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Search Results (151)

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Keywords = women’s economic empowerment

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22 pages, 543 KB  
Article
Digital Literacy as a Mediator of Empowerment Among Indigenous Women Cotton Artisans: A Structural Equation Modeling Study in Morrope, Peru
by Emma Verónica Ramos Farroñán
Societies 2026, 16(2), 45; https://doi.org/10.3390/soc16020045 - 30 Jan 2026
Viewed by 195
Abstract
Drawing on Sen’s capabilities approach and digital empowerment frameworks, this study investigates digital literacy as a mediating factor in the conversion of structural resources into empowerment outcomes for indigenous women artisans of native cotton in northern Peru. A cross-sectional explanatory study involving 100 [...] Read more.
Drawing on Sen’s capabilities approach and digital empowerment frameworks, this study investigates digital literacy as a mediating factor in the conversion of structural resources into empowerment outcomes for indigenous women artisans of native cotton in northern Peru. A cross-sectional explanatory study involving 100 craftswomen used structural equation modeling (PLS-SEM) to examine the impact of technological infrastructure, sociodemographic factors, and sociocultural knowledge on economic, personal, and social empowerment, with digital literacy as the necessary mediating mechanism. A 45-item questionnaire assessed predictor variables, the four mediator dimensions (cognitive, technical, social and communicative competencies) and the three domains of empowerment as dependent variables. PLS-SEM analysis in SmartPLS 4.0 showed that the model fit well (SRMR = 0.072, CFI = 0.931) and that the structural factors accounted for 80.4% of the variance in digital literacy. The mediator had a large effect on all areas of empowerment but had the largest effect on economic empowerment (β = 0.846, R2 = 0.709) compared to personal and social empowerment (β = 0.618, β = 0.628, R2 ≈ 0.37). The indirect effects validated the mediating role of digital literacy, demonstrating its function as an essential conversion mechanism that transforms infrastructural, sociodemographic, and knowledge resources into tangible empowerment gains. The results provide empirical support for skills-based frameworks in digital inclusion initiatives, advancing SDGs 5, 8, and 9 by illustrating how digital skills empower vulnerable artisanal communities to transform traditional knowledge and access to technology into multifaceted empowerment outcomes. Full article
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25 pages, 2378 KB  
Article
Mapping Women’s Role in Agriculture 4.0: A Bibliometric Analysis and Conceptual Framework
by Roberta Guglielmetti Mugion, Veronica Ungaro, Laura Di Pietro, Atifa Amin and Federica Bisceglia
Agriculture 2026, 16(2), 214; https://doi.org/10.3390/agriculture16020214 - 14 Jan 2026
Viewed by 283
Abstract
The agricultural sector is predominantly male, with approximately 30% of farms in the EU operated by women. The European Union Rural Pact, the Agri-Food Pact for Skills, and the Common Agricultural Policy have catalysed an increase in agricultural 4.0 research, with the role [...] Read more.
The agricultural sector is predominantly male, with approximately 30% of farms in the EU operated by women. The European Union Rural Pact, the Agri-Food Pact for Skills, and the Common Agricultural Policy have catalysed an increase in agricultural 4.0 research, with the role of women emerging as a subfield of sustainable agriculture. The primary objective of this paper is to evaluate the current literature on women’s roles in smart agriculture, examining the advantages of their participation as a digitally competent workforce that could catalyse improvements in productivity and resilience in rural areas and promote women’s empowerment. A bibliometric study was conducted utilising the Scopus database to fulfil the research objective. This led to the incorporation of 253 articles into the sample. The records were examined using performance analysis and bibliographic coupling (science mapping), facilitated by Biblioshiny 5.0 and VOSviewer 1.6.20 software. The primary findings elucidate essential concepts, predominant study themes, and the temporal progression of the research domain. The identification of numerous women’s role and socio-economic constraints affecting women, which are overlooked in the creation and implementations of technology advancements. Additionally, a research agenda was developed, alongside practical implications for managers and policymakers, to aid the formulation of inclusive agriculture 4.0 projects. Full article
(This article belongs to the Section Agricultural Economics, Policies and Rural Management)
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6 pages, 689 KB  
Proceeding Paper
Environmental and Economic Challenges for the Development of Fishing Tourism in Rural Coastal Areas in Northern Greece
by Konstantinia Tsobanaki and Maria Partalidou
Proceedings 2026, 134(1), 28; https://doi.org/10.3390/proceedings2026134028 - 4 Jan 2026
Viewed by 317
Abstract
The paper aims to investigate challenges faced by fishing communities in developing fishing tourism. Using a case study approach and qualitative research methods, it explores fishing tourism in Thermaikos and Strymonikos Gulf (Thessaloniki, Northern Greece). This is an alternative form of tourism which [...] Read more.
