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29 pages, 540 KiB  
Systematic Review
Digital Transformation in International Trade: Opportunities, Challenges, and Policy Implications
by Sina Mirzaye and Muhammad Mohiuddin
J. Risk Financial Manag. 2025, 18(8), 421; https://doi.org/10.3390/jrfm18080421 - 1 Aug 2025
Viewed by 370
Abstract
This study synthesizes the rapidly expanding evidence on how digital technologies reshape international trade, with a particular focus on small and medium-sized enterprises (SMEs). Guided by two research questions—(RQ1) How do digital tools influence the volume and composition of cross-border trade? and (RQ2) [...] Read more.
This study synthesizes the rapidly expanding evidence on how digital technologies reshape international trade, with a particular focus on small and medium-sized enterprises (SMEs). Guided by two research questions—(RQ1) How do digital tools influence the volume and composition of cross-border trade? and (RQ2) How do these effects vary by countries’ development level and firm size?—we conducted a PRISMA-compliant systematic literature review covering 2010–2024. Searches across eight major databases yielded 1857 records; after duplicate removal, title/abstract screening, full-text assessment, and Mixed Methods Appraisal Tool (MMAT 2018) quality checks, 86 peer-reviewed English-language studies were retained. Findings reveal three dominant technology clusters: (1) e-commerce platforms and cloud services, (2) IoT-enabled supply chain solutions, and (3) emerging AI analytics. E-commerce and cloud adoption consistently raise export intensity—doubling it for digitally mature SMEs—while AI applications are the fastest-growing research strand, particularly in East Asia and Northern Europe. However, benefits are uneven: firms in low-infrastructure settings face higher fixed digital costs, and cybersecurity and regulatory fragmentation remain pervasive obstacles. By integrating trade economics with development and SME internationalization studies, this review offers the first holistic framework that links national digital infrastructure and policy support to firm-level export performance. It shows that the trade-enhancing effects of digitalization are contingent on robust broadband penetration, affordable cloud access, and harmonized data-governance regimes. Policymakers should, therefore, prioritize inclusive digital-readiness programs, while business leaders should invest in complementary capabilities—data analytics, cyber-risk management, and cross-border e-logistics—to fully capture digital trade gains. This balanced perspective advances theory and practice on building resilient, equitable digital trade ecosystems. Full article
(This article belongs to the Special Issue Modern Enterprises/E-Commerce Logistics and Supply Chain Management)
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23 pages, 539 KiB  
Article
AI-Supported EUD for Data Visualization: An Exploratory Case Study
by Sara Beschi, Daniela Fogli, Luigi Gargioni and Angela Locoro
Future Internet 2025, 17(8), 349; https://doi.org/10.3390/fi17080349 - 1 Aug 2025
Viewed by 130
Abstract
Data visualization is a key activity in data-driven decision making and is gaining momentum in many organizational contexts. However, the role and contribution of both end-user development (EUD) and artificial intelligence (AI) technologies for data visualization and analytics are still not clear or [...] Read more.
Data visualization is a key activity in data-driven decision making and is gaining momentum in many organizational contexts. However, the role and contribution of both end-user development (EUD) and artificial intelligence (AI) technologies for data visualization and analytics are still not clear or systematically studied. This work investigates how effectively AI-supported EUD tools may assist visual analytics tasks in organizations. An exploratory case study with eight interviews with key informants allowed a deep understanding of data analysis and visualization practices in a large Italian company. It aimed at identifying the various professional roles and competencies necessary in the business context, understanding the data sources and data formats exploited in daily activities, and formulating suitable hypotheses to guide the design of AI-supported EUD tools for data analysis and visualization. In particular, the results of interviews with key informants yielded the development of a prototype of an LLM-based EUD environment, which was then used with selected target users to collect their opinions and expectations about this type of intervention in their work practice and organization. All the data collected during the exploratory case study finally led to defining a set of design guidelines for AI-supported EUD for data visualization. Full article
(This article belongs to the Special Issue Human-Centered Artificial Intelligence)
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19 pages, 2528 KiB  
Systematic Review
The Nexus Between Green Finance and Artificial Intelligence: A Systemic Bibliometric Analysis Based on Web of Science Database
by Katerina Fotova Čiković, Violeta Cvetkoska and Dinko Primorac
J. Risk Financial Manag. 2025, 18(8), 420; https://doi.org/10.3390/jrfm18080420 - 1 Aug 2025
Viewed by 237
Abstract
The intersection of green finance and artificial intelligence (AI) represents a rapidly emerging and high-impact research domain with the potential to reshape sustainable economic systems. This study presents a comprehensive bibliometric and network analysis aimed at mapping the scientific landscape, identifying research hotspots, [...] Read more.
