Search Results (141)

Population aging poses significant challenges to the sustainability of pension systems. This study presents an integrated methodological approach that uniquely combines actuarial life-cycle modeling with agent-based simulation to assess the potential of Reverse Mortgage Loans (RMLs) as a dual lever for enhancing retiree welfare and supporting pension system resilience under demographic and financial uncertainty. We explore Reverse Mortgage Loans (RMLs) as a potential financial instrument to support retirees while alleviating pressure on public pensions. Unlike prior research that treats individual decisions or policy outcomes in isolation, our hybrid model explicitly captures feedback loops between household-level behavior and system-wide financial stability. To test our hypothesis that RMLs can improve individual consumption outcomes and bolster systemic solvency, we develop a hybrid model combining actuarial techniques and agent-based simulations, incorporating stochastic housing prices, longevity risk, regulatory capital requirements, and demographic shifts. This dual-framework enables a structured investigation of how micro-level financial decisions propagate through market dynamics, influencing solvency, pricing, and adoption trends. Our central hypothesis is that reverse mortgages, when actuarially calibrated and macroprudentially regulated, enhance individual financial well-being while preserving long-run solvency at the system level. Simulation results indicate that RMLs can improve consumption smoothing, raise expected utility for retirees, and contribute to long-term fiscal sustainability. Moreover, we introduce a dynamic regulatory mechanism that adjusts capital buffers based on evolving market and demographic conditions, enhancing system resilience. Our simulation design supports multi-scenario testing of financial robustness and policy outcomes, providing a transparent tool for stress-testing RML adoption at scale. These findings suggest that, when well-regulated, RMLs can serve as a viable supplement to traditional retirement financing. Rather than offering prescriptive guidance, this framework provides insights to policymakers, financial institutions, and regulators seeking to integrate RMLs into broader pension strategies. Full article

Africa’s rapid urbanization often exceeds the capacity of governments to provide essential services and infrastructure, exacerbating structural inequalities and exposing vulnerable populations to serious health risks. This paper examines the case of Douala, Cameroon, to demonstrate that health inequities in African cities are not simply the result of urban growth but are shaped by spatial inequities, historical legacies, and systemic exclusion. Disadvantaged neighborhoods are particularly impacted, becoming epicenters of health crises. Using a mixed-methods approach combining spatial analysis, household surveys and interviews, the study identifies three key findings: (1) Healthcare services in Douala are unevenly distributed and dominated by private providers, which limits access for low-income residents. (2) Inadequate infrastructure and environmental risks in informal settlements lead to a higher disease burden and an overflow of demand into better-equipped districts, which overwhelms public health centers across the city. (3) This structural mismatch fuels widespread reliance on informal and unregulated care practices. This study positions Douala as a microcosm of broader public health challenges in rapidly urbanizing African cities. It highlights the need for integrated urban planning and health system reforms that address spatial inequalities, strengthen public health infrastructure, and prioritize equity—key principles for achieving the third Sustainable Development Goal (ensuring good health and well-being for all residents) in sub-Saharan Africa. Full article

The present study was conducted in Dacope Upazila, a sub-district located within the Khulna District of the coastal region in Bangladesh. The research methods employed included the implementation of 350 household questionnaire surveys (HQSs), 12 focus group discussions (FGDs), and 20 key informant interviews (KIIs) to assess economic security status in disaster-vulnerable areas. The findings indicate that the economic well-being of the region is precarious due to a paucity of revenue sources and the occurrence of various calamitous events, induced risks, and vulnerabilities. To achieve long-term economic security for households, a considerable proportion of the population (approximately 22%) in the study areas is dependent on agricultural activities for their livelihoods. The study also revealed that approximately 22% of households in the study areas reported experiencing salinity intrusion. Furthermore, most of the households, around 68%, reported cyclones as their primary obstacle to building disaster-resilient communities. Consequently, the prevailing local and institutional strategies to ensure economic security were found to be inadequate and unsustainable in the study upazila. Therefore, the study resulted in the formulation of a conceptual framework intended to measure the contribution of economic security to the adaptability and sustainability of disaster-resilient communities in vulnerable coastal areas of Bangladesh. Full article