The paper aims to investigate challenges faced by fishing communities in developing fishing tourism. Using a case study approach and qualitative research methods, it explores fishing tourism in Thermaikos and Strymonikos Gulf (Thessaloniki, Northern Greece). This is an alternative form of tourism which was initiated by the local LEADER/CLLD Fisheries and Marine Operational Program 2014–2020. A semi-structured questionnaire was designed to conduct in-depth interviews, and a snowball sampling technique was used to select participants. Thematic content analysis elaborates on challenges faced by those fishing communities (mainly economic and cenvironmental) that hinder the sustainability of fishing communities and their livelihood. Findings are presented through an Ishikawa (fishbone) diagram, illustrating the cause-and-effect relationships underlying the challenges identified. To promote the well-being of local fishing communities and ensure the sustainability of fishing tourism, the paper recommends legislative reforms and empowerment of fishermen/women through targeted educational initiatives. These recommendations also serve as potential directions for future research. Full article
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25 pages, 1900 KB  
Article
Analyzing Vulnerability Through Narratives: A Prompt-Based NLP Framework for Information Extraction and Insight Generation
by Aswathi Padmavilochanan, Veena Gangadharan, Tarek Rashed and Amritha Natarajan
Big Data Cogn. Comput. 2026, 10(1), 6; https://doi.org/10.3390/bdcc10010006 - 24 Dec 2025
Viewed by 584
Abstract
This interdisciplinary pilot study examines the use of Natural Language Processing (NLP) techniques, specifically Large Language Models (LLMs) with Prompt Engineering (PE), to analyze economic vulnerability from qualitative self-narratives. Seventy narratives from twenty-five women in the Palk Bay coastal region of Rameshwaram, India [...] Read more.
This interdisciplinary pilot study examines the use of Natural Language Processing (NLP) techniques, specifically Large Language Models (LLMs) with Prompt Engineering (PE), to analyze economic vulnerability from qualitative self-narratives. Seventy narratives from twenty-five women in the Palk Bay coastal region of Rameshwaram, India were analyzed using a schema adapted from a contextual empowerment framework. The study operationalizes theoretical constructs into structured Information Extraction (IE) templates, enabling systematic identification of multiple vulnerability aspects, contributing factors, and experiential expressions. Prompt templates were iteratively refined and validated through dual-annotator review, achieving an F1-score of 0.78 on a held-out subset. Extracted elements were examined through downstream analysis, including pattern grouping and graph-based visualization, to reveal co-occurrence structures and recurring vulnerability configurations across narratives. The findings demonstrate that LLMs, when aligned with domain-specific conceptual models and supported by human-in-the-loop validation, can enable interpretable and replicable analysis of self-narratives. While findings are bounded by the pilot scale and community-specific context, the approach supports translation of narrative evidence into community-level program design and targeted grassroots outreach, with planned expansion to multi-site, multilingual datasets for broader applicability. Full article
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22 pages, 303 KB  
Article
Investigating Early-Married Women’s Perceived Agency and Marital Quality in Rural Indonesia
by Cahya Haniva Yunizar and Zha Blong Xiong
Fam. Sci. 2025, 1(2), 15; https://doi.org/10.3390/famsci1020015 - 15 Dec 2025
Viewed by 805
Abstract
Early marriage remains a persistent issue in Indonesia, with significant implications for women’s well-being and societal dynamics. Despite efforts to reduce its prevalence, challenges persist due to the intersection of social, cultural, and economic factors. This study aimed to examine the phenomenon of [...] Read more.