The intersection of green finance and artificial intelligence (AI) represents a rapidly emerging and high-impact research domain with the potential to reshape sustainable economic systems. This study presents a comprehensive bibliometric and network analysis aimed at mapping the scientific landscape, identifying research hotspots, and highlighting methodological trends at this nexus. A dataset of 268 peer-reviewed publications (2014–June 2025) was retrieved from the Web of Science Core Collection, filtered by the Business Economics category. Analytical techniques employed include Bibliometrix in R, VOSviewer, and science mapping tools such as thematic mapping, trend topic analysis, co-citation networks, and co-occurrence clustering. Results indicate an annual growth rate of 53.31%, with China leading in both productivity and impact, followed by Vietnam and the United Kingdom. The most prolific affiliations and authors, primarily based in China, underscore a concentrated regional research output. The most relevant journals include Energy Economics and Finance Research Letters. Network visualizations identified 17 clusters, with focused analysis on the top three: (1) Emission, Health, and Environmental Risk, (2) Institutional and Technological Infrastructure, and (3) Green Innovation and Sustainable Urban Development. The methodological landscape is equally diverse, with top techniques including blockchain technology, large language models, convolutional neural networks, sentiment analysis, and structural equation modeling, demonstrating a blend of traditional econometrics and advanced AI. This study not only uncovers intellectual structures and thematic evolution but also identifies underdeveloped areas and proposes future research directions. These include dynamic topic modeling, regional case studies, and ethical frameworks for AI in sustainable finance. The findings provide a strategic foundation for advancing interdisciplinary collaboration and policy innovation in green AI–finance ecosystems. Full article
(This article belongs to the Special Issue Commercial Banking and FinTech in Emerging Economies)
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17 pages, 1584 KiB  
Article
What Determines Carbon Emissions of Multimodal Travel? Insights from Interpretable Machine Learning on Mobility Trajectory Data
by Guo Wang, Shu Wang, Wenxiang Li and Hongtai Yang
Sustainability 2025, 17(15), 6983; https://doi.org/10.3390/su17156983 - 31 Jul 2025
Viewed by 184
Abstract
Understanding the carbon emissions of multimodal travel—comprising walking, metro, bus, cycling, and ride-hailing—is essential for promoting sustainable urban mobility. However, most existing studies focus on single-mode travel, while underlying spatiotemporal and behavioral determinants remain insufficiently explored due to the lack of fine-grained data [...] Read more.
Understanding the carbon emissions of multimodal travel—comprising walking, metro, bus, cycling, and ride-hailing—is essential for promoting sustainable urban mobility. However, most existing studies focus on single-mode travel, while underlying spatiotemporal and behavioral determinants remain insufficiently explored due to the lack of fine-grained data and interpretable analytical frameworks. This study proposes a novel integration of high-frequency, real-world mobility trajectory data with interpretable machine learning to systematically identify the key drivers of carbon emissions at the individual trip level. Firstly, multimodal travel chains are reconstructed using continuous GPS trajectory data collected in Beijing. Secondly, a model based on Calculate Emissions from Road Transport (COPERT) is developed to quantify trip-level CO2 emissions. Thirdly, four interpretable machine learning models based on gradient boosting—XGBoost, GBDT, LightGBM, and CatBoost—are trained using transportation and built environment features to model the relationship between CO2 emissions and a set of explanatory variables; finally, Shapley Additive exPlanations (SHAP) and partial dependence plots (PDPs) are used to interpret the model outputs, revealing key determinants and their non-linear interaction effects. The results show that transportation-related features account for 75.1% of the explained variance in emissions, with bus usage being the most influential single factor (contributing 22.6%). Built environment features explain the remaining 24.9%. The PDP analysis reveals that substantial emission reductions occur only when the shares of bus, metro, and cycling surpass threshold levels of approximately 40%, 40%, and 30%, respectively. Additionally, travel carbon emissions are minimized when trip origins and destinations are located within a 10 to 11 km radius of the central business district (CBD). This study advances the field by establishing a scalable, interpretable, and behaviorally grounded framework to assess carbon emissions from multimodal travel, providing actionable insights for low-carbon transport planning and policy design. Full article
(This article belongs to the Special Issue Sustainable Transportation Systems and Travel Behaviors)
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29 pages, 1520 KiB  
Review
Methodologies for Technology Selection in an Industry 4.0 Environment: A Methodological Analysis Using ProKnow-C
by Luis Quezada, Isaias Hermosilla, Guillermo Fuertes, Astrid Oddershede, Pedro Palominos and Manuel Vargas
Technologies 2025, 13(8), 325; https://doi.org/10.3390/technologies13080325 - 31 Jul 2025
Viewed by 302
Abstract
In an ever-evolving digital environment, organizations must adopt advanced technologies for real-time big data processing to maintain their competitiveness and growth. However, selecting appropriate technologies is a challenge, particularly for small and medium-sized enterprises (SMEs). This study develops a literature review to analyze [...] Read more.
