Inclusive Insurance
A special issue of Risks (ISSN 2227-9091).
Deadline for manuscript submissions: closed (31 May 2024) | Viewed by 6308
Special Issue Editors
Interests: actuarial science; risk theory; dependence structures; heavy-tailed distributions; bonus-malus systems
Special Issues, Collections and Topics in MDPI journals
Interests: mortality models; cause-of-death mortality rates; cause-specific mortality dependence; social security; notional defined contribution pension schemes
Special Issues, Collections and Topics in MDPI journals
Interests: applied microeconomics; public economics; natural resource economics; environmental economics; industrial organization
2. Risk and Insurance Studies Centre (RISC), York University, Toronto, ON M2J1P3, Canada
Interests: distribution theory (e.g., dependence modeling, sums of random variables, factor models, measures of dependence); risk measurement (e.g., risk measures, risk capital allocations); insurance and economic pricing
Interests: microinsurance; microfinance; microinsurance regulation; product development
Special Issue Information
Dear Colleagues,
All over the world, people from low-income backgrounds face environmental, personal and working conditions that render them vulnerable to a variety of risks; if unable to rely on social safety nets, as it is often the case, they risk falling into hardship. When properly designed, insurance can help low-income people to cope with such risks. This is the context of inclusive insurance, and its goal is to provide affordable, sustainable, responsible, and accessible financial protection against risks, making markets work for the poor, reducing the risk of poverty traps, and enabling everyone to share in the upside of economic growth.
While (inclusive) insurance can play an important strategic role in securing sustainable economic development and eradicating poverty, thus contributing to the 17 United Nations’ Sustainable Development Goals, billions of people are still left without appropriate risk management, and the private and social benefits of inclusive insurance remain untapped.
The aim of this Special Issue is to gather science-driven and practice-informed intelligence to address opportunities for and barriers to inclusive insurance, and to identify ways to accelerate growth and economic viability in inclusive insurance for the benefit of all parties (households, insurers, and governments)—particularly in emerging markets. This Special Issue will serve as a platform to promote greater engagement between academics and practitioners in support of the co-creation of social value both locally and globally.
Prof. Dr. Corina Constantinescu
Prof. Dr. Séverine Arnold
Dr. Ida Ferrara
Prof. Dr. Edward Furman
Michael McCord
Dirk Reinhard
Guest Editors
Manuscript Submission Information
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Keywords
- inclusive insurance
- microinsurance
- Sustainable Development Goals
- poverty alleviation
- climate risk
- gender and equality
- digitalization
- regulation
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