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18 pages, 5831 KiB  
Article
Cure Kinetics-Driven Compression Molding of CFRP for Fast and Low-Cost Manufacturing
by Xintong Wu, Ming Zhang, Zhongling Liu, Xin Fu, Haonan Liu, Yuchen Zhang and Xiaobo Yang
Polymers 2025, 17(15), 2154; https://doi.org/10.3390/polym17152154 (registering DOI) - 6 Aug 2025
Abstract
Carbon fiber-reinforced polymer (CFRP) composites are widely used in aerospace due to their excellent strength-to-weight ratio and tailorable properties. However, these properties critically depend on the CFRP curing cycle. The commonly adopted manufacturer-recommended curing cycle (MRCC), designed to accommodate the most conservative conditions, [...] Read more.
Carbon fiber-reinforced polymer (CFRP) composites are widely used in aerospace due to their excellent strength-to-weight ratio and tailorable properties. However, these properties critically depend on the CFRP curing cycle. The commonly adopted manufacturer-recommended curing cycle (MRCC), designed to accommodate the most conservative conditions, involves prolonged curing times and high energy consumption. To overcome these limitations, this study proposes an efficient and adaptable method to determine the optimal curing cycle. The effects of varying heating rates on resin dynamic and isothermal–exothermic behavior were characterized via reaction kinetics analysis using differential scanning calorimetry (DSC) and rheological measurements. The activation energy of the reaction system was substituted into the modified Sun–Gang model, and the parameters were estimated using a particle swarm optimization algorithm. Based on the curing kinetic behavior of the resin, CFRP compression molding process orthogonal experiments were conducted. A weighted scoring system incorporating strength, energy consumption, and cycle time enabled multidimensional evaluation of optimized solutions. Applying this curing cycle optimization method to a commercial epoxy resin increased efficiency by 247.22% and reduced energy consumption by 35.7% while meeting general product performance requirements. These results confirm the method’s reliability and its significance for improving production efficiency. Full article
(This article belongs to the Special Issue Advances in High-Performance Polymer Materials, 2nd Edition)
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44 pages, 7941 KiB  
Article
A Numerical Investigation of Plastic Energy Dissipation Patterns of Circular and Non-Circular Metal Thin-Walled Rings Under Quasi-Static Lateral Crushing
by Shunsong Guo, Sunting Yan, Ping Tang, Chenfeng Guan and Wei Zhang
Mathematics 2025, 13(15), 2527; https://doi.org/10.3390/math13152527 (registering DOI) - 6 Aug 2025
Abstract
This paper presents a combined theoretical, numerical, and experimental analysis to investigate the lateral plastic crushing behavior and energy absorption of circular and non-circular thin-walled rings between two rigid plates. Theoretical solutions incorporating both linear material hardening and power-law material hardening models are [...] Read more.
This paper presents a combined theoretical, numerical, and experimental analysis to investigate the lateral plastic crushing behavior and energy absorption of circular and non-circular thin-walled rings between two rigid plates. Theoretical solutions incorporating both linear material hardening and power-law material hardening models are solved via numerical shooting methods. The theoretically predicted force-denting displacement relations agree excellently with both FEA and experimental results. The FEA simulation clearly reveals the coexistence of an upper moving plastic region and a fixed bottom plastic region. A robust automatic extraction method of the fully plastic region at the bottom from FEA is proposed. A modified criterion considering the unloading effect based on the resultant moment of cross-section is proposed to allow accurate theoretical estimation of the fully plastic region length. The detailed study implies an abrupt and almost linear drop of the fully plastic region length after the maximum value by the proposed modified criterion, while the conventional fully plastic criterion leads to significant over-estimation of the length. Evolution patterns of the upper and lower plastic regions in FEA are clearly illustrated. Furthermore, the distribution of plastic energy dissipation is