In an ever-evolving digital environment, organizations must adopt advanced technologies for real-time big data processing to maintain their competitiveness and growth. However, selecting appropriate technologies is a challenge, particularly for small and medium-sized enterprises (SMEs). This study develops a literature review to analyze the methodologies used in the selection of technologies, with a special focus on those associated with the Industry 4.0. Knowledge Development Process-Constructivist (ProKnow-C) method, which was used to build a bibliographic portfolio, examining approximately 3400 articles published between 2005 and 2024, from which 80 were selected for a detailed analysis. The main methodological contributions come from research articles, the ScienceDirect database, the Expert Systems with Applications Journal, studies conducted in Turkey, and publications from the year 2023. The results highlight the predominant use of multi-criteria techniques, emphasizing hybrid approaches that combine various decision-making methodologies. In particular, the analytic hierarchy process (AHP) and TOPSIS methods were employed in 51.25% of the analyzed cases, either individually or in combination. It is concluded that technology selection should be based on flexible and adaptive approaches tailored to the organizational context, aligning long-term strategic objectives to ensure business sustainability and success. Full article
(This article belongs to the Collection Review Papers Collection for Advanced Technologies)
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48 pages, 835 KiB  
Review
Evaluating Maturity Models in Healthcare Information Systems: A Comprehensive Review
by Jorge Gomes and Mário Romão
Healthcare 2025, 13(15), 1847; https://doi.org/10.3390/healthcare13151847 - 29 Jul 2025
Viewed by 357
Abstract
Healthcare Information Systems (HISs) are essential for improving care quality, managing chronic diseases, and supporting clinical decision-making. Despite significant investments, HIS implementations often fail due to the complexity of healthcare environments. Maturity Models (MMs) have emerged as tools to guide organizational improvement by [...] Read more.
Healthcare Information Systems (HISs) are essential for improving care quality, managing chronic diseases, and supporting clinical decision-making. Despite significant investments, HIS implementations often fail due to the complexity of healthcare environments. Maturity Models (MMs) have emerged as tools to guide organizational improvement by assessing readiness, process efficiency, technology adoption, and interoperability. This study presents a comprehensive literature review identifying 45 Maturity Models used across various healthcare domains, including telemedicine, analytics, business intelligence, and electronic medical records. These models, often based on Capability Maturity Model Integration (CMMI), vary in structure, scope, and maturity stages. The findings demonstrate that structured maturity assessments help healthcare organizations plan, implement, and optimize HIS more effectively, leading to enhanced clinical and operational performance. This review contributes to an understanding of how different MMs can support healthcare digital transformation and provides a resource for selecting appropriate models based on specific organizational goals and technological contexts. Full article
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18 pages, 4836 KiB  
Article
Deep Learning to Analyze Spatter and Melt Pool Behavior During Additive Manufacturing
by Deepak Gadde, Alaa Elwany and Yang Du
Metals 2025, 15(8), 840; https://doi.org/10.3390/met15080840 - 28 Jul 2025
Viewed by 426
Abstract
To capture the complex metallic spatter and melt pool behavior during the rapid interaction between the laser and metal material, high-speed cameras are applied to record the laser powder bed fusion process and generate a large volume of image data. In this study, [...] Read more.