Early marriage remains a persistent issue in Indonesia, with significant implications for women’s well-being and societal dynamics. Despite efforts to reduce its prevalence, challenges persist due to the intersection of social, cultural, and economic factors. This study aimed to examine the phenomenon of early marriage through the lens of women’s agency, focusing on their subjective experiences and perspectives within marital unions. Utilizing an interpretive phenomenological analysis (IPA), individual interviews were conducted with 17 early-married women in rural Indonesia to explore their lived experiences. Results highlighted early-married women’s definitions of happiness within marriage, their perceptions of agency and empowerment in marital relationships, and the role of agency in conforming to or resisting early marriage practices. The study provided insights into the complexities of early marriages in Indonesia and underscored the importance of understanding women’s agency in shaping marital outcomes and quality within a collectivist culture. Full article
20 pages, 1058 KB  
Article
A Sustainable Development Approach to Women’s Empowerment for Increased Household Economic Independence: Pro-Poor Tourism Concept in an Archipelago Area
by Ani Wijayanti, Bet El Silisna Lagarense and Atun Yulianto
Economies 2025, 13(12), 355; https://doi.org/10.3390/economies13120355 - 3 Dec 2025
Viewed by 679
Abstract
Community-Based Tourism (CBT) in East Sumba highlights its unique natural features through its archipelagic potential, which is synergistically integrated with rich traditional cultural experiences. Island-based CBT faces strategic management challenges, especially in empowering human resources—notably women—amid the inherently vulnerable and fragile nature of [...] Read more.
Community-Based Tourism (CBT) in East Sumba highlights its unique natural features through its archipelagic potential, which is synergistically integrated with rich traditional cultural experiences. Island-based CBT faces strategic management challenges, especially in empowering human resources—notably women—amid the inherently vulnerable and fragile nature of island tourism assets. Women’s empowerment, a key element of pro-poor tourism, significantly influences poverty reduction and helps address the high rates of stunting in East Sumba. This research aims to examine women’s empowerment within archipelago-based CBT management frameworks that impact household economic independence. The study adopts a sustainable tourism approach that involves two systems—the human system and the ecosystem—broken down into four dimensions and 32 indicators to assess the sustainability potential of each. Data analysis uses scoring methods to produce BTS and ATSI diagrams. Findings indicate that CBT in East Sumba falls within the potentially sustainable quadrant on the BTS diagram, with coordinates (6.88, 6.49). The average scores are 7.0 for the human system and 6.44 for the ecosystem, supported by the AMOEBA diagram, which shows broad tendencies. The most critical and vulnerable sustainability indicators include ecosystem integrity—particularly access to clean water—and effective mitigation strategies. Conversely, the indicators with the highest robustness include active women’s participation in Family Empowerment and Welfare Organizations and tourism diversification, which is enhanced by East Sumba’s strategic location within Indonesia’s eastern tourism corridor. Stakeholders can leverage these findings by promoting women’s empowerment through integrated tourism package innovations, thereby creating more entrepreneurial opportunities and improving household economic conditions. This research contributes to understanding women’s empowerment through sustainable tourism methods, emphasizing its role as a foundation for pro-poor tourism within island-based CBT frameworks. Full article
(This article belongs to the Section Labour and Education)
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19 pages, 251 KB  
Article
Best Practices in Rendering Services to Women Survivors of Human Trafficking: A South African Perspective
by Sipho Sibanda and Juliet Sambo
Societies 2025, 15(12), 325; https://doi.org/10.3390/soc15120325 - 25 Nov 2025
Cited by 1 | Viewed by 476
Abstract
South Africa is facing serious challenges in addressing the needs of women survivors of human trafficking. Trafficked women often experience health issues, physical, sexual, psychological, economic, and social abuse. Women trafficking is a multidisciplinary problem that needs the involvement of a wide range [...] Read more.