compared in the bottom and upper regions through FEA and theoretical results. Purely analytical solutions are formulated for linear hardening material case by elliptical integrals. A simple algebraic function solution is derived without necessity of solving differential equations for general power-law hardening material case by adopting a constant curvature assumption. Parametric analyses indicate the significant effect of ovality and hardening on plastic region evolution and crushing force. This paper should enhance the understanding of the crushing behavior of circular and non-circular rings applicable to the structural engineering and impact of the absorption domain. Full article
(This article belongs to the Special Issue Numerical Modeling and Applications in Mechanical Engineering)
14 pages, 982 KiB  
Article
Effectiveness of a Learning Pathway on Food and Nutrition in Amyotrophic Lateral Sclerosis
by Karla Mônica Dantas Coutinho, Humberto Rabelo, Felipe Fernandes, Karilany Dantas Coutinho, Ricardo Alexsandro de Medeiros Valentim, Aline de Pinho Dias, Janaína Luana Rodrigues da Silva Valentim, Natalia Araújo do Nascimento Batista, Manoel Honorio Romão, Priscila Sanara da Cunha, Aliete Cunha-Oliveira, Susana Henriques, Luciana Protásio de Melo, Sancha Helena de Lima Vale, Lucia Leite-Lais and Kenio Costa de Lima
Nutrients 2025, 17(15), 2562; https://doi.org/10.3390/nu17152562 (registering DOI) - 6 Aug 2025
Abstract
Background/Objectives: Health education plays a vital role in training health professionals and caregivers, supporting both prevention and the promotion of self-care. In this context, technology serves as a valuable ally by enabling continuous and flexible learning. Among the various domains of health education, [...] Read more.
Background/Objectives: Health education plays a vital role in training health professionals and caregivers, supporting both prevention and the promotion of self-care. In this context, technology serves as a valuable ally by enabling continuous and flexible learning. Among the various domains of health education, nutrition stands out as a key element in the management of Amyotrophic Lateral Sclerosis (ALS), helping to prevent malnutrition and enhance patient well-being. Accordingly, this study aimed to evaluate the effectiveness of the teaching and learning processes within a learning pathway focused on food and nutrition in the context of ALS. Methods: This study adopted a longitudinal, quantitative design. The learning pathway, titled “Food and Nutrition in ALS,” consisted of four self-paced and self-instructional Massive Open Online Courses (MOOCs), offered through the Virtual Learning Environment of the Brazilian Health System (AVASUS). Participants included health professionals, caregivers, and patients from all five regions of Brazil. Participants had the autonomy to complete the courses in any order, with no prerequisites for enrollment. Results: Out of 14,263 participants enrolled nationwide, 182 were included in this study after signing the Informed Consent Form. Of these, 142 (78%) completed at least one course and participated in the educational intervention. A significant increase in knowledge was observed, with mean pre-test scores rising from 7.3 (SD = 1.8) to 9.6 (SD = 0.9) on the post-test across all courses (p < 0.001). Conclusions: The self-instructional, technology-mediated continuing education model proved effective in improving participants’ knowledge about nutrition in ALS. Future studies should explore knowledge retention, behavior change, and the impact of such interventions on clinical outcomes, especially in multidisciplinary care settings. Full article
(This article belongs to the Section Geriatric Nutrition)
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22 pages, 9502 KiB  
Article
Phase-Field Modeling of Thermal Fracturing Mechanisms in Reservoir Rock Under High-Temperature Conditions
by Guo Tang, Dianbin Guo, Wei Zhong, Li Du, Xiang Mao and Man Li
Appl. Sci. 2025, 15(15), 8693; https://doi.org/10.3390/app15158693 (registering DOI) - 6 Aug 2025
Abstract
Thermal stimulation represents an effective method for enhancing reservoir permeability, thereby improving geothermal energy recovery in Enhanced Geothermal Systems (EGS). The phase-field method (PFM) has been widely adopted for its proven capability in modeling the fracture behavior of brittle solids. Consequently, a coupled [...] Read more.
