This study examines the relationship between student loan debt and civic engagement among college graduates, with particular attention to differential effects by field of study. Drawing on data from the College and Beyond II dataset, this research an...
Federal and private lenders have issued college student loans, now rising above $1.3 trillion nationwide and, to gain revenues for continued lending, sell them to securitizers who in turn bundle them into asset-backed securities. This paper argues th...
Increasing numbers of college students have serious mental health conditions, but their dropout rates are high and debt accrual is common. A well-specified intervention that colleges can directly offer their undergraduates with serious mental health...
Research has well documented the far-reaching benefits of providing educational opportunities for individuals who are incarcerated, applicable to the students themselves and society. Given the many benefits, it is encouraging that access to U.S. Pell...
This study investigated the effects of U.S. student loans on attainment via the GPA of non-white undergraduates. The data for the study were drawn from the 2012/2017 Beginning Postsecondary Students Longitudinal Study (BPS: 12/17), encompassing a nat...
20 October 2021
With the development of science and technology, buying has become much easier. At the same time, however, impulsive buying has many negative consequences for college students, such as dissatisfaction and debt; the causes of impulsive buying should, t...
Based on a randomized controlled experiment among final-year undergraduate students, we provide an assessment of the treatment effects of financial education intervention focused on debt-financed graduate education decision-making. Specifically, this...
After the COVID-19 lockdown, a ‘new normal’ was established, involving a hybrid lifestyle that combined face-to-face with virtual activity. We investigated, in a case-control study, the impact of the ‘new normal’ on daily slee...
There were three errors in the original publication (Bui 2024) [...]
Credit card holders from different age groups have different usage behaviors, so deeply investigating the credit card usage condition and properly modeling the usage trend of all customers in different age groups from time series data is meaningful f...