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Most Recent

  • Article
  • Open Access
104 Views
24 Pages

2 February 2026

Asia presently houses some of the top and dynamic economies in the world. These economies have also experienced high fintech adoption in their banking sectors. This paper examines the impact of fintech adoption and integration on the efficiency and s...

  • Article
  • Open Access
87 Views
19 Pages

When Will the Next Shock Happen? A Dynamic Framework for Event Probability Estimation

  • Konstantinos Pantelidis,
  • Ioannis Karakostas and
  • Odysseas Pavlatos

2 February 2026

Extreme movements in financial time series pose challenges for risk management and forecasting, particularly when their timing is irregular and difficult to anticipate. This study aims to develop a probabilistic framework for detecting and predicting...

  • Article
  • Open Access
312 Views
33 Pages

Codify, Condition, Capacitate: Expert Perspectives on Institution-First Blockchain–BIM Governance for PPP Transparency in Nigeria

  • Akila Pramodh Rathnasinghe,
  • Ashen Dilruksha Rahubadda,
  • Kenneth Arinze Ede and
  • Barry Gledson

16 January 2026

Road infrastructure underpins Nigeria’s economic competitiveness, yet Public–Private Partnership (PPP) performance is constrained not by inadequate legislation but by persistent weaknesses in enforcement and governance. Transparency defic...

  • Article
  • Open Access
397 Views
17 Pages

9 January 2026

Credit card fraud detection remains a critical challenge for financial institutions, particularly due to extreme class imbalance and the continuously evolving nature of fraudulent behavior. This study investigates two complementary approaches: anomal...

  • Article
  • Open Access
384 Views
24 Pages

Strategic Foresight for FinTech Governance: A Scenario-Based MCDA Approach for Kuwait

  • Salah Kayed,
  • Zaid Alhawwatma,
  • Amer Morshed and
  • Laith T. Khrais

8 January 2026

This study investigates how strategic foresight can enhance FinTech governance and policy resilience in emerging economies, using Kuwait as an illustrative case. It aims to identify which foresight interventions should be prioritized across alternati...

  • Article
  • Open Access
285 Views
21 Pages

8 January 2026

Research on users’ switching intentions in peer-to-peer (P2P) mobile payment systems, particularly in developing markets, remains limited. This study examines how two satisfaction dimensions, transaction-based satisfaction and experience-based...

  • Article
  • Open Access
228 Views
22 Pages

7 January 2026

This study investigates the influence of access to mobile cashless technology on enterprise continuity intention and cash flow management skills. It also explores the influence of cashless technology, knowledge, and experience on enterprise continuit...

  • Article
  • Open Access
262 Views
25 Pages

7 January 2026

This study evaluates the early impact of Central Bank Digital Currencies (CBDCs) on key financial indicators in The Bahamas, focusing on the introduction of the SandDollar—the world’s first fully implemented retail CBDC. Using the Synthet...

  • Article
  • Open Access
315 Views
38 Pages

7 January 2026

Prediction of stock closing price plays a critical role in financial planning, risk management, and informed investment decision-making. In this study, we propose a novel model that synergistically amalgamates Bidirectional GRU (BiGRU) with three com...

  • Article
  • Open Access
939 Views
19 Pages

Fintech Innovations and the Transformation of Rural Financial Ecosystems in India

  • Mohd Umar Farukh,
  • Mohammad Taqi,
  • Koteswara Rao Vemavarapu,
  • Sayed M. Fadel and
  • Nawab Ali Khan

24 December 2025

Background: Fintech companies have revolutionized the financial services industry in India in recent years. This is especially true for the growth of digital payment methods. India’s unbanked are being introduced to banking by fintech companies...

  • Article
  • Open Access
424 Views
15 Pages

A Blockchain Architecture for Hourly Electricity Rights and Yield Derivatives

  • Volodymyr Evdokimov,
  • Anton Kudin,
  • Vakhtanh Chikhladze and
  • Volodymyr Artemchuk

24 December 2025

The article presents a blockchain-based architecture for decentralized electricity trading that tokenizes energy delivery rights and cash-flows. Energy Attribute Certificates (EACs) are implemented as NFTs, while buy/sell orders are encoded as ERC-11...