Thermal stimulation represents an effective method for enhancing reservoir permeability, thereby improving geothermal energy recovery in Enhanced Geothermal Systems (EGS). The phase-field method (PFM) has been widely adopted for its proven capability in modeling the fracture behavior of brittle solids. Consequently, a coupled thermo-mechanical phase-field model (TM-PFM) was developed in COMSOL 6.2 Multiphysics to probe thermal fracturing mechanisms in reservoir rocks. The TM-PFM was validated against the analytical solutions for the temperature and stress fields under steady-state heat conduction in a thin-walled cylinder, three-point bending tests, and thermal shock tests. Subsequently, two distinct thermal fracturing modes in reservoir rock under high-temperature conditions were investigated: (i) fracture initiation driven by sharp temperature gradients during instantaneous thermal shocks, and (ii) crack propagation resulting from heterogeneous thermal expansion of constituent minerals. The proposed TM-PFM has been validated through systematic comparison between the simulation results and the corresponding experimental data, thereby demonstrating its capability to accurately simulate thermal fracturing. These findings provide mechanistic insights for optimizing geothermal energy extraction in EGS. Full article
(This article belongs to the Special Issue Advances in Failure Mechanism and Numerical Methods for Geomaterials)
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24 pages, 1671 KiB  
Article
Sustainability in Purpose-Driven Businesses Operating in Cultural and Creative Industries: Insights from Consumers’ Perspectives on Società Benefit
by Gesualda Iodice and Francesco Bifulco
Sustainability 2025, 17(15), 7117; https://doi.org/10.3390/su17157117 - 6 Aug 2025
Abstract
This study intends to provide insights and challenges for the shape of the B movement, an emerging paradigm that fosters cross-sectoral partnerships and encourages ethical business practices through so-called purpose-driven businesses. Focusing on Italy, the first European country to adopt this managerial model, [...] Read more.
This study intends to provide insights and challenges for the shape of the B movement, an emerging paradigm that fosters cross-sectoral partnerships and encourages ethical business practices through so-called purpose-driven businesses. Focusing on Italy, the first European country to adopt this managerial model, the research investigates Italian Benefit Corporations, known as Società Benefit (SB), and their most appealing sustainability claims from a consumer perspective. The analysis intends to inform theory development by assuming the cultural and creative industry (CCI) as a field of interest, utilizing a within-subjects experimental design to analyze data from a diverse consumer sample across various contexts. The results indicate that messaging centered on economic sustainability emerged as the most effective in generating positive consumer responses, highlighting a prevailing inclination toward pragmatic factors such as affordability, economic accessibility, and tangible benefits rather than social issues. While sustainable behaviors are not yet widespread, latent ethical sensitivity for authentic, value-driven businesses suggests that economic and ethical dimensions can be strategically synthesized to enhance consumer engagement. This insight highlights the role of BCs in catalyzing a shift in consumption patterns within ethical-based and creative-driven sectors. Full article
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22 pages, 970 KiB  
Article
From Perception to Practice: Artificial Intelligence as a Pathway to Enhancing Digital Literacy in Higher Education Teaching
by Zhili Zuo, Yilun Luo, Shiyu Yan and Lisheng Jiang
Systems 2025, 13(8), 664; https://doi.org/10.3390/systems13080664 - 6 Aug 2025
Abstract
In the context of increasing Artificial Intelligence integration in higher education, understanding the factors influencing university teachers’ adoption of AI tools is critical for effective implementation. This study adopts a perception–intention–behavior framework to explores the roles of perceived usefulness, perceived ease of use, [...] Read more.