South Africa is facing serious challenges in addressing the needs of women survivors of human trafficking. Trafficked women often experience health issues, physical, sexual, psychological, economic, and social abuse. Women trafficking is a multidisciplinary problem that needs the involvement of a wide range of actors to intervene and render holistic services. Based on a qualitative study conducted at five residential facilities for women in South Africa, this article highlights best practices in rendering services to women survivors of human trafficking. Data was collected from social service providers using one-on-one interviews and analysed using thematic analysis. The findings indicate that the best practices for rendering effective services to women survivors of human trafficking include rendering services that have an emphasis on emotional containment, prevalence of basic counselling, active referral for medical and other services, and ensuring accurate assessment of the needs and concerns of women survivors of human trafficking. Furthermore, the best practices include establishing a one-stop, all-inclusive service centre; engaging women in skills development and empowerment activities; and ensuring collaboration between all stakeholders involved in rendering services to women survivors of human trafficking. The conclusion is that best practices in rendering effective services to women survivors of human trafficking require an interplay of systems and the presence of sufficient institutional and infrastructural arrangements. Full article
13 pages, 462 KB  
Article
Gendered Perspectives in Capacity Development and Financial Literacy in the Mining Industry in Mpumalanga Province
by Sabelo Merrander Baker and TL Ngonyama-Ndou
Adm. Sci. 2025, 15(11), 446; https://doi.org/10.3390/admsci15110446 - 17 Nov 2025
Viewed by 613
Abstract
Financial literacy is not just an individual skill but a crucial enabler for sustainable development and gender equality, particularly in historically male-dominated sectors like mining. Despite progress in financial inclusion, women in Mpumalanga’s mining industry continue to face systemic barriers rooted in traditional [...] Read more.
Financial literacy is not just an individual skill but a crucial enabler for sustainable development and gender equality, particularly in historically male-dominated sectors like mining. Despite progress in financial inclusion, women in Mpumalanga’s mining industry continue to face systemic barriers rooted in traditional gender norms, socio-cultural expectations, and a lack of workplace support, limiting their economic participation. Mining, especially in rural areas, often intensifies existing inequalities, making financial empowerment for women even more challenging. This study explores the efficacy of gender-sensitive financial literacy and capacity development programs tailored to women in Mpumalanga’s mining sector. Using in-depth interviews with 12 female employees, the study employed thematic analysis to identify patterns and extract meaning from the participants lived experiences. The research identifies key barriers, including the need for accommodation in the workplace, the impact of cultural norms, and the need for financial literacy. The theorising is made possible through a twin theoretical framework consisting of the capability approach and intersectional feminism, which results in greater understanding about how intersecting identities influence women’s financial empowerment. The evidence underscores the potential of focused, comprehensive financial literacy programs to empower women to overcome these barriers, facilitating individual and community development. In general, the study underlines the critical role of financial literacy in realising gender equality and sustainable development in the mining industry. The research calls for policies and programs to address systemic issues, advancing women’s economic empowerment and creating a more equitable sector. Full article
(This article belongs to the Special Issue Women Financial Inclusion and Entrepreneurship Development)
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15 pages, 279 KB  
Article
Self-Reported Mental Health Benefits and Impacts of Vocational Skills Training in a Low-Resource Setting: The Lived Experience of Young Women Residing in the Urban Slums of Kampala, Uganda
by Monica H. Swahn, Matthew J. Lyons, Jennifer A. Wade-Berg, Jane Palmier, Anna Nabulya and Rogers Kasirye
Int. J. Environ. Res. Public Health 2025, 22(11), 1698; https://doi.org/10.3390/ijerph22111698 - 11 Nov 2025
Cited by 1 | Viewed by 795
Abstract
Vocational training can lead to higher employment rates and improved incomes, particularly for young women in low-resource settings like Kampala’s slums. Despite these benefits, further research is needed to understand the full impact and mechanisms of vocational training on youth in low-resource environments. [...] Read more.
