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FinTech, Volume 5, Issue 1

2026 March - 26 articles

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Articles (26)

  • Article
  • Open Access
3,599 Views
50 Pages

Study on the Validity of Volatility Trading

  • Alberto Castillo and
  • Jose Manuel Mira Mcwilliams

20 March 2026

This study examines the role of volatility mean reversion in option pricing and evaluates the performance of commonly used volatility estimators within a broad market context. Using a comprehensive dataset of end-of-day option chains for the 100 most...

  • Article
  • Open Access
2 Citations
1,572 Views
22 Pages

FinTech for Inclusive Growth: A Gender Perspective

  • Hela Mzoughi,
  • Arafet Farroukh and
  • Martina Metzger

19 March 2026

This study investigates how financial technology (FinTech) contributes to economic growth, focusing on whether it acts primarily as a mediator or a moderator within the finance–growth nexus. A composite FinTech index is constructed using Princi...

  • Article
  • Open Access
2 Citations
2,009 Views
28 Pages

Blockchain Adoption in Local Governments: The Case of Lugano

  • Lorenzo Barisone,
  • Edoardo Beretta,
  • Robert Bregy,
  • Vincenzo Carbone and ,
  • Roberto Gorini and
  • Giacomo Zucco
  • + 1 author+ 0 author

10 March 2026

The present article examines the pioneering case of blockchain adoption in local government by the City of Lugano and discusses how Distributed Ledger Technology (DLT) may support institutional innovation beyond pilot experimentation. The Swiss munic...

(This article belongs to the Special Issue Creativity and Innovation in the Digital Economy: Finance and Economic Perspectives)
  • Article
  • Open Access
2 Citations
2,732 Views
13 Pages

Detecting Cyber Fraud in Banking Transactions via Machine Learning Techniques: Implications for Financial Stability

  • Lamprini Konsta,
  • Dimitrios Dimitriou,
  • Anastasios Papathanasiou and
  • Vasiliki Liagkou

10 March 2026

This study empirically investigates the performance of Elastic Machine Learning, an industrial, unsupervised anomaly detection tool, in the identification of fraudulent behavior in banking transactions. Using AI-generated datasets that were designed...

  • Review
  • Open Access
5 Citations
2,826 Views
35 Pages

5 March 2026

Green FinTech involves facilitating sustainable payments, banking, and investment; nevertheless, it is subject to consumer trust and perceptions of ‘green’ value. The literature on this topic is fragmented, with information systems litera...

(This article belongs to the Special Issue Modeling Behavioral and Cognitive Drivers of FinTech Adoption: Trust, Emotion and Digital Decision-Making)
  • Article
  • Open Access
1,931 Views
22 Pages

5 March 2026

Amidst the escalating geopolitical fragmentation of the global financial system, divergent stablecoin architectures are emerging. This study employs Qualitative Comparative Analysis (QCA) and introduces a formalized ‘Geopolitical Stablecoin&rsq...

(This article belongs to the Special Issue Fintech Innovations: Transforming the Financial Landscape)
  • Article
  • Open Access
2 Citations
1,768 Views
24 Pages

2 March 2026

As cryptocurrencies evolve from niche assets to systemic financial components, the banking sector faces a strategic dilemma: displacement or adaptation. Using 27,510 bank–year observations from 2014 to 2023 across thirty-two economies, predomin...

(This article belongs to the Special Issue Fintech Innovations: Transforming the Financial Landscape)
  • Article
  • Open Access
1 Citations
7,788 Views
13 Pages

Tokenized Gold in Crypto Markets: Tracking Accuracy and Portfolio Performance

  • Muhammad Ashfaq,
  • Maximilian Pfeifer,
  • Tan Gürpinar and
  • Mehmet Akif Gulum

2 March 2026

This paper examines the relationship between traditional gold (XAU) and its tokenized counterparts (PAXG and XAUT), providing an empirical assessment of how digital representations of real-world assets align with their underlying benchmarks. Using mu...