In the context of increasing Artificial Intelligence integration in higher education, understanding the factors influencing university teachers’ adoption of AI tools is critical for effective implementation. This study adopts a perception–intention–behavior framework to explores the roles of perceived usefulness, perceived ease of use, perceived trust, perceived substitution crisis, and perceived risk in shaping teachers’ behavioral intention and actual usage of AI tools. It also investigates the moderating effects of peer influence and organizational support on these relationships. Using a comprehensive survey instrument, data was collected from 487 university teachers across four major regions in China. The results reveal that perceived usefulness and perceived ease of use are strong predictors of behavioral intention, with perceived ease of use also significantly influencing perceived usefulness. Perceived trust serves as a key mediator, enhancing the relationship between perceived usefulness, perceived ease of use, and behavioral intention. While perceived substitution crisis negatively influenced perceived trust, it showed no significant direct effect on behavioral intention, suggesting a complex relationship between job displacement concerns and AI adoption. In contrast, perceived risk was found to negatively impact behavioral intention, though it was mitigated by perceived ease of use. Peer influence significantly moderated the relationship between perceived trust and behavioral intention, highlighting the importance of peer influence in AI adoption, while organizational support amplified the effect of perceived ease of use on behavioral intention. These findings inform practical strategies such as co-developing user-centered AI tools, enhancing institutional trust through transparent governance, leveraging peer support, providing structured training and technical assistance, and advancing policy-level initiatives to guide digital transformation in universities. Full article
(This article belongs to the Section Artificial Intelligence and Digital Systems Engineering)
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28 pages, 4243 KiB  
Article
Electric Bus Battery Energy Consumption Estimation and Influencing Features Analysis Using a Two-Layer Stacking Framework with SHAP-Based Interpretation
by Runze Liu, Jianming Cai, Lipeng Hu, Benxiao Lou and Jinjun Tang
Sustainability 2025, 17(15), 7105; https://doi.org/10.3390/su17157105 - 5 Aug 2025
Abstract
The widespread adoption of electric buses represents a major step forward in sustainable transportation, but also brings new operational challenges, particularly in terms of improving their efficiency and controlling costs. Therefore, battery energy consumption management is a key approach for addressing these issues. [...] Read more.
The widespread adoption of electric buses represents a major step forward in sustainable transportation, but also brings new operational challenges, particularly in terms of improving their efficiency and controlling costs. Therefore, battery energy consumption management is a key approach for addressing these issues. Accurate prediction of energy consumption and interpretation of the influencing factors are essential for improving operational efficiency, optimizing energy use, and reducing operating costs. Although existing studies have made progress in battery energy consumption prediction, challenges remain in achieving high-precision modeling and conducting a comprehensive analysis of the influencing features. To address these gaps, this study proposes a two-layer stacking framework for estimating the energy consumption of electric buses. The first layer integrates the strengths of three nonlinear regression models—RF (Random Forest), GBDT (Gradient Boosted Decision Trees), and CatBoost (Categorical Boosting)—to enhance the modeling capacity for complex feature relationships. The second layer employs a Linear Regression model as a meta-learner to aggregate the predictions from the base models and improve the overall predictive performance. The framework is trained on 2023 operational data from two electric bus routes (NO. 355 and NO. W188) in Changsha, China, incorporating battery system parameters, driving characteristics, and environmental variables as independent variables for model training and analysis. Comparative experiments with various ensemble models demonstrate that the proposed stacking framework exhibits superior performance in data fitting. Furthermore, XGBoost (Extreme Gradient Boosting) is introduced as a surrogate model to approximate the decision logic of the stacking framework, enabling SHAP (SHapley Additive exPlanations) analysis to quantify the contribution and marginal effects of influencing features. The proposed stacked and surrogate models achieved superior battery energy consumption prediction accuracy (lowest MSE, RMSE, and MAE), significantly outperforming benchmark models on real-world datasets. SHAP analysis quantified the overall contributions of feature categories (battery operation parameters: 56.5%; driving characteristics: 42.3%; environmental data: 1.2%), further revealing the specific contributions and nonlinear influence mechanisms of individual features. These quantitative findings offer specific guidance for optimizing battery system control and driving behavior. Full article
(This article belongs to the Section Sustainable Transportation)
21 pages, 435 KiB  
Article
Violence in Healthcare Workers Is Associated with Disordered Eating
by Nicola Magnavita and Lucia Isolani
Int. J. Environ. Res. Public Health 2025, 22(8), 1221; https://doi.org/10.3390/ijerph22081221 - 5 Aug 2025
Abstract
Workplace violence (WV) is a ubiquitous risk in healthcare settings where it has been associated with physical and mental health problems. We aimed to investigate the relationship between the violence experienced by healthcare workers (HCWs) and the presence of eating disorders (EDs). During [...] Read more.