The increasingly severe ecological and environmental problems in rural areas pose a serious threat to agricultural sustainability and human well-being. Protecting the ecological environment of cultivated land is fundamental to ensuring food security and achieving sustainable development goals. The effective integration of digital technology into farmers’ production and daily life is a key driver for transforming farming practices and advancing the ecological protection of cultivated land. This study draws on data from the 2020 China Rural Revitalization Survey (CRRS) to systematically examine the impact of farmers’ digital participation on the ecological protection of cultivated land. The main findings are as follows: (1) Digital participation significantly promotes ecological conservation of cultivated land, with each unit increase associated with a 7.8% reduction in fertilizer use intensity; (2) the results are robust across various empirical strategies, including instrumental variable estimation, the ERM approach, residual analysis, and alternative indicator specifications; (3) mechanism analysis indicates that digital participation reduces fertilizer use through three main channels: expansion of social networks (accounting for 7.10%), enhancement of subjective cognition (29.66%), and adoption of agricultural technologies (10.18%); and (4) heterogeneity analysis shows that the protective effects on cultivated land are more pronounced among households with off-farm employment experience, in villages where leaders have higher educational attainment, and in regions with more advanced digital environments. Based on these findings, the following policy recommendations are proposed: enhancing digital infrastructure in rural areas, strengthening the training of agricultural practitioners, and developing localized digital environments tailored to local conditions. Full article

Emergency displacement has become an increasingly salient global phenomenon, precipitated by the intensification of climate crises and persistent geopolitical conflicts. These events forcibly displace millions each year and generate complex social, political, and institutional challenges. While the literature on displacement is expanding, much of it centers on individual and household experiences, often overlooking the collective dimensions of displacement. This article addresses this gap by critically examining the concept of the displaced community, a term used to describe collectivities formed in host societies comprising individuals who have been forcibly uprooted. The article undertakes a conceptual investigation of displaced communities, seeking to define their constitutive features while accounting for their internal heterogeneity and contextual variability. To sharpen analytical clarity, the study contrasts displaced communities with healthy communities, thereby situating two polar ends of a continuum. Based on these two types of community, the question arises, “can displaced communities be healthy communities?” The article advances a conceptual model of a healthy displaced community, positing that such a construct extends conventional understandings of resilience by foregrounding the processual dynamics of recovery and adaptation. Specifically, it is argued that community health in contexts of forced displacement must be understood as the outcome of iterative processes intentionally involving community-based intervention, empowerment, and long-term sustainability. Drawing on published case studies and empirical accounts of work with displaced populations, the article demonstrates how these three pillars—community intervention, empowerment, and sustainability—are implemented in practice. It concludes with policy and practice recommendations designed to prevent further deterioration and promote the development of health and well-being within displaced communities. Full article

Tea farmers in Wuyishan National Park face the dual challenges of promoting sustainable tea production while adhering to strict ecological protection policies. This study investigates the key factors influencing tea farmers’ pro-environmental behavior and the transmission mechanisms that encourage the adoption of sustainable development. Based on the theory of planned behavior, the theory of externalities, and place attachment theory, 346 valid questionnaires were collected through household interviews across 12 villages within Wuyishan National Park and its surrounding areas. The results indicate that environmental responsibility and concern for community well-being are major motivators of pro-environmental behavior. Market orientation, production intensification, and adoption of clean technologies significantly enhance environmental outcomes at the farm level. While ecological compensation policies help offset the costs of conservation, their impact is constrained by inconsistencies in standard-setting and implementation. The establishment of the national park has enhanced pro-environmental behavior among farmers within the park and influenced those in peripheral areas by strengthening place attachment and social norms. Tea farmers in the core areas of the national park exhibit higher levels of pro-environmental behavior compared to those on the periphery. This study offers several policy recommendations and contributes new insights into understanding the mechanisms behind tea farmers’ pro-environmental behavior within national park contexts, providing valuable reference for pro-environmental practices in the global protected area system. Full article

A majority of households in sub-Saharan Africa use inefficient biomass stoves in poorly ventilated kitchens, leading to indoor air pollution. Biomass for cooking can be sustainably sourced from agricultural residues such as prunings from agroforestry. This study assessed biochar-producing gasifier cookstove performance among 150 households in Embu, Kwale, and Siaya Counties through household surveys and participatory cooking tests with 75 households. With the gasifier, carbon monoxide (CO) concentrations were lower in Embu (5.1 ppm), while carbon dioxide (CO₂) and fine particulate matter (PM_2.5) were lower in Kwale, at 588 ppm and 136 μg/m³, respectively. Compared to the three-stone open fire, reductions in CO and PM_2.5 concentrations were highest in Embu, at 82% and 97%, respectively. The biomass-to-char conversion efficiency with the gasifier was 17–18%. If households consider the produced char as a soil amendment, they could save 24–43% of fuel compared to the three-stone open fire; if the char is seen as fuel, the potential savings are 42–65%. Significant differences between the three sites were observed with the gasifier for gross and net fuel use, and for concentrations of PM_2.5 and CO₂. Gasifier uptake can reduce the need for fuel collection and indoor air pollution, with a positive impact on both the environment and human wellbeing. Full article