To capture the complex metallic spatter and melt pool behavior during the rapid interaction between the laser and metal material, high-speed cameras are applied to record the laser powder bed fusion process and generate a large volume of image data. In this study, four deep learning algorithms are applied: YOLOv5, Fast R-CNN, RetinaNet, and EfficientDet. They are trained by the recorded videos to learn and extract information on spatter and melt pool behavior during the laser powder bed fusion process. The well-trained models achieved high accuracy and low loss, demonstrating strong capability in accurately detecting and tracking spatter and melt pool dynamics. A stability index is proposed and calculated based on the melt pool length change rate. Greater index value reflects a more stable melt pool. We found that more spatters were detected for the unstable melt pool, while fewer spatters were found for the stable melt pool. The spatter’s size can affect its initial ejection speed, and large spatters are ejected slowly while small spatters are ejected rapidly. In addition, more than 58% of detected spatters have their initial ejection angle in the range of 60–120°. These findings provide a better understanding of spatter and melt pool dynamics and behavior, uncover the influence of melt pool stability on spatter formation, and demonstrate the correlation between the spatter size and its initial ejection speed. This work will contribute to the extraction of important information from high-speed recorded videos for additive manufacturing to reduce waste, lower cost, enhance part quality, and increase process reliability. Full article
(This article belongs to the Special Issue Machine Learning in Metal Additive Manufacturing)
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25 pages, 5001 KiB  
Article
Spatio-Temporal Variation in Solar Irradiance in the Mediterranean Region: A Deep Learning Approach
by Buket İşler, Uğur Şener, Ahmet Tokgözlü, Zafer Aslan and Rene Heise
Sustainability 2025, 17(15), 6696; https://doi.org/10.3390/su17156696 - 23 Jul 2025
Viewed by 328
Abstract
In response to the global imperative of reducing greenhouse gas emissions, the optimisation of renewable energy systems under regionally favourable conditions has become increasingly essential. Solar irradiance forecasting plays a pivotal role in enhancing energy planning, grid reliability, and long-term sustainability. However, in [...] Read more.
In response to the global imperative of reducing greenhouse gas emissions, the optimisation of renewable energy systems under regionally favourable conditions has become increasingly essential. Solar irradiance forecasting plays a pivotal role in enhancing energy planning, grid reliability, and long-term sustainability. However, in the context of Turkey, existing studies on solar radiation forecasting often rely on traditional statistical approaches and are limited to single-site analyses, with insufficient attention to regional diversity and deep learning-based modelling. To address this gap, the present study focuses on Turkey’s Mediterranean region, characterised by high solar potential and diverse climatic conditions and strategically relevant to national clean energy targets. Historical data from 2020 to 2023 were used to forecast solar irradiance patterns up to 2026. Five representative locations—Adana, Isparta, Fethiye, Ulukışla, and Yüreğir—were selected to capture spatial and temporal variability across inland, coastal, and high-altitude zones. Advanced deep learning models, including artificial neural networks (ANN), long short-term memory (LSTM), and bidirectional LSTM (BiLSTM), were developed and evaluated using standard performance metrics. Among these, BiLSTM achieved the highest accuracy, with a correlation coefficient of R = 0.95, RMSE = 0.22, and MAPE = 5.4% in Fethiye, followed by strong performance in Yüreğir (R = 0.90, RMSE = 0.12, MAPE = 7.2%). These results demonstrate BiLSTM’s superior capacity to model temporal dependencies and regional variability in solar radiation. The findings contribute to the development of location-specific forecasting frameworks and offer valuable insights for renewable energy planning and grid integration in solar-rich environments. Full article
(This article belongs to the Section Energy Sustainability)
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57 pages, 1459 KiB  
Article
Sustainable Digital Banking in Turkey: Analysis of Mobile Banking Applications Using Customer-Generated Content
by Yavuz Selim Balcioglu and Furkan Evranos
Sustainability 2025, 17(15), 6676; https://doi.org/10.3390/su17156676 - 22 Jul 2025
Viewed by 389
Abstract
This study addresses a critical gap in understanding how mobile banking applications contribute to sustainable development by introducing a novel text mining framework to analyze sustainability dimensions through user-generated content. We analyzed 120,000 reviews from six major Turkish mobile banking applications using an [...] Read more.