Workplace violence (WV) is a ubiquitous risk in healthcare settings where it has been associated with physical and mental health problems. We aimed to investigate the relationship between the violence experienced by healthcare workers (HCWs) and the presence of eating disorders (EDs). During routine health surveillance, 1215 HCWs were questioned about their experience of WV and the short version of the Eating Disorder Examination Questionnaire (EDE-QS) was used to assess their eating behaviors. Sleep quality, stress, and the presence of common mental illnesses and metabolic disorders were also evaluated. HCWs who had experienced one or more assaults in the previous year had a significantly higher EDE score than their colleagues. In a multivariate model, WV doubled the risk of EDs (odds ratio 2.33, confidence intervals 95% 1.30; 4.18, p < 0.01). A very significant association was observed between common mental disorders and EDs (OR 1.13, CI 95% 1.04; 1.23, p < 0.01), while low sleep quality almost reached a significant level (OR 1.09, CI 95% 0.99; 1.20). The higher frequency of EDs among workers subjected to violence may result from maladaptive coping mechanisms used when stress and mental health problems caused by WV lead to compensatory overeating. However, reverse causation, where WV is induced by stigmatization, cannot be ruled out. Because of the considerable impact EDs have on physical and mental health, productivity, and patient care, healthcare organizations should adopt programs designed to prevent these disorders in HCWs. Full article
(This article belongs to the Special Issue Bullying and Psychological Distress in Workplace)
25 pages, 482 KiB  
Article
The Influence of Managers’ Safety Perceptions and Practices on Construction Workers’ Safety Behaviors in Saudi Arabian Projects: The Mediating Roles of Workers’ Safety Awareness, Competency, and Safety Actions
by Talal Mousa Alshammari, Musab Rabi, Mazen J. Al-Kheetan and Abdulrazzaq Jawish Alkherret
Safety 2025, 11(3), 77; https://doi.org/10.3390/safety11030077 - 5 Aug 2025
Abstract
Improving construction site safety remains a critical challenge in Saudi Arabia’s rapidly growing construction sector, where high accident rates and diverse labor forces demand evidence-based managerial interventions. This study investigated the influence of Managers’ Safety Perceptions and Practices (MSP) on Workers’ Safety Behaviors [...] Read more.
Improving construction site safety remains a critical challenge in Saudi Arabia’s rapidly growing construction sector, where high accident rates and diverse labor forces demand evidence-based managerial interventions. This study investigated the influence of Managers’ Safety Perceptions and Practices (MSP) on Workers’ Safety Behaviors (WSB) in the Saudi construction industry, emphasizing the mediating roles of Workers’ Safety Awareness (WSA), Safety Competency (WSC), and Safety Actions (SA). The conceptual framework integrates these three mediators to explain how managerial attitudes and practices translate into frontline safety outcomes. A quantitative, cross-sectional design was adopted using a structured questionnaire distributed among construction workers, supervisors, and project managers. A total of 352 from 384 valid responses were collected, and the data were analyzed using Partial Least Squares Structural Equation Modeling (PLS-SEM) via SmartPLS 4. The findings revealed that MSP does not directly influence WSB but has significant indirect effects through WSA, WSC, and SA. Among these, WSC emerged as the most powerful mediator, followed by WSA and SA, indicating that competency is the most critical driver of safe worker behavior. These results provide robust empirical support for a multidimensional mediation model, highlighting the need for managers to enhance safety behaviors not merely through supervision but through fostering awareness and competency, providing technical training, and implementing proactive safety measures. Theoretically, this study contributes a novel and integrative framework to the occupational safety literature, particularly within underexplored Middle Eastern construction contexts. Practically, it offers actionable insights for safety managers, industry practitioners, and policymakers seeking to improve construction safety performance in alignment with Saudi Vision 2030. Full article
(This article belongs to the Special Issue Safety Performance Assessment and Management in Construction)
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22 pages, 2219 KiB  
Article
Numerical Modeling of Expansive Soil Behavior Using an Effective Stress-Based Constitutive Relationship for Unsaturated Soils
by Sahand Seyfi, Ali Ghassemi and Rashid Bashir
Geotechnics 2025, 5(3), 53; https://doi.org/10.3390/geotechnics5030053 - 5 Aug 2025
Abstract
Previous studies have extensively applied the generalized consolidation theory, which incorporates a two-stress state variable framework, to predict the volumetric behavior of unsaturated expansive soils under varying mechanical stress and matric suction. A key requirement for this approach is a constitutive surface that [...] Read more.
