Financial Technology and Strategic AI Integration in FinTech: Transforming Banking, Payments, and Building a Sustainable Economy—Challenges and Opportunities

Dear Colleagues,

This Special Issue aims to explore the transformative impact of innovative financial instruments and the strategic integration of Artificial Intelligence (AI) within the FinTech sector. The focus will be on how these technologies are reshaping banking and payment systems and contributing to the development of a sustainable economy. We welcome research that addresses both the challenges and opportunities presented by these advancements. Key areas of interest include, but are not limited to, the following:

• Business innovation, collaborative economy, circular economy, and sustainable development.
• Development and application of innovative financial instruments, including blockchain technology, cryptocurrencies, and decentralized finance (DeFi).
• The role of AI in enhancing FinTech solutions such as risk management, fraud detection, and customer personalization.
• Contributions of FinTech and AI to environmental, social, and governance (ESG) objectives and sustainable economic practices.
• Innovative financial applications, open banking, InsurTech, and FinTech.
• The social and ethical implications of digitization.
• Regulatory and compliance challenges associated with the integration of AI and innovative financial tools.
• The impact of FinTech innovations on financial inclusion and access to financial services in underserved regions.
• The metaverse, machine learning, continuous learning, and digital platforms.
• Case studies illustrating successful implementations of these technologies in various sectors.
• European and global agreements and partnerships and their impact on sustainability.
• Sustainability in global strategic economic fields with a local impact.
• Artificial intelligence and sustainable development.
• Human resources and jobs of the future presented by these advancements.

Dr. Otilia Manta
Prof. Dr. Valentina Vasile
Prof. Dr. Shigeyuki Hamori
Guest Editors

Manuscript Submission Information

Manuscripts should be submitted online at www.mdpi.com by registering and logging in to this website. Once you are registered, click here to go to the submission form. Manuscripts can be submitted until the deadline. All submissions that pass pre-check are peer-reviewed. Accepted papers will be published continuously in the journal (as soon as accepted) and will be listed together on the special issue website. Research articles, review articles as well as short communications are invited. For planned papers, a title and short abstract (about 250 words) can be sent to the Editorial Office for assessment.

Submitted manuscripts should not have been published previously, nor be under consideration for publication elsewhere (except conference proceedings papers). All manuscripts are thoroughly refereed through a single-blind peer-review process. A guide for authors and other relevant information for submission of manuscripts is available on the Instructions for Authors page. FinTech is an international peer-reviewed open access quarterly journal published by MDPI.

Please visit the Instructions for Authors page before submitting a manuscript. The Article Processing Charge (APC) for publication in this open access journal is 1200 CHF (Swiss Francs). Submitted papers should be well formatted and use good English. Authors may use MDPI's English editing service prior to publication or during author revisions.