  • Article
  • Open Access
466 Views
18 Pages

Innovative Credit Scoring and Sales Accounting Solutions for SMEs in Kazakhstan

  • Gulnaz Zakariya,
  • Olzhas Akylbekov,
  • Aiman Moldagulova and
  • Ryskhan Satybaldiyeva

23 December 2025

This paper examines the combination of traditional banking credit assessment techniques with contemporary internal sales accounting systems in Kazakhstan, aiming to augment the precision and resilience of financial assessments pertaining to SMEs. The...

  • Article
  • Open Access
2,305 Views
29 Pages

18 December 2025

The rapid evolution of digital assets transforms cryptocurrencies into one of the most volatile and data-rich financial markets. Their nonlinear and unpredictable nature limits the effectiveness of traditional forecasting models, motivating the use o...

  • Article
  • Open Access
642 Views
48 Pages

Building Competitive Advantage in Indonesia’s WealthTech Ecosystem: A Strategic Development Model

  • Priscilla Maulina Juliani Siregar,
  • Noer Azam Achsani,
  • Zenal Asikin and
  • Dikky Indrawan

18 December 2025

This study develops a comprehensive competitiveness model for Indonesia’s WealthTech ecosystem by integrating Interpretive Structural Modeling (ISM) and MICMAC analysis. The research identifies and classifies 23 interrelated variables derived f...

  • Article
  • Open Access
1 Citations
676 Views
23 Pages

16 December 2025

Purpose: The central research question of the study is how objective financial knowledge and subjective financial confidence interact and relate to digital financial behavior and the use of FinTech tools. By examining both objective knowledge refers...

  • Article
  • Open Access
779 Views
20 Pages

12 December 2025

Enterprises today face increasing threats from cyberattacks, supply chain disruptions, and systemic market risks, making the enhancement of organizational resilience through advanced risk management frameworks increasingly critical. Traditional appro...

  • Review
  • Open Access
641 Views
25 Pages

11 December 2025

Non-Fungible Tokens (NFTs) have transformed digital ownership, offering unique representations of assets such as art, collectibles, and virtual property. However, pricing NFTs remains a complex and underexplored issue. This study addresses two core q...

  • Article
  • Open Access
367 Views
32 Pages

8 December 2025

This study delves into the domain of corporate litigation risk, particularly through the prism of securities class actions, by leveraging financial datasets and trading metrics to broaden the scope of predictability for securities class-action litiga...

  • Article
  • Open Access
407 Views
22 Pages

7 December 2025

This study investigates the critical macro-level conditions that determine the success of crowdfunding platforms, a pivotal segment of the FinTech landscape. We propose a novel configurational theory to decipher how combinations of institutional, eco...

  • Article
  • Open Access
1,201 Views
19 Pages

4 December 2025

The contribution of innovation to global development and productivity is indeed very important, as it enables the creation of new products and services or the improvement of existing ones. Experience of developed economies suggests that innovations a...

  • Review
  • Open Access
1,172 Views
37 Pages

4 December 2025

This study conducts a bibliometric review of Bitcoin research in the Business and Economics domains, using VOSviewer to visualize network structures and Bidirectional Encoder Representations from Transformers Topic (BERTopic) to derive semantically c...

  • Article
  • Open Access
1 Citations
804 Views
37 Pages

Governing Financial Innovation Through Institutional Learning: Lessons from Romania’s Fintech Innovation Hub

  • Claudiu Ioan Negrea,
  • Ela Mădălina Scarlat,
  • Ionuț Horătău and
  • Otilia Manta

27 November 2025

The rapid digital transformation of the financial sector has driven supervisory authorities to develop new tools for engaging with fintech innovation. Among these, Innovation Hubs have become essential mechanisms for improving regulatory dialogue, in...