Vocational training can lead to higher employment rates and improved incomes, particularly for young women in low-resource settings like Kampala’s slums. Despite these benefits, further research is needed to understand the full impact and mechanisms of vocational training on youth in low-resource environments. In 2022, a focus group project, part of a larger study, involved 60 women aged 18 to 24, recruited from three Youth Support Centers operated by the Uganda Youth Development Link (UYDEL) in Kampala. Six focus groups (about 10 women in each group) were held to explore urban stress and how vocational training might mitigate social and environmental stressors and improve mental health. Data analysis conducted using NVivo software identified five key themes: economic benefits, skill development, building confidence and self-esteem, improved social and behavioral well-being, and enhanced lifestyle and quality of life. This formative research underscores that vocational training benefits young women, highlighting outcomes such as job acquisition, financial empowerment, and skill development. Additionally, self-esteem and confidence development emphasize the training’s role in fostering mental health and agency and addressing gender inequality. These findings underscore the value of vocational training in enhancing the mental health and overall well-being of young women and suggest areas for future research for how to best optimize and scale these programs in low-resource settings. Full article
(This article belongs to the Special Issue Mental Health and Health Promotion in Young People)
24 pages, 1855 KB  
Systematic Review
Financial Literacy as a Tool for Social Inclusion and Reduction of Inequalities: A Systematic Review
by Mariela de los Ángeles Hidalgo-Mayorga, Mariana Isabel Puente-Riofrio, Francisco Paúl Pérez-Salas, Katherine Geovanna Guerrero-Arrieta and Alexandra Lorena López-Naranjo
Soc. Sci. 2025, 14(11), 658; https://doi.org/10.3390/socsci14110658 - 10 Nov 2025
Cited by 1 | Viewed by 3876
Abstract
Financial literacy, defined as the set of knowledge, skills, and attitudes that enable individuals to make informed economic decisions and manage resources efficiently, is fundamental for social inclusion and the reduction of inequalities. This study, through a systematic review of the scientific literature [...] Read more.
Financial literacy, defined as the set of knowledge, skills, and attitudes that enable individuals to make informed economic decisions and manage resources efficiently, is fundamental for social inclusion and the reduction of inequalities. This study, through a systematic review of the scientific literature using the PRISMA methodology, selected 120 primary studies that met the inclusion and exclusion criteria and presented a low risk of bias. These studies examined aspects related to financial literacy programs, the populations benefited, their effects, the challenges encountered, and the lessons that can guide the replication of these initiatives. The results show that the most frequent programs include training in basic financial concepts—savings, budgeting, access to banking services and microfinance—as well as workshops, seminars, and group training sessions. The populations most benefited were rural communities and women, although informal workers, migrants, and refugees could also significantly improve their financial inclusion and economic resilience. Among the positive effects, improvements were observed in income and expense management, increased savings, investment planning, preparation for emergencies and retirement, and the strengthening of economic empowerment and the sustainability of microenterprises and small enterprises. These findings highlight the importance of implementing financial literacy programs adapted to specific contexts to promote inclusion and economic well-being. Full article
(This article belongs to the Section Social Economics)
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10 pages, 616 KB  
Proceeding Paper
Gender-Responsive SEZs for Inclusive Industrialization Under CPEC 2.0
by Ayesha Naeem, Sadia Satti and Ubaid Ur Rehman Zia
Eng. Proc. 2025, 111(1), 38; https://doi.org/10.3390/engproc2025111038 - 4 Nov 2025
Viewed by 547
Abstract
This study investigates the gendered implications of Pakistan’s Special Economic Zones (SEZs) under CPEC 2.0, focusing on risks and opportunities for women in the country’s green industrial transition. Using a mixed-methods approach that combines secondary research with multi-stakeholder consultations, including engagement with SEZ [...] Read more.
