FinTech and the Future of Finance

Dear Colleagues,

This Special Issue is devoted entirely to different aspects of technology-enabled innovation in financial services (FinTech). At the heart of FinTech lies a better value proposition delivered to customers, be they consumers or businesses. Fintechs, bigtechs, and incumbent financial institutions innovate, compete, and collaborate at the same time, forming a complex ecosystem–network economy characterized by complicated relations.

Open banking based on interfaces (APIs) gains traction in different parts of the world triggered by regulation and market forces. It gives rise to various innovative financial services in all areas: from payments and lending to financial data management. A next step seems to be extending open banking to open finance or, further, to open data-driven economy where data become an impressive driver of revenues.

A rich set of key words reflects the nature of the papers which are welcome to be submitted for publication in this Special Issue. However, even such a rich collection of key words does not exhaust the topic of FinTech and the future of finance. Additionally, the future landscape of finance will likely not only be shaped by technological developments in new fields (e.g., mobile payments, tokenized cards), but competition with long-established products (e.g., cash) also has its role to play.

Therefore, all theoretical, empirical, conceptual, and practice-oriented articles representing economics and finance as well as management sciences relating to the main theme are encouraged for submission as contributions for this Special Issue of JRFM.

Prof. Dr. Jakub Górka
Prof. Dr. Malte Krueger
Guest Editors

Manuscript Submission Information

Manuscripts should be submitted online at www.mdpi.com by registering and logging in to this website. Once you are registered, click here to go to the submission form. Manuscripts can be submitted until the deadline. All submissions that pass pre-check are peer-reviewed. Accepted papers will be published continuously in the journal (as soon as accepted) and will be listed together on the special issue website. Research articles, review articles as well as short communications are invited. For planned papers, a title and short abstract (about 250 words) can be sent to the Editorial Office for assessment.

Submitted manuscripts should not have been published previously, nor be under consideration for publication elsewhere (except conference proceedings papers). All manuscripts are thoroughly refereed through a single-blind peer-review process. A guide for authors and other relevant information for submission of manuscripts is available on the Instructions for Authors page. Journal of Risk and Financial Management is an international peer-reviewed open access monthly journal published by MDPI.

Please visit the Instructions for Authors page before submitting a manuscript. The Article Processing Charge (APC) for publication in this open access journal is 1600 CHF (Swiss Francs). Submitted papers should be well formatted and use good English. Authors may use MDPI's English editing service prior to publication or during author revisions.