  • Article
  • Open Access
2,033 Views
19 Pages

12 February 2026

This study examines the impact of corporate governance on sustainability-related risk in Indian banks across crisis and post-crisis periods. Using data from 37 public and private banks between 2006 and 2018, it analyzes how board characteristics infl...

  • Article
  • Open Access
1 Citations
2,513 Views
26 Pages

10 February 2026

Nowadays, the European economy faces significant global challenges that threaten the continuity of economic growth, especially in the German manufacturing sector, which is under strain from financial turmoil, resulting in numerous layoffs and firm cl...

(This article belongs to the Special Issue Modeling Behavioral and Cognitive Drivers of FinTech Adoption: Trust, Emotion and Digital Decision-Making)
  • Article
  • Open Access
2 Citations
3,988 Views
31 Pages

9 February 2026

Quantum computing threatens the security foundations of global financial systems, exposing long-lived data and signed digital assets to “harvest-now, decrypt-later” attacks. While the timeline for cryptographically relevant quantum comput...

  • Article
  • Open Access
2 Citations
4,566 Views
26 Pages

How Effective Is Mamba-Augmented Transformer for Stock Market Price Forecasting?

  • Md. Shahria Sarker Shuvo,
  • Awsaf Tausif Adib,
  • Md. Estehaar Ahmed Emon,
  • Ahasanur Rafi and
  • Rashedur M. Rahman

9 February 2026

Stock price forecasting remains challenging due to the non-linear, noisy, and non-stationary nature of financial time series. Although LSTMs and Transformer-based models have improved sequential modeling, their ability to scale efficiently to long fi...

(This article belongs to the Special Issue Fintech Innovations: Transforming the Financial Landscape)
  • Article
  • Open Access
4 Citations
5,132 Views
24 Pages

2 February 2026

Asia presently houses some of the top and dynamic economies in the world. These economies have also experienced high fintech adoption in their banking sectors. This paper examines the impact of fintech adoption and integration on the efficiency and s...

  • Article
  • Open Access
1,262 Views
19 Pages

When Will the Next Shock Happen? A Dynamic Framework for Event Probability Estimation

  • Konstantinos Pantelidis,
  • Ioannis Karakostas and
  • Odysseas Pavlatos

2 February 2026

Extreme movements in financial time series pose challenges for risk management and forecasting, particularly when their timing is irregular and difficult to anticipate. This study aims to develop a probabilistic framework for detecting and predicting...

  • Article
  • Open Access
1,928 Views
20 Pages

2 February 2026

We examine whether aggregate “music mood” derived from globally popular songs can help forecast primary equity issuance. We build a Friday-anchored weekly panel that merges SEC EDGAR counts of priced Initial Public Offerings (IPOs) with f...

(This article belongs to the Special Issue Financial Technology and Strategic AI Integration in FinTech: Transforming Banking, Payments, and Building a Sustainable Economy—Challenges and Opportunities)
  • Article
  • Open Access
3,484 Views
17 Pages

20 January 2026

Robo-advisors are evolving fintech solutions that ask potential clients about their investment purpose and time horizon and then offer investment strategies to reach different goals. This study aims to build on prior research and gain insights into t...

  • Article
  • Open Access
4 Citations
1,827 Views
33 Pages

Codify, Condition, Capacitate: Expert Perspectives on Institution-First Blockchain–BIM Governance for PPP Transparency in Nigeria

  • Akila Pramodh Rathnasinghe,
  • Ashen Dilruksha Rahubadda,
  • Kenneth Arinze Ede and
  • Barry Gledson

16 January 2026

Road infrastructure underpins Nigeria’s economic competitiveness, yet Public–Private Partnership (PPP) performance is constrained not by inadequate legislation but by persistent weaknesses in enforcement and governance. Transparency defic...

  • Article
  • Open Access
7 Citations
2,677 Views
17 Pages

9 January 2026

Credit card fraud detection remains a critical challenge for financial institutions, particularly due to extreme class imbalance and the continuously evolving nature of fraudulent behavior. This study investigates two complementary approaches: anomal...