  • Feature Paper
  • Article
  • Open Access
1 Citations
1,153 Views
23 Pages

27 November 2025

As Morocco aspires to position itself as a regional hub for financial innovation in Africa, its Fintech sector presents a paradox: despite a robust digital infrastructure and growing institutional support, adoption remains limited. Systemic barriers&...

  • Article
  • Open Access
1,317 Views
20 Pages

21 November 2025

The environmental footprint of cryptocurrency networks, particularly the electricity-intensive Bitcoin (BTC) blockchain, has raised growing concern among policymakers, investors, and environmental organizations. This study examines how major global e...

  • Article
  • Open Access
1 Citations
1,753 Views
20 Pages

12 November 2025

Deep learning has transformed numerous areas of data science by achieving outstanding performance in tasks such as image recognition, speech processing, and natural language understanding. Recently, the challenges of financial forecasting—marke...

  • Article
  • Open Access
2,291 Views
26 Pages

7 November 2025

FinTech-based lending has rapidly expanded in emerging economies, offering convenience and inclusion but also raising concerns about over-indebtedness. In Indonesia, the surge of digital loans has been accompanied by growing signs of risky borrowing...

  • Article
  • Open Access
934 Views
17 Pages

1 November 2025

Economic disinformation causes significant harm, resulting in substantial losses for the global economy. Each year, it is estimated that around USD 78 billion is lost due to the spread of false or misleading information, with a major share stemming f...

  • Feature Paper
  • Review
  • Open Access
2 Citations
5,672 Views
18 Pages

31 October 2025

In this study, we review recent research on how digital payment technologies (DPTs) promote financial inclusion (FI) across the world. Drawing on empirical studies from the past decade, we show that digital payment systems have helped reduce financia...

  • Article
  • Open Access
1,267 Views
23 Pages

27 October 2025

In this study, we empirically examine the determinants of fundraising success in Japan’s lending-based crowdfunding (LBCF), with a focus on the financial literacy of investors. Using 465 campaigns on the LBCF platform “Bankers” (Dec...

  • Article
  • Open Access
5,765 Views
21 Pages

23 October 2025

This study investigates the dynamic relationship between key macroeconomic indicators, specifically inflation (CPI), the Federal Funds Rate, GDP growth, unemployment, and money supply, and U.S. stock market returns, represented by the S&P 500 ind...

  • Article
  • Open Access
1 Citations
1,097 Views
24 Pages

A Smart Optimization Model for Reliable Signal Detection in Financial Markets Using ELM and Blockchain Technology

  • Deepak Kumar,
  • Priyanka Pramod Pawar,
  • Santosh Reddy Addula,
  • Mohan Kumar Meesala,
  • Oludotun Oni,
  • Qasim Naveed Cheema and
  • Anwar Ul Haq

23 October 2025

This study proposes a novel approach to improve the reliability of trading signals for gold market prediction by integrating technical analysis indicators, Moving Averages (MAs), MACD, and Ichimoku Cloud, with a Particle Swarm-Optimized Extreme Learn...

  • Review
  • Open Access
2 Citations
2,752 Views
20 Pages

Artificial Intelligence and Firm Value: A Bibliometric and Systematic Literature Review

  • Alexandros Koulis,
  • Constantinos Kyriakopoulos and
  • Ioannis Lakkas

5 October 2025

Objective: This study investigates how artificial intelligence (AI) research relates to firm value, focusing on dominant thematic trends, theoretical foundations, and global collaboration patterns. Methods: A PRISMA-guided systematic review was condu...

  • Article
  • Open Access
2,564 Views
15 Pages

Large Language Models for Nowcasting Cryptocurrency Market Conditions

  • Anurag Dutta,
  • M. Gayathri Lakshmi,
  • A. Ramamoorthy and
  • Pijush Kanti Kumar

29 September 2025

Large language models have expanded their application from traditional tasks in natural language processing to several domains of science, technology, engineering, and mathematics. This research studies the potential of these models for financial &ld...