Previous studies have extensively applied the generalized consolidation theory, which incorporates a two-stress state variable framework, to predict the volumetric behavior of unsaturated expansive soils under varying mechanical stress and matric suction. A key requirement for this approach is a constitutive surface that links the soil void ratio to both net stress and matric suction. A large number of fitting parameters are typically needed to accurately fit a two-variable void ratio surface equation to laboratory test data. In this study, a single-stress state variable framework was adopted to describe the void ratio as a function of effective stress for unsaturated soils. The proposed approach was applied to fit void ratio–effective stress constitutive curves to laboratory test data for two different expansive clays. Additionally, a finite element model coupling variably saturated flow and stress–strain analysis was developed to simulate the volume change behavior of expansive clay subjected to moisture fluctuations. The model utilizes suction stress to compute the effective stress field and incorporates the dependency of soil modulus on volumetric water content based on the proposed void ratio–effective stress relationship. The developed numerical model was validated against a benchmark problem in which a layer of Regina expansive clay was subjected to a constant infiltration rate. The results demonstrate the effectiveness of the proposed model in simulating expansive soil deformations under varying moisture conditions over time. Full article
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19 pages, 457 KiB  
Article
Can FinTech Close the VAT Gap? An Entrepreneurial, Behavioral, and Technological Analysis of Tourism SMEs
by Konstantinos S. Skandalis and Dimitra Skandali
FinTech 2025, 4(3), 38; https://doi.org/10.3390/fintech4030038 - 5 Aug 2025
Abstract
Governments worldwide are mandating e-invoicing and real-time VAT reporting, yet many cash-intensive service SMEs continue to under-report VAT, eroding fiscal revenues. This study investigates whether financial technology (FinTech) adoption can reduce this under-reporting among tourism SMEs in Greece—an economy with high seasonal spending [...] Read more.
Governments worldwide are mandating e-invoicing and real-time VAT reporting, yet many cash-intensive service SMEs continue to under-report VAT, eroding fiscal revenues. This study investigates whether financial technology (FinTech) adoption can reduce this under-reporting among tourism SMEs in Greece—an economy with high seasonal spending and a persistent shadow economy. This is the first micro-level empirical study to examine how FinTech tools affect VAT compliance in this sector, offering novel insights into how technology interacts with behavioral factors to influence fiscal behavior. Drawing on the Technology Acceptance Model, deterrence theory, and behavioral tax compliance frameworks, we surveyed 214 hotels, guesthouses, and tour operators across Greece’s main tourism regions. A structured questionnaire measured five constructs: FinTech adoption, VAT compliance behavior, tax morale, perceived audit probability, and financial performance. Using Partial Least Squares Structural Equation Modeling and bootstrapped moderation–mediation analysis, we find that FinTech adoption significantly improves declared VAT, with compliance fully mediating its impact on financial outcomes. The effect is especially strong among businesses led by owners with high tax morale or strong perceptions of audit risk. These findings suggest that FinTech tools function both as efficiency enablers and behavioral nudges. The results support targeted policy actions such as subsidies for e-invoicing, tax compliance training, and transparent audit communication. By integrating technological and psychological dimensions, the study contributes new evidence to the digital fiscal governance literature and offers a practical framework for narrowing the VAT gap in tourism-driven economies. Full article
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18 pages, 1388 KiB  
Review
Simulation in the Built Environment: A Bibliometric Analysis
by Saman Jamshidi
Metrics 2025, 2(3), 13; https://doi.org/10.3390/metrics2030013 - 4 Aug 2025
Abstract
Simulation has become a pivotal tool in the design, analysis, and optimization of the built environment, and has been widely adopted by professionals in architecture, engineering, and urban planning. These techniques enable stakeholders to test hypotheses, evaluate design alternatives, and predict performance outcomes [...] Read more.