This study addresses a critical gap in understanding how mobile banking applications contribute to sustainable development by introducing a novel text mining framework to analyze sustainability dimensions through user-generated content. We analyzed 120,000 reviews from six major Turkish mobile banking applications using an ownership-sensitive analytical approach that integrates structural topic modeling with four sustainability dimensions (environmental, social, governance, and economic). Our analysis reveals significant institutional differences in sustainability approaches: government-owned banks demonstrate substantially stronger overall sustainability orientation (23.43% vs. 11.83% coverage) with pronounced emphasis on social sustainability (+181.7% growth) and economic development (+104.2% growth), while private banks prioritize innovation-focused sustainability. The temporal analysis (2022–2025) shows accelerating sustainability emphasis across all institutions, with distinct evolution patterns by ownership type. Institution-specific sustainability profiles emerge clearly, with each government bank demonstrating distinctive focus areas aligned with historical missions: cultural heritage preservation, agricultural sector support, and small business development. Mapping to Sustainable Development Goals reveals that government banks prioritize development-focused goals (SDGs 1, 8, and 10), while private banks emphasize innovation-focused goals (SDGs 9 and 17). This research makes three key contributions: demonstrating user-generated content as an effective lens for authentic sustainability assessment, establishing ownership-sensitive evaluation frameworks for digital banking sustainability, and providing empirical evidence for contextualized rather than universal sustainability strategies. The findings offer strategic implications for financial institutions, policymakers, and app developers seeking to enhance sustainable digital banking transformation. Full article
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38 pages, 2346 KiB  
Review
Review of Masked Face Recognition Based on Deep Learning
by Bilal Saoud, Abdul Hakim H. M. Mohamed, Ibraheem Shayea, Ayman A. El-Saleh and Abdulaziz Alashbi
Technologies 2025, 13(7), 310; https://doi.org/10.3390/technologies13070310 - 21 Jul 2025
Viewed by 1278
Abstract
With the widespread adoption of face masks due to global health crises and heightened security concerns, traditional face recognition systems have struggled to maintain accuracy, prompting significant research into masked face recognition (MFR). Although various models have been proposed, a comprehensive and systematic [...] Read more.
With the widespread adoption of face masks due to global health crises and heightened security concerns, traditional face recognition systems have struggled to maintain accuracy, prompting significant research into masked face recognition (MFR). Although various models have been proposed, a comprehensive and systematic understanding of recent deep learning (DL)-based approaches remains limited. This paper addresses this research gap by providing an extensive review and comparative analysis of state-of-the-art MFR techniques. We focus on DL-based methods due to their superior performance in real-world scenarios, discussing key architectures, feature extraction strategies, datasets, and evaluation metrics. This paper also introduces a structured methodology for selecting and reviewing relevant works, ensuring transparency and reproducibility. As a contribution, we present a detailed taxonomy of MFR approaches, highlight current challenges, and suggest potential future research directions. This survey serves as a valuable resource for researchers and practitioners seeking to advance the field of robust facial recognition in masked conditions. Full article
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26 pages, 790 KiB  
Article
Exploring the Diffusion of Digital Technologies in Higher Education Entrepreneurship: The Impact of the Utilization of AI and TikTok on Student Entrepreneurial Knowledge, Experience, and Business Performance
by Hisar Sirait, Hendratmoko, Rizqy Aziz Basuki, Rahmat Aidil Djubair, Gavin Torinno Hardipura and Endri Endri
Adm. Sci. 2025, 15(7), 285; https://doi.org/10.3390/admsci15070285 - 21 Jul 2025
Viewed by 704
Abstract
This study investigates the impact of digital technology propagation, specifically artificial intelligence (AI) and the TikTok application, on enhancing student entrepreneurs’ entrepreneurial knowledge, business experience, and the performance of their ventures. This research employs a mixed-methods design, combining qualitative and quantitative elements, with [...] Read more.
