Sustainable Business Model for Micro Finance Institutions
A special issue of Journal of Risk and Financial Management (ISSN 1911-8074). This special issue belongs to the section "Sustainability and Finance".
Deadline for manuscript submissions: 31 December 2025 | Viewed by 1786
Special Issue Editors
Interests: sustainable finance; economy
Special Issues, Collections and Topics in MDPI journals
Special Issue Information
Dear Colleagues,
This Special Issue invites both theoretical and empirical papers to suggest a mapping exercise for organizations working in the microfinance sector to introduce the best-fitted model for sustainability. There is a trade-off in the existing business models of MFIs. One of the for-profit business models of MFIs is serving MFIs commercially and deviating from the social performance mission. The other non-profit business models of MFIs serving the mission to some extent, however, could not survive long-term because of heavy dependence on donor organizations and mimicking popular institutional practices. The microfinance institution (MFI) sustainable model needs to consider a trade-off between social and financial goals. Microfinance institutions should consider both social and financial goals, and include the ESG in their strategies planning and application. They are based on the stewardship theory instead of agency theory. MFIs can encourage community projects by planting trees and garbage collection, contributing to environmental goals. Education and training for business and personal well-being should be an economic and social mission, with good governance using fintech or diversity.
Dr. Asma Mobarek
Dr. M. Emranul Haque
Guest Editors
Manuscript Submission Information
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Keywords
- microfinance
- sustainable business model
- MFIs
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