This study investigates the gendered implications of Pakistan’s Special Economic Zones (SEZs) under CPEC 2.0, focusing on risks and opportunities for women in the country’s green industrial transition. Using a mixed-methods approach that combines secondary research with multi-stakeholder consultations, including engagement with SEZ authorities, Chinese investors, and women’s professional networks, the paper examines how legal ambiguity, defeminization, and occupational segregation restrict women’s participation and mobility in SEZs. Drawing on global comparative evidence and Pakistan’s specific legal and institutional gaps, the paper argues that SEZs can support gender-equitable industrialization if reforms are integrated into their design and governance. It recommends introducing mandatory gender equity plans in zone licensing, providing targeted skills training for women in high-tech sectors, operationalizing Pakistan’s National Gender Policy Framework within SEZ development, and embedding the Zone Social Responsibility (ZSR) framework across all SEZs to ensure long-term inclusion and empowerment. Full article
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36 pages, 3380 KB  
Article
Advancing SDG5: Machine Learning and Statistical Graphics for Women’s Empowerment and Gender Equity
by A’aeshah Alhakamy
Sustainability 2025, 17(21), 9706; https://doi.org/10.3390/su17219706 - 31 Oct 2025
Viewed by 887
Abstract
In pursuit of sustainable development goal 5 (SDG5), this study underscores gender equity and women’s empowerment as pivotal themes in sustainable development. It examines the drivers of women’s empowerment, including education, economics, finance, and legal rights, using data from n=223 individuals, [...] Read more.
In pursuit of sustainable development goal 5 (SDG5), this study underscores gender equity and women’s empowerment as pivotal themes in sustainable development. It examines the drivers of women’s empowerment, including education, economics, finance, and legal rights, using data from n=223 individuals, primarily women (68.4%) aged 20–30 (69.6%). The research methodology integrates descriptive statistical measures, machine learning (ML) algorithms, and graphical representations to systematically explore the fundamental research inquiries that align with SDG5, which focuses on achieving gender equity. The results indicate that higher educational levels, captured through ordinal encoding and correlation analyzes, are strongly linked to increased labor market participation and entrepreneurial activity. The random forest (RF) and support vector machine (SVM) classifiers achieved overall accuracies of 89% and 93% for the categorization of experience, respectively. Although 91% of women have bank accounts, only 47% reported financial independence due to gendered barriers. Logistic regression correctly identified financially independent women with a 93% recall, but the classification of non-independent participants was less robust, with a 44% recall. Access to legal services, modeled using a neural network, was a potent predictor of empowerment (F1-score 0.83 for full access cases), yet significant obstacles persist for those uncertain about or lacking legal access. These findings underscore that, while formal institutional access is relatively widespread among educated women literate in the digital world, perceived and practical barriers in the financial and legal realms continue to hinder empowerment. The results quantify these effects and highlight opportunities for tailored, data-driven policy interventions targeting persistent gaps. Full article
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26 pages, 624 KB  
Article
The Impact of Digital Literacy on Rural Women’s Non-Agricultural Employment—Evidence from China
by Su Peng and Xihao Feng
Economies 2025, 13(11), 309; https://doi.org/10.3390/economies13110309 - 30 Oct 2025
Cited by 1 | Viewed by 1153
Abstract
The rapid popularization of digital technology is profoundly altering the employment landscape; especially in rural areas, the digital economy has opened up unprecedented channels to narrow the gender gap in non-agricultural employment. This study utilizes data from the China Family Panel Studies (CFPS) [...] Read more.