This study investigates the impact of digital technology propagation, specifically artificial intelligence (AI) and the TikTok application, on enhancing student entrepreneurs’ entrepreneurial knowledge, business experience, and the performance of their ventures. This research employs a mixed-methods design, combining qualitative and quantitative elements, with the quantitative aspect analyzed through Structural Equation Modeling–Partial Least Squares (SEM–PLS) and the qualitative aspect analyzed through in-depth interviews with student entrepreneurs. The survey included participation from 125 students, with three additional students serving as key informants. Research findings suggest that AI directly enhances entrepreneurial knowledge and business performance, whereas TikTok indirectly influences business success by affecting the acquisition of entrepreneurial learning. The utilization of AI has a substantial direct impact on entrepreneurial expertise and business performance. In contrast, the utilization of TikTok has a moderate influence on entrepreneurial knowledge, which in turn mediates its effect on entrepreneurial success. Offer practical implications for higher education institutions to integrate AI-driven analytics and social media marketing strategies into entrepreneurship curricula. Future research should investigate the regulatory framework, long-term implications, and the inclusion of other digital platforms to refine the digital transformation of entrepreneurship education further. Full article
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30 pages, 4522 KiB  
Review
Mapping Scientific Knowledge on Patents: A Bibliometric Analysis Using PATSTAT
by Fernando Henrique Taques
FinTech 2025, 4(3), 32; https://doi.org/10.3390/fintech4030032 - 18 Jul 2025
Viewed by 757
Abstract
The digital economy has amplified the role of technological innovation in transforming financial services and business models. Patent data offer valuable insights into these dynamics, especially within the growing FinTech ecosystem. This study conducts a bibliometric analysis of academic research that utilizes PATSTAT, [...] Read more.
The digital economy has amplified the role of technological innovation in transforming financial services and business models. Patent data offer valuable insights into these dynamics, especially within the growing FinTech ecosystem. This study conducts a bibliometric analysis of academic research that utilizes PATSTAT, a global database managed by the European Patent Office, focusing on its application in studies related to digital innovation, finance, and economic transformation. A systematic mapping of publications indexed in Scopus, Web of Science, Wiley, Emerald, and Springer Nature is carried out using Biblioshiny and Bibliometrix in RStudio 2025.05.0, complemented by graph-based visualizations via VOSviewer 1.6.20. The findings reveal a growing body of research that leverages PATSTAT to explore technological trajectories, intellectual property strategies, and innovation systems, particularly in areas such as blockchain technologies, AI-driven finance, digital payments, and smart contracts. This study contributes to the literature by highlighting the strategic value of patent analytics in the FinTech landscape and offers a reference point for researchers and decision-makers aiming to understand emerging trends in financial technologies and the digital economy. Full article
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29 pages, 609 KiB  
Review
The Utility of Metabolomics in Spinal Cord Injury: Opportunities for Biomarker Discovery and Neuroprotection
by Prince Last Mudenda Zilundu, Anesuishe Blessings Gatsi, Tapiwa Chapupu and Lihua Zhou
Int. J. Mol. Sci. 2025, 26(14), 6864; https://doi.org/10.3390/ijms26146864 - 17 Jul 2025
Viewed by 354
Abstract
Brachial plexus root avulsion [BPRA] and concomitant spinal cord injury [SCI] represent devastating injuries that come with limited hope for recovery owing to the adult spinal cord’s loss of intrinsic ability to spontaneously regenerate. BPRA/SCI is an enormous public health issue the world [...] Read more.