(This article belongs to the Special Issue Financial Technology and Strategic AI Integration in FinTech: Transforming Banking, Payments, and Building a Sustainable Economy—Challenges and Opportunities)
  • Article
  • Open Access
2 Citations
2,416 Views
24 Pages

Strategic Foresight for FinTech Governance: A Scenario-Based MCDA Approach for Kuwait

  • Salah Kayed,
  • Zaid Alhawwatma,
  • Amer Morshed and
  • Laith T. Khrais

8 January 2026

This study investigates how strategic foresight can enhance FinTech governance and policy resilience in emerging economies, using Kuwait as an illustrative case. It aims to identify which foresight interventions should be prioritized across alternati...

(This article belongs to the Special Issue Financial Technology and Strategic AI Integration in FinTech: Transforming Banking, Payments, and Building a Sustainable Economy—Challenges and Opportunities)
  • Article
  • Open Access
1,774 Views
21 Pages

8 January 2026

Research on users’ switching intentions in peer-to-peer (P2P) mobile payment systems, particularly in developing markets, remains limited. This study examines how two satisfaction dimensions, transaction-based satisfaction and experience-based...

(This article belongs to the Special Issue Modeling Behavioral and Cognitive Drivers of FinTech Adoption: Trust, Emotion and Digital Decision-Making)
  • Article
  • Open Access
5 Citations
1,953 Views
22 Pages

7 January 2026

This study investigates the influence of access to mobile cashless technology on enterprise continuity intention and cash flow management skills. It also explores the influence of cashless technology, knowledge, and experience on enterprise continuit...

  • Article
  • Open Access
3 Citations
2,707 Views
25 Pages

7 January 2026

This study evaluates the early impact of Central Bank Digital Currencies (CBDCs) on key financial indicators in The Bahamas, focusing on the introduction of the SandDollar—the world’s first fully implemented retail CBDC. Using the Synthet...

  • Article
  • Open Access
1 Citations
2,129 Views
38 Pages

7 January 2026

Prediction of stock closing price plays a critical role in financial planning, risk management, and informed investment decision-making. In this study, we propose a novel model that synergistically amalgamates Bidirectional GRU (BiGRU) with three com...

  • Article
  • Open Access
5 Citations
4,625 Views
19 Pages

Fintech Innovations and the Transformation of Rural Financial Ecosystems in India

  • Mohd Umar Farukh,
  • Mohammad Taqi,
  • Koteswara Rao Vemavarapu,
  • Sayed M. Fadel and
  • Nawab Ali Khan

24 December 2025

Background: Fintech companies have revolutionized the financial services industry in India in recent years. This is especially true for the growth of digital payment methods. India’s unbanked are being introduced to banking by fintech companies...

(This article belongs to the Special Issue Financial Technology and Strategic AI Integration in FinTech: Transforming Banking, Payments, and Building a Sustainable Economy—Challenges and Opportunities)
  • Article
  • Open Access
7 Citations
1,471 Views
15 Pages

A Blockchain Architecture for Hourly Electricity Rights and Yield Derivatives

  • Volodymyr Evdokimov,
  • Anton Kudin,
  • Vakhtanh Chikhladze and
  • Volodymyr Artemchuk

24 December 2025

The article presents a blockchain-based architecture for decentralized electricity trading that tokenizes energy delivery rights and cash-flows. Energy Attribute Certificates (EACs) are implemented as NFTs, while buy/sell orders are encoded as ERC-11...

(This article belongs to the Special Issue Fintech Innovations: Transforming the Financial Landscape)
  • Article
  • Open Access
1 Citations
2,162 Views
18 Pages

Innovative Credit Scoring and Sales Accounting Solutions for SMEs in Kazakhstan

  • Gulnaz Zakariya,
  • Olzhas Akylbekov,
  • Aiman Moldagulova and
  • Ryskhan Satybaldiyeva

23 December 2025

This paper examines the combination of traditional banking credit assessment techniques with contemporary internal sales accounting systems in Kazakhstan, aiming to augment the precision and resilience of financial assessments pertaining to SMEs. The...

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FinTech - ISSN 2674-1032