The rapid popularization of digital technology is profoundly altering the employment landscape; especially in rural areas, the digital economy has opened up unprecedented channels to narrow the gender gap in non-agricultural employment. This study utilizes data from the China Family Panel Studies (CFPS) from 2014 to 2020, employing a two-way fixed effects model to systematically examine the impact of digital literacy on the non-agricultural employment transition of rural women. The findings demonstrate that integrating social learning theory with digital empowerment theory establishes a dual-pathway analytical framework for examining psychological capital and information environments. Through skill development and resource optimization, digital literacy significantly enhances rural women’s employment participation and occupational re-adaptability, with these effects varying across regions and generations. Furthermore, the study reveals how household economic resources and regional development levels exert differential influences on these outcomes by affecting the acquisition and application of digital skills. These findings expand theoretical understanding of non-agricultural employment mechanisms in the digital era and offer practical policy insights. They also provide evidence-based strategies for enhancing women’s employment quality, advancing gender equality, and promoting rural revitalization, offering valuable guidance for developing countries navigating employment challenges through digital transformation. Full article
(This article belongs to the Special Issue Economic Indicators Relating to Rural Development)
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19 pages, 381 KB  
Article
A Multi-Foci Intervention for Empowering Adolescent Girls and Young Women in Low-Socio-Economic Areas: A South African Perspective
by Enock Zibengwa, Sabastain Gunda and Sipho Sibanda
Societies 2025, 15(11), 298; https://doi.org/10.3390/soc15110298 - 30 Oct 2025
Viewed by 559
Abstract
Adolescent girls and young women (AGYW) in South Africa remain disproportionately affected by HIV due to a complex interplay of structural, social, and gender-based vulnerabilities. This study explored the experiences of AGYW who participated in a group-based HIV prevention intervention in three low-socio-economic [...] Read more.
Adolescent girls and young women (AGYW) in South Africa remain disproportionately affected by HIV due to a complex interplay of structural, social, and gender-based vulnerabilities. This study explored the experiences of AGYW who participated in a group-based HIV prevention intervention in three low-socio-economic communities—Soweto, Alexandra, and Orange Farm—in Gauteng Province, South Africa. The intervention integrated economic strengthening with HIV prevention education, delivered through structured, mentor-led group sessions. Using qualitative methods, in-depth interviews were conducted with 18 AGYW aged 15–24 to examine how participation empowered them to reduce HIV-related risks. The findings reveal that the intervention significantly enhanced participants’ self-awareness, assertiveness, and knowledge of Sexual and Reproductive Health (SRH), while fostering personal independence, goal setting, and agency. The group-based format also facilitated peer connection and created a safe space for challenging harmful gender norms, improving health-seeking behaviours, and navigating access to SRH services. Mentorship emerged as a critical enabler of impact, providing emotional support and trusted guidance. The study underscores the value of community group-based HIV prevention models that empower AGYW through social, economic, and gender-responsive approaches, offering practical insights for policy and programme design in resource-constrained settings. Full article
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19 pages, 1007 KB  
Article
Financial Literacy as a Catalyst for Women’s Economic Empowerment in the MENA Region: Evidence from a Structural Equation Model
by Jeanne Laure Mawad, Nourhan El-Bayaa and Madonna Salameh-Ayanian
J. Risk Financial Manag. 2025, 18(11), 607; https://doi.org/10.3390/jrfm18110607 - 29 Oct 2025
Viewed by 1636
Abstract
This study examines the role of financial literacy as a catalyst for women’s economic empowerment in the MENA region, focusing on its impact on financial performance through the mediating effects of autonomy and family support, as well as the moderating effects of male [...] Read more.
This study examines the role of financial literacy as a catalyst for women’s economic empowerment in the MENA region, focusing on its impact on financial performance through the mediating effects of autonomy and family support, as well as the moderating effects of male partners and employment type. Drawing on data from 515 women professionals across five MENA countries, the research employs Partial Least Squares Structural Equation Modeling (PLS-SEM) to examine both direct and indirect relationships among key variables. The findings reveal that financial literacy significantly enhances financial performance, primarily by fostering greater autonomy in financial decision-making. While parental and spousal support also contribute, their mediating effects are comparatively weaker. Moreover, the relationship between financial literacy and autonomy is moderated by employment type and the presence of male partners, with employed women and those in collaborative environments experiencing stronger gains in autonomy. These results underscore the importance of targeted financial education and autonomy-enhancing policies to support women’s economic advancement in culturally complex and economically volatile contexts. The study contributes to the literature on gender and development economics by offering empirical evidence from an under-researched region and provides actionable insights for policymakers, educators, and organizations aiming to promote inclusive economic growth. Full article
(This article belongs to the Special Issue Behaviour in Financial Decision-Making)
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