resilience.
• Public Policy and Regulation: government support programs, fiscal and monetary policies aimed at mitigating fragility, and regulatory frameworks for investor protection.
• Socioeconomic and Cultural Dimensions: differences in resilience across income groups, gender, generations, or regions; cultural influences on financial behaviors; and comparative international analyses. - Technology and Innovation: the impact of digital financial services, big data, artificial intelligence, and blockchain on reducing fragility and enhancing resilience.
- Measuring Financial Fragility and Resilience: development and validation of models, scales, and indicators to evaluate financial fragility and financial resilience among households, investors, and small businesses.
By fostering this interdisciplinary dialogue, we expect contributions that enrich the understanding of the complex interplay between financial fragility and resilience in households, investors, and small businesses. Such research will be essential for designing innovative solutions, public policies, and financial strategies that support long-term financial stability and well-being.
We warmly invite you to submit your research articles, reviews, or case studies to this Special Issue.
Prof. Dr. Fernando Oliveira Tavares
Dr. Kelmara Mendes Vieira
Dr. Elisabeth T. Pereira
Guest Editors
Manuscript Submission Information
Manuscripts should be submitted online at www.mdpi.com by registering and logging in to this website. Once you are registered, click here to go to the submission form. Manuscripts can be submitted until the deadline. All submissions that pass pre-check are peer-reviewed. Accepted papers will be published continuously in the journal (as soon as accepted) and will be listed together on the special issue website. Research articles, review articles as well as short communications are invited. For planned papers, a title and short abstract (about 100 words) can be sent to the Editorial Office for announcement on this website.
Submitted manuscripts should not have been published previously, nor be under consideration for publication elsewhere (except conference proceedings papers). All manuscripts are thoroughly refereed through a single-blind peer-review process. A guide for authors and other relevant information for submission of manuscripts is available on the Instructions for Authors page. Journal of Risk and Financial Management is an international peer-reviewed open access monthly journal published by MDPI.
Please visit the Instructions for Authors page before submitting a manuscript. The Article Processing Charge (APC) for publication in this open access journal is 1400 CHF (Swiss Francs). Submitted papers should be well formatted and use good English. Authors may use MDPI's English editing service prior to publication or during author revisions.
Keywords
- financial fragility
- financial resilience
- household finance
- household saving
- over-indebtedness
- credit constraints
- financial inclusion
- financial exclusion
- investment decision-making
- behavioral finance
- risk perception
- behavioral biases
- investor behavior
- portfolio diversification
- financial literacy
- financial education
- retirement planning
- pension adequacy
- financial well-being
- financial stress
- coping strategies
- shock resilience
- economic inequality
- wealth distribution
- intergenerational finance
- financial vulnerability
- consumer debt
- financial advice
- fintech and households
- public policy and financial stability
- crisis management
- inflation and households
- unemployment and financial fragility
- housing finance
- microfinance
- sustainable finance
- digital financial services
- financial risk management
- social networks and finance
- climate change and financial resilience
- sme finance
- small business resilience
- entrepreneurship and finance
- business continuity planning
- sme credit access
- entrepreneurial debt
- family businesses
- crisis recovery in smes
- financial management in small firms
- small business financing strategies
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