Simulation has become a pivotal tool in the design, analysis, and optimization of the built environment, and has been widely adopted by professionals in architecture, engineering, and urban planning. These techniques enable stakeholders to test hypotheses, evaluate design alternatives, and predict performance outcomes prior to construction. Applications span energy consumption, airflow, thermal comfort, lighting, structural behavior, and human interactions within buildings and urban contexts. This study maps the scientific landscape of simulation research in the built environment through a bibliometric analysis of 12,220 publications indexed in Scopus. Using VOSviewer 1.6.20, it conducted citation and keyword co-occurrence analyses to identify key research themes, leading countries and journals, and central publications in the field. The analysis revealed seven primary thematic clusters: (1) human-focused simulation, (2) building-scale energy performance simulation, (3) urban-scale energy performance simulation, (4) sustainable design and simulation, (5) indoor environmental quality simulation, (6) building aerodynamics simulation, and (7) computing in building simulation. By synthesizing these trends and domains, this study provides an overview of the field, facilitating greater accessibility to the simulation literature and informing future interdisciplinary research and practice in the built environment. Full article
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26 pages, 20835 KiB  
Article
Reverse Mortgages and Pension Sustainability: An Agent-Based and Actuarial Approach
by Francesco Rania
Risks 2025, 13(8), 147; https://doi.org/10.3390/risks13080147 - 4 Aug 2025
Abstract
Population aging poses significant challenges to the sustainability of pension systems. This study presents an integrated methodological approach that uniquely combines actuarial life-cycle modeling with agent-based simulation to assess the potential of Reverse Mortgage Loans (RMLs) as a dual lever for enhancing retiree [...] Read more.
Population aging poses significant challenges to the sustainability of pension systems. This study presents an integrated methodological approach that uniquely combines actuarial life-cycle modeling with agent-based simulation to assess the potential of Reverse Mortgage Loans (RMLs) as a dual lever for enhancing retiree welfare and supporting pension system resilience under demographic and financial uncertainty. We explore Reverse Mortgage Loans (RMLs) as a potential financial instrument to support retirees while alleviating pressure on public pensions. Unlike prior research that treats individual decisions or policy outcomes in isolation, our hybrid model explicitly captures feedback loops between household-level behavior and system-wide financial stability. To test our hypothesis that RMLs can improve individual consumption outcomes and bolster systemic solvency, we develop a hybrid model combining actuarial techniques and agent-based simulations, incorporating stochastic housing prices, longevity risk, regulatory capital requirements, and demographic shifts. This dual-framework enables a structured investigation of how micro-level financial decisions propagate through market dynamics, influencing solvency, pricing, and adoption trends. Our central hypothesis is that reverse mortgages, when actuarially calibrated and macroprudentially regulated, enhance individual financial well-being while preserving long-run solvency at the system level. Simulation results indicate that RMLs can improve consumption smoothing, raise expected utility for retirees, and contribute to long-term fiscal sustainability. Moreover, we introduce a dynamic regulatory mechanism that adjusts capital buffers based on evolving market and demographic conditions, enhancing system resilience. Our simulation design supports multi-scenario testing of financial robustness and policy outcomes, providing a transparent tool for stress-testing RML adoption at scale. These findings suggest that, when well-regulated, RMLs can serve as a viable supplement to traditional retirement financing. Rather than offering prescriptive guidance, this framework provides insights to policymakers, financial institutions, and regulators seeking to integrate RMLs into broader pension strategies. Full article
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20 pages, 3145 KiB  
Article
Determination of Dynamic Elastic Properties of 3D-Printed Nylon 12CF Using Impulse Excitation of Vibration
by Pedro F. Garcia, Armando Ramalho, Joel C. Vasco, Rui B. Ruben and Carlos Capela
Polymers 2025, 17(15), 2135; https://doi.org/10.3390/polym17152135 - 4 Aug 2025
Viewed by 31
Abstract
Material Extrusion (MEX) process is increasingly used to fabricate components for structural applications, driven by the availability of advanced materials and greater industrial adoption. In these contexts, understanding the mechanical performance of printed parts is crucial. However, conventional methods for assessing anisotropic elastic [...] Read more.
