The present study was carried out to identify the determinants of microcredit accessibility by rural women households and its impact on rural women empowerment in Bangladesh. A face-to-face survey was conducted during 2018, interviewing 300 women hou...
Microcredit is an effective instrument that has been recognized to alleviate poverty, especially in developing countries such as Bangladesh. This study seeks to use microcredit as an instrument to bridge the gap between the accessibility of microcred...
Microcredit is usually used to support employment, poverty reduction, women empowerment, etc. It is rare to have studies on using microcredit to help residents in informal housing to improve their residential mobility. This study is a novel attempt t...
Participation in microcredit programs has so far received widespread research and policy attention in the context of health and empowerment among Bangladeshi women. However, not much is known regarding the relationship between participation in microc...
Microfinance aims to promote financial inclusion among underprivileged individuals, particularly through progressive microcredit, which enables borrowers to access increasing loan amounts over time. This study examines the conditions under which prog...
Microcredit financing is extensively considered as an effective development method for poverty mitigation and women empowerment. Nevertheless, relevant studies reflected opposing outcomes on microfinance effects consisting of positive, zero, and nega...
The poverty alleviation microcredit policy is an important financial poverty alleviation policy that has been widely implemented in China in recent years. However, whether this policy can effectively increase the income of poor households is controve...
Starting with the work of Hernando de Soto in the 1980s, the role of land tenure soon attracted the attention of the international development community as a neoliberal-oriented theory of change rooted in the possession and use of private individual...
Micro-enterprises are at the heart of industrialized countries’ political concerns, particularly in Europe. If the latter are the subject of such special attention, it is because of their important role in terms of economic growth. This study e...
31 August 2022
This study presents nonlinear evidence of the effects of a microcredit program implemented in poverty-stricken villages in China on rural public health using multivariate-ordered Probit and IV-ordered Probit models. The results, which were based on a...
The objective of this research was to explore, both theoretically and empirically, the ecological impacts of small-scale entrepreneurial ventures in developing countries. To this end, six microenterprises in rural southwestern Bangladesh established...
This article is devoted to the analysis and development of ranking criteria for microcredit organizations to increase their investment attractiveness. The need to solve problematic issues is associated with the need to minimize risks before the start...
The provision of formal micro-credit for refugees has been promoted as a dignified way to improve their ability to generate income through small-scale enterprises and reduce poverty. As humanitarian funding declines in protracted displacement situati...
Micro-credit for poverty alleviation is an important financial measure of targeted poverty reduction and rural revitalization in China. This paper employs the OLS model and Logit model to empirically test the effect of micro-credit for poverty allevi...
Purpose. The purpose of this research is to propose a tool for designing a microcredit risk pricing strategy for borrowers of microfinance institutions (MFIs). Design/methodology/approach. Considering the specific characteristics of microcredit borro...
The goal of this paper is to examine the question—‘Does income earned by members of women’s self-help groups (SHGs) through micro-credit programs empower them?’ The nature of the topic dictates the use of cross-sectional surve...
Research on microfinance institutions (MFIs) has normally been focused on developing and emerging markets. However, an analysis of developed countries is also important for foreign MFIs wishing to take advantage of the growth potential of those marke...
Poverty remains a pervasive problem all over the world, but the problem is worst in underdeveloped areas like Africa. While microfinance is supposed to address this problem through the promotion of viable businesses, it has not been very successful i...
This paper reports the findings from a microcredit (financial inclusion) scheme that has been operated by a non-governmental organization since 2012 in a local community in Ghana, and sustained through the COVID-19 pandemic. It first examines microfi...
The purpose of the study was to assess the efficiency and accessibility of microcredits for small Ukrainian enterprises and to justify the feasibility of strengthening government contributions in lending to ensure the sustainable development of small...
Microfinance institutions (MFIs) play a significant role in financial-inclusion and poverty-alleviation activities. A critical challenge facing MFIs is of how they all can build their own capacity for sustainable and healthy development. By using the...
In micro-lending markets, lack of recorded credit history is a significant impediment to assessing individual borrowers’ creditworthiness and therefore deciding fair interest rates. This research compares various machine learning algorithms on real m...
Despite the MFI insurgency, agricultural financing remains critically low, even though microcredit is widely accepted as both a substitute and compliment to formal credit. Zimbabwe is an agro-based economy and very little is known about the determina...
Although one of the primary objectives of microfinance has been the reduction of poverty through the provision of credit for income-generating purposes, evidence of its impact on poverty has been mixed. Even if there is no direct impact of microfinan...
(1) Background: The growing number of banking entities linked to the field of banking since the 1980s requires a preliminary classification of this sector in order to identify the main stylized facts of this wide conglomerate of institutions oriented...
