Fintech, Digital Finance, and Socio-Cultural Factors
A special issue of Journal of Risk and Financial Management (ISSN 1911-8074). This special issue belongs to the section "Financial Technology and Innovation".
Deadline for manuscript submissions: 30 November 2025
Special Issue Editors
Interests: Climate risk; ESG; Digital Finance; Corporate culture
Interests: Fintech; ESG; Cross-cultural studies; Sustainable Finance; Financial innovation
Special Issues, Collections and Topics in MDPI journals
Special Issue Information
Dear Colleagues,
Fintech and digital finance are revolutionizing financial services through innovations such as mobile payments, robo-advisors, and digital currencies, but socio-cultural factors shape their adoption and risk profiles. This Special Issue invites research on risk management in fintech ecosystems, including cybersecurity risks, regulatory challenges, and systemic stability in digital finance. We seek papers exploring how socio-cultural factors encompassing societal values, cultural norms, and behavioral influences drive or hinder fintech adoption, shape consumer trust in digital platforms, or influence regulatory frameworks. Contributions may include studies on the impact of fintech on financial inclusion, the role of cultural attitudes in digital payment systems, or cross-country analyses of fintech market penetration. We also welcome research on emerging risks, such as data privacy concerns or algorithmic biases in digital lending. This Special Issue aims to bridge academia and industry, offering insights into managing risks and leveraging socio-cultural dynamics to advance fintech innovation on a global scale.
Dr. Mirza Muhammad Naseer
Dr. Yongsheng Guo
Dr. Mandella Osei-Assibey Bonsu
Guest Editors
Manuscript Submission Information
Manuscripts should be submitted online at www.mdpi.com by registering and logging in to this website. Once you are registered, click here to go to the submission form. Manuscripts can be submitted until the deadline. All submissions that pass pre-check are peer-reviewed. Accepted papers will be published continuously in the journal (as soon as accepted) and will be listed together on the special issue website. Research articles, review articles as well as short communications are invited. For planned papers, a title and short abstract (about 100 words) can be sent to the Editorial Office for announcement on this website.
Submitted manuscripts should not have been published previously, nor be under consideration for publication elsewhere (except conference proceedings papers). All manuscripts are thoroughly refereed through a single-blind peer-review process. A guide for authors and other relevant information for submission of manuscripts is available on the Instructions for Authors page. Journal of Risk and Financial Management is an international peer-reviewed open access monthly journal published by MDPI.
Please visit the Instructions for Authors page before submitting a manuscript. The Article Processing Charge (APC) for publication in this open access journal is 1400 CHF (Swiss Francs). Submitted papers should be well formatted and use good English. Authors may use MDPI's English editing service prior to publication or during author revisions.
Keywords
- • Fintech
- • Digital finance
- • Socio-cultural factors
- • Financial inclusion
- • Risk management
- • Regulatory frameworks
- • Cultural norms
- • Digital currencies
- • Financial innovation
- • Societal values.
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