Material Extrusion (MEX) process is increasingly used to fabricate components for structural applications, driven by the availability of advanced materials and greater industrial adoption. In these contexts, understanding the mechanical performance of printed parts is crucial. However, conventional methods for assessing anisotropic elastic behavior often rely on expensive equipment and time-consuming procedures. The aim of this study is to evaluate the applicability of the impulse excitation of vibration (IEV) in characterizing the dynamic mechanical properties of a 3D-printed composite material. Tensile tests were also performed to compare quasi-static properties with the dynamic ones obtained through IEV. The tested material, Nylon 12CF, contains 35% short carbon fibers by weight and is commercially available from Stratasys. It is used in the fused deposition modeling (FDM) process, a Material Extrusion technology, and exhibits anisotropic mechanical properties. This is further reinforced by the filament deposition process, which affects the mechanical response of printed parts. Young’s modulus obtained in the direction perpendicular to the deposition plane (E33), obtained via IEV, was 14.77% higher than the value in the technical datasheet. Comparing methods, the Young’s modulus obtained in the deposition plane, in an inclined direction of 45 degrees in relation to the deposition direction (E45), showed a 22.95% difference between IEV and tensile tests, while Poisson’s ratio in the deposition plane (v12) differed by 6.78%. This data is critical for designing parts subject to demanding service conditions, and the results obtained (orthotropic elastic properties) can be used in finite element simulation software. Ultimately, this work reinforces the potential of the IEV method as an accessible and consistent alternative for characterizing the anisotropic properties of components produced through additive manufacturing (AM). Full article
(This article belongs to the Special Issue Mechanical Characterization of Polymer Composites)
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21 pages, 1435 KiB  
Article
Spatiotemporal Context for Daylight Saving Time-Safety Interactions in the Contiguous United States
by Edmund Zolnik and Patrick Baxter
Future Transp. 2025, 5(3), 102; https://doi.org/10.3390/futuretransp5030102 - 4 Aug 2025
Viewed by 30
Abstract
Motor vehicle crashes are a persistent cause of unintentional deaths in the United States. Scholarship on how manmade interventions and natural phenomena interact to effectuate such calamitous outcomes is longstanding. One manmade intervention of interest in the literature is daylight saving time (DST). [...] Read more.
Motor vehicle crashes are a persistent cause of unintentional deaths in the United States. Scholarship on how manmade interventions and natural phenomena interact to effectuate such calamitous outcomes is longstanding. One manmade intervention of interest in the literature is daylight saving time (DST). Unfortunately, results on how the natural phenomena attributable to DST interact with driver behavior are inconsistent. To advance knowledge on DST-safety interactions, this study adopts a multilevel model approach to fatal motor vehicle crash outcomes in the contiguous United States. Results from a national analysis contextualize results from zonal analyses to unmask within- and between-time zone differences in DST-safety interactions. In the national analysis, motor vehicle crash fatalities decrease somewhat during DST (−0.10%). In the zonal analyses, motor vehicle crash fatalities decrease more so in the Central and Eastern time zones (−2.00% and −2.00%, respectively), but increase somewhat in the Pacific and Mountain time zones (+0.30%) during DST. The spatiotemporal context of the national analysis highlights specific policy implications from the zonal analyses to decrease the lethality of motor vehicle crashes. Specifically, interdictions to target alcohol and/or drug involvement in the northern latitudes of the Pacific and Mountain time zones during DST, the Central time zone at dawn or dusk before or after DST, and the northern latitudes in the Eastern time zone before or after DST are important. Generally, national DST-safety benefits mask zonal DST-safety costs in the Pacific and Mountain time zones. Full article
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