The objective of the study was to enhance our knowledge on institutional bottlenecks for financial development, financial inclusion, and microfinance, using Mauritania as a case study. We used a mixed-methods’ methodology that combines analysis of se...
This research examined factors that help microfinance achieve sustained poverty reduction based on a systematic literature review (SLR). A search was conducted on the SCOPUS database up to December 2023. After analyzing hundreds of documents, a subse...
To improve the socio-economic condition of low-income households, underlying organizations offer a variety of products and services such as access to working capital and training programs. This study examined the impact of access to working capital a...
The use of microfinance in poverty alleviation and, by extension, as an instrument for sustainable social and economic development, represents a novel idea in sustainable finance. This study employed science mapping to examine 4049 Scopus-indexed doc...
This study intends to examine the effect of economic vulnerability on participation in development initiatives, household income, micro-enterprise income and net worth of micro-enterprise asset among low-income households in the state of Kelantan, Ma...
Towards improving the socio-economic condition of low-income households, development organizations offer a repertoire of initiatives. This study focused on the impacts of access to working capital and enterprise development training programs, on the...
In recent years, the financial sustainability and survival of microfinance institutions (MFIs) have been seriously threatened by factors such as the reduction in donations, cooperation funds and international aid, and increased competition from comme...
As it emerges from the literature, electricity access in rural contexts is deeply intertwined with socioeconomic dynamics. However, the advent of a reliable and sufficient source of electricity is not the sole driver that might contribute to local de...
A social business fund is a novel financial instrument that can assist micro-entrepreneurs. Extensive research has been conducted on the effects of microcredit on the income, expenses, health, and living standards of entrepreneurs. In this study, we...
The regulation of microfinance services is likely to have a wide-ranging influence on the microfinance sector, particularly on institutions and their clients. This paper reveals the impact of a specific regulatory regime, the “Microcredit Regul...
This paper presents a case study of a youth organisation working with families in extreme poverty and lack of adequate housing in Chile and Mexico. It initially describes the considerable structural changes that relate to the emergence of the organis...
In Bangladesh, many poultry microenterprises (MEs) have flourished through the lending of microcredit to the poor. These MEs are linked to the value chain and play a significant role in poverty reduction. Not all of these MEs are located in favorable...
Microfinance has become one of the most important financing alternatives for business start-ups, especially for vulnerable groups in poor regions. Microfinance provides access to financial products, especially to people who have been excluded from th...
In this study, we explore whether microfinance institutions (MFIs) can mitigate the adverse macroeconomic consequences of natural disasters. The provision of capital immediately following a natural event is recognized as one of the necessary conditio...
The sustainable development of micro-hydropower (MHP) plants is a challenge for rural electrification in developing countries, especially in Indonesia, which has diverse ethnic groups, cultures, and traditions in several isolated locations due to its...
Food production faces significant economic, social, and environmental challenges. The Principles for Responsible Investment in Agriculture (CFS-RAI), aligned with the Sustainable Development Goals (SDG), provide a framework for implementing actions a...
The milk productivity of Ethiopian smallholder farmers is greatly influenced by the use of commercial feed. Despite its potential to increase milk production, commercial feed is still not widely used. The study examined the factors influencing the co...
Flooding in Tempe Lake, Indonesia, poses ongoing socioeconomic challenges, mainly affecting food security, agricultural output, and household livelihoods. The recurrent and unpredictable floods disrupt planting and harvesting periods, resulting in si...
In this systematic review of the literature on using Machine Learning (ML) for credit risk prediction, we raise the need for financial institutions to use Artificial Intelligence (AI) and ML to assess credit risk, analyzing large volumes of informati...
Individual microcredit loans involve large quantities and small amounts and necessitate rapid approval, therefore making simple and fast application approvals rather critical. Creditors must evaluate clients’ credit status and default risk with...
Expanding internet connectivity to rural areas requires a comprehensive understanding of the influence path among internet usage, subjective well-being (SWB), and environmentally friendly agricultural practices (EAPs) of farmers. This study aimed to...
26 January 2019
The consequences of leprosy go beyond the physical, social and psychological, as leprosy can drive persons affected and their families into poverty, stigmatization and disability. This paper describes the impact of a socio-economic development (SED)...
Bangladesh is one of the most disaster prone countries in the world. Cyclone disasters that affect millions of people, destroy homesteads and livelihoods, and trigger migration are common in the coastal region of Bangladesh. The aim of this article i...
Yam production, processing, distribution, and marketing processes are underpinned by socio-cultural beliefs shaped by ritual practices and indigenous wisdom. We used semi-structured interviews, public meetings, keen observation, local informants, and...
As populations increase, so do the challenges in feeding the world. Rural Advisory Services (RAS) contribute positively to food security by ensuring rural populations have access to vital knowledge increasing yields and rural incomes. For historical...
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