Artificial Intelligence and Machine Learning in Transforming Business and Finance Across Different Sectors

Dear Colleagues,

Artificial Intelligence (AI) and Machine Learning (ML) are no longer confined to the realms of science fiction—they are rapidly reshaping the way businesses operate and how financial systems evolve. From enhancing decision-making in corporate strategy and risk management to redefining customer experience, logistics, and supply chain operations, AI and ML have become transformative forces across diverse sectors including banking, healthcare, manufacturing, agriculture, education, and retail.

This Special Issue invites high-quality theoretical, empirical, and policy-oriented research that explores the disruptive potential, practical applications, and unintended consequences of AI and ML in business and finance. We seek contributions that advance our understanding of how these technologies drive innovation, alter market dynamics, create competitive advantages, and influence organizational behavior and regulatory responses.

Key themes include but are not limited to the following:

• AI/ML-driven business model innovation and performance in a sector/industry of your preference;
• Algorithmic decision-making and corporate governance;
• Financial forecasting, credit scoring, and risk analytics using AI;
• Ethics, bias, transparency, and accountability in AI systems;
• Sectoral case studies illustrating real-world AI implementation;
• The role of AI/ML in ESG, sustainable finance, and impact investing;
• AI adoption and its impact on labor markets and firm productivity.

We welcome interdisciplinary perspectives that integrate insights from economics, finance, information systems, data science, organizational behavior, and policy. This Special Issue aims to provide a comprehensive, cross-sectoral view of how AI and ML are not only changing the rules of the game but also redefining what it means to compete and create value in the digital age.

Dr. Shumi Akhtar
Dr. Farida Akhtar
Guest Editors

Manuscript Submission Information

Manuscripts should be submitted online at www.mdpi.com by registering and logging in to this website. Once you are registered, click here to go to the submission form. Manuscripts can be submitted until the deadline. All submissions that pass pre-check are peer-reviewed. Accepted papers will be published continuously in the journal (as soon as accepted) and will be listed together on the special issue website. Research articles, review articles as well as short communications are invited. For planned papers, a title and short abstract (about 100 words) can be sent to the Editorial Office for announcement on this website.

Submitted manuscripts should not have been published previously, nor be under consideration for publication elsewhere (except conference proceedings papers). All manuscripts are thoroughly refereed through a single-blind peer-review process. A guide for authors and other relevant information for submission of manuscripts is available on the Instructions for Authors page. Journal of Risk and Financial Management is an international peer-reviewed open access monthly journal published by MDPI.

Please visit the Instructions for Authors page before submitting a manuscript. The Article Processing Charge (APC) for publication in this open access journal is 1400 CHF (Swiss Francs). Submitted papers should be well formatted and use good English. Authors may use MDPI's English editing service prior to publication or during author revisions.

• artificial intelligence (AI)
• machine learning (ML)
• digital disruption
• financial innovation
• advanced technology