Brachial plexus root avulsion [BPRA] and concomitant spinal cord injury [SCI] represent devastating injuries that come with limited hope for recovery owing to the adult spinal cord’s loss of intrinsic ability to spontaneously regenerate. BPRA/SCI is an enormous public health issue the world over, and its catastrophic impact goes beyond the patient, the family, businesses, and national health budgets, draining billions of dollars annually. The rising population and economic growth have seen the incidence of SCI surging. Genomic, transcriptomic, and proteomic studies have yielded loads of information on the various molecular events that precede, regulate, and support both regenerative and degenerative pathways post-SCI. Metabolomics, on the other hand, comes in as the search for a cure and the objective monitoring of SCI severity and prognosis remains on the horizon. Despite the large number of review articles on metabolomics and its application fields such as in cancer and diabetes research, there is no comprehensive review on metabolite profiling to study disease mechanisms, biomarkers, or neuroprotection in SCI. First, we present a short review on BPRA/SCI. Second, we discuss potential benefits of metabolomics as applied in BPRA/SCI cases. Next, a look at the analytical techniques that are used in metabolomics. Next, we present an overview of the studies that have used metabolomics to reveal SCI metabolic fingerprints and point out areas of further investigation. Finally, we discuss future research directions. Full article
(This article belongs to the Special Issue Current Insights on Neuroprotection)
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27 pages, 750 KiB  
Article
Ethical Leadership and Management of Small- and Medium-Sized Enterprises: The Role of AI in Decision Making
by Tjaša Štrukelj and Petya Dankova
Adm. Sci. 2025, 15(7), 274; https://doi.org/10.3390/admsci15070274 - 12 Jul 2025
Viewed by 705
Abstract
The integration of artificial intelligence (AI) within the decision-making processes of small- and medium-sized enterprises (SMEs) presents both significant opportunities and substantial ethical challenges. The aim of this paper is to provide a theoretical model depicting the interdependence of organisational decision-making levels and [...] Read more.
The integration of artificial intelligence (AI) within the decision-making processes of small- and medium-sized enterprises (SMEs) presents both significant opportunities and substantial ethical challenges. The aim of this paper is to provide a theoretical model depicting the interdependence of organisational decision-making levels and decision-making styles, with an emphasis on exploring the role of AI in organisations’ decision making, based on selected process dimension of the MER model of integral governance and management, particularly in relation to routine, analytical, and intuitive decision-making capabilities. The research methodology employs a comprehensive qualitative analysis of the scientific literature published between 2010 and 2024, focusing on AI implementation in SMEs, ethical decision making in integral management, and regulatory frameworks governing AI use in business contexts. The findings reveal that AI technologies influence decision making across business policy, strategic, tactical, and operative management levels, with distinct implications for intuitive, analytical, and routine decision-making approaches. The analysis demonstrates that while AI can enhance data processing capabilities and reduce human biases, it presents significant challenges for normative–ethical decision making, requiring human judgment and stakeholder consideration. We conclude that effective AI integration in SMEs requires a balanced approach where AI primarily serves as a tool for data collection and analysis rather than as an autonomous decision maker. These insights contribute to the discourse on responsible AI implementation in SMEs and provide practical guidance for leaders navigating the complex interplay between (non)technological capabilities, ethical considerations, and regulatory requirements in the evolving business landscape. Full article
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27 pages, 1889 KiB  
Article
Advancing Smart City Sustainability Through Artificial Intelligence, Digital Twin and Blockchain Solutions
by Ivica Lukić, Mirko Köhler, Zdravko Krpić and Miljenko Švarcmajer
Technologies 2025, 13(7), 300; https://doi.org/10.3390/technologies13070300 - 11 Jul 2025
Cited by 1 | Viewed by 638
Abstract
This paper presents an integrated Smart City platform that combines digital twin technology, advanced machine learning, and a private blockchain network to enhance data-driven decision making and operational efficiency in both public enterprises and small and medium-sized enterprises (SMEs). The proposed cloud-based business [...] Read more.
This paper presents an integrated Smart City platform that combines digital twin technology, advanced machine learning, and a private blockchain network to enhance data-driven decision making and operational efficiency in both public enterprises and small and medium-sized enterprises (SMEs). The proposed cloud-based business intelligence model automates Extract, Transform, Load (ETL) processes, enables real-time analytics, and secures data integrity and transparency through blockchain-enabled audit trails. By implementing the proposed solution, Smart City and public service providers can significantly improve operational efficiency, including a 15% reduction in costs and a 12% decrease in fuel consumption for waste management, as well as increased citizen engagement and transparency in Smart City governance. The digital twin component facilitated scenario simulations and proactive resource management, while the participatory governance module empowered citizens through transparent, immutable records of proposals and voting. This study also discusses technical, organizational, and regulatory challenges, such as data integration, scalability, and privacy compliance. The results indicate that the proposed approach offers a scalable and sustainable model for Smart City transformation, fostering citizen trust, regulatory compliance, and measurable environmental and social benefits. Full article
(This article belongs to the Section Information and Communication Technologies)
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