  • Article
  • Open Access
4,025 Views
41 Pages

25 September 2025

Quantum technology is significantly transforming businesses, organisations, and information systems. It will have a significant impact on accounting and finance, particularly in the context of cybersecurity. It presents both opportunities and risks i...

  • Article
  • Open Access
1,384 Views
24 Pages

Multiscale Stochastic Models for Bitcoin: Fractional Brownian Motion and Duration-Based Approaches

  • Arthur Rodrigues Pereira de Carvalho,
  • Felipe Quintino,
  • Helton Saulo,
  • Luan C. S. M. Ozelim,
  • Tiago A. da Fonseca and
  • Pushpa N. Rathie

19 September 2025

This study introduces and evaluates stochastic models to describe Bitcoin price dynamics at different time scales, using daily data from January 2019 to December 2024 and intraday data from 20 January 2025. In the daily analysis, models based on are...

  • Review
  • Open Access
3 Citations
9,192 Views
35 Pages

3 September 2025

The rise of financial technology (FinTech) has generated substantial research on its adoption by customers and the associated implications for traditional banks. This systematic review addresses two questions: (1) What factors enable or hinder consum...

  • Article
  • Open Access
2 Citations
9,332 Views
27 Pages

3 September 2025

Banking has evolved from ancient times of using grain banks and temple lending to modern banking practices. The transformation of the banking sector has ensured that banks play the crucial role of facilitating faster and efficient service delivery. T...

  • Article
  • Open Access
1,311 Views
26 Pages

1 September 2025

This paper introduces a novel approach to tree modeling architecture integrated with blockchain technology, aimed at enhancing landscape spatial planning and forest monitoring systems. The primary objective is to develop a low-cost, automated tree CA...

  • Article
  • Open Access
1 Citations
2,281 Views
22 Pages

1 September 2025

This study addresses the critical need for accurate tourism demand (TD) forecasting in Bulgaria using economic indicators, developing robust predictive models to navigate post-pandemic market volatility. The COVID-19 pandemic exposed tourism’s...

  • Article
  • Open Access
3,028 Views
32 Pages

The Impact of Technological Development on the Productivity of UK Banks

  • Nour Mohamad Fayad,
  • Ali Awdeh,
  • Jessica Abou Mrad,
  • Ghaithaa El Mokdad and
  • Madonna Nassar

26 August 2025

This study investigates the impact of digitalisation and intangible investment—specifically digital skills and software adoption—on productivity in the United Kingdom’s banking sector. Software adoption is captured through banks&rsq...

  • Article
  • Open Access
2 Citations
3,971 Views
21 Pages

Determinants of FinTech Payment Services Adoption—An Empirical Study of Lithuanian Businesses

  • Greta Marcevičiūtė,
  • Kamilė Taujanskaitė and
  • Jens Kai Perret

26 August 2025

The new era of FinTech services enabled the financial sector to benefit from innovative and cost-effective products via process automation, fostering a foundation for more sustainable business growth. Despite considerable research, the determinants o...

  • Article
  • Open Access
5,556 Views
41 Pages

M&As and Corporate Financial Performance: An Empirical Study of DAX 40 Firms

  • Alessia Rufolo,
  • Tetiana Paientko and
  • Katrin Dziergwa

15 August 2025

This study examines the impact of mergers and acquisitions (M&As) on the financial performance of firms listed in Germany’s DAX 40 index. Although M&As are a widely used strategic tool intended to create value through synergies and mark...

  • Article
  • Open Access
1,474 Views
15 Pages

14 August 2025

This study examines whether fintech lenders outperform traditional banks and non-fintech non-banks in risk assessment for U.S. 30-year fixed-rate conforming mortgages. Analyzing Fannie Mae and Freddie Mac loans from Q1 2012 to Q1 2020 using ROC/AUC a...

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FinTech - ISSN 2674-1032