- Article
Between Firewalls and Feelings: Modelling Trust and Commitment in Digital Banking Platforms
- Ruhunage Panchali Dias,
- Zazli Lily Wisker and
- Noor H. S. Alani
Digital banking has become part of everyday life in Aotearoa–New Zealand, offering convenience but also raising questions of trust, security, and long-term commitment. This study examines how service quality, security and privacy, user experien...