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Most Cited

  • Article
  • Open Access
109 Citations
10,493 Views
16 Pages

The Moderating Effect of Perceived Risk on Users’ Continuance Intention for FinTech Services

  • Kshitiz Jangir,
  • Vikas Sharma,
  • Sanjay Taneja and
  • Ramona Rupeika-Apoga

The study’s aim is to investigate how FinTech users’ perceived risk influences their continuance intention to use FinTech services. The new model, which was based on the Expectation Confirmation Model, was created to achieve the study&rsq...

  • Article
  • Open Access
102 Citations
7,874 Views
14 Pages

Utilizing natural resources wisely, reducing pollution, and taking other environmental factors into account are now critical to the prospects for long-term economic growth and, by extension, sustainable development. We investigate the impact of total...

  • Article
  • Open Access
89 Citations
64,297 Views
12 Pages

The Impact of Fintech and Digital Financial Services on Financial Inclusion in India

  • Mohammad Asif,
  • Mohd Naved Khan,
  • Sadhana Tiwari,
  • Showkat K. Wani and
  • Firoz Alam

India’s financial inclusion has significantly improved during the last several years. In recent years, there has been a rise in the number of Indians who have bank accounts, with this figure believed to be close to 80% at present. Fintech busin...

  • Article
  • Open Access
86 Citations
10,846 Views
23 Pages

Does Previous Experience with the Unified Payments Interface (UPI) Affect the Usage of Central Bank Digital Currency (CBDC)?

  • Munish Gupta,
  • Sanjay Taneja,
  • Vikas Sharma,
  • Amandeep Singh,
  • Ramona Rupeika-Apoga and
  • Kshitiz Jangir

In this study, we examined the influence of users’ experiences with the unified payments interface (UPI) system on the usage behavior of central bank digital currency (CBDC) in India. Our research developed a novel conceptual framework that inv...

  • Article
  • Open Access
80 Citations
6,366 Views
17 Pages

The objective of this article is to assist the reader in understanding the journey from traditional Supply Chain Management to Digital Supply Chain Management. It aims to augment the concept of Digital Supply Chain Management with blockchain technolo...

  • Article
  • Open Access
71 Citations
47,179 Views
16 Pages

This study explores the adoption and impact of artificial intelligence (AI) and machine learning (ML) in financial markets, utilizing a mixed-methods approach that includes a quantitative survey and a qualitative analysis of existing research papers,...

  • Article
  • Open Access
67 Citations
14,450 Views
16 Pages

Demystifying the Effect of the News (Shocks) on Crypto Market Volatility

  • Mukul Bhatnagar,
  • Sanjay Taneja and
  • Ramona Rupeika-Apoga

The cryptocurrency market has enormous growth potential. In this study, the aim is to investigate how the news (shocks) affects cryptocurrency market volatility. This is significant because, while cryptocurrencies are gaining popularity among investo...

  • Article
  • Open Access
54 Citations
16,519 Views
23 Pages

Explainable AI for Credit Assessment in Banks

  • Petter Eilif de Lange,
  • Borger Melsom,
  • Christian Bakke Vennerød and
  • Sjur Westgaard

Banks’ credit scoring models are required by financial authorities to be explainable. This paper proposes an explainable artificial intelligence (XAI) model for predicting credit default on a unique dataset of unsecured consumer loans provided...

  • Review
  • Open Access
53 Citations
26,497 Views
20 Pages

Financial Inclusion and Its Ripple Effects on Socio-Economic Development: A Comprehensive Review

  • Deepak Mishra,
  • Vinay Kandpal,
  • Naveen Agarwal and
  • Barun Srivastava

This study provides an overview of the different dimensions of financial inclusion, its socioeconomic impacts on society’s sustainable development, and future research agendas. Initially, 620 studies were identified using Scopus and other datab...

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J. Risk Financial Manag. - ISSN 1911-8074