Currently, the management, availability, and equitable access to water are some of the most critical environmental challenges in many countries, including Mexico. The Household Water Insecurity Experience Scale (HWISE) offers a more comprehensive and accurate assessment of water insecurity (WI) as well as its relationship to poverty, at the local, state, and national levels, than traditional usage indicators do. Therefore, this study aims to estimate the association between water insecurity and household wellbeing in Mexico, as well as the role of geographic factors. Methods: We analyzed data from 11,512 households that had previously participated in a representative survey at the national, regional, and urban/rural levels. We conducted descriptive and bivariate analyses on the variables of interest according to household WI status. Multivariate logistic regression models were used to determine the association between WI and the geographic, household, and household head variables of interest. Results: The factors associated with a greater odds ratio of household WI were low wellbeing conditions (OR = 1.74, p < 0.01), no running water in the home (OR = 2.71, p < 0.01), a monthly household income less than 6000 Mexican pesos (less than 352 dollars) (OR = 2.31, p = 0.006), living in an urban area (OR = 1.93, p = 0.001), and living in the Mexico State (OR = 3.92, p < 0.01), Mexico City (OR = 3.19, p < 0.01), or Central Pacific (OR = 3.27, p < 0.01) regions. Conclusions: Currently, multiple factors threaten household water security. These findings can inform decision-makers about the driving factors behind gaps in water access, availability, and use in Mexican households, thereby ensuring the “availability and sustainable management of water and sanitation for all”. Full article

(1) Objective: This study aims to investigate how transitional housing and the FCBP programme function as infrastructure for improving mental health and building family capacity among low-income households in Hong Kong, introducing the Urban Graduation Approach, adapted from the rural Graduation Approach, as an adaptation of proven poverty-alleviation strategies to urban contexts. (2) Methods: We conducted in-depth, semi-structured interviews with 24 residents of transitional housing participating in the Family Capacity Building Planner (FCBP) programme, an important component of The Hong Kong Jockey Club’s Trust-Initiated Project—JC PROJECT LIFT in uplifting residents and enhancing their overall well-being, analysing their experiences through thematic analysis focused on housing transitions, service utilisation, and well-being outcomes. (3) Results: Transitional housing provides essential infrastructure for improving residents’ well-being through both physical improvements and integrated support services. Participants reported significant mental health benefits, with reductions in stress and anxiety directly attributed to increased living space, improved privacy, and better environmental conditions. The FCBP programme functions as soft infrastructure that enables residents to access support networks, enhance family relationships, develop employment skills, and build self-efficacy. Together, these interventions address the multidimensional challenges of urban poverty while fostering sustainable improvements in residents’ capacity to achieve housing security and economic stability. (4) Conclusions: The integration of transitional housing with capacity-building services demonstrates the effectiveness of the Urban Graduation Approach in addressing urban poverty. This model highlights the importance of viewing housing not merely as a physical shelter but as a comprehensive infrastructure for well-being that combines spatial improvements with targeted social support. Policy implications include the need for the continued development of integrated housing models and the scaling of successful elements to broader social housing programmes. Full article

China has effectively safeguarded biodiversity by building the world’s largest system of nature reserves, but the livelihoods of farmers near the reserves are often not guaranteed. This paper aimed to deeply explore the intrinsic relationship between the geographical location of households and their livelihood outcomes within seven nature reserves across three provinces in China. Innovatively, this study subdivided households’ livelihood outcomes into four patterns: high well-being with high dependency (H-H), high well-being with low dependency (H-L), low well-being with high dependency (L-H), and low well-being with low dependency (L-L), in order to comprehensively analyze the diversity of households’ livelihoods and further reveal the spatial logic and mechanisms underlying regional development imbalances. Methodologically, a combination of quantitative analysis and qualitative research was adopted. Representative villages in the protected area and outside the protected area were selected for semi-structured interviews with the village heads. Meanwhile, farmers were randomly selected in the villages for structured interviews and 1106 questionnaires were collected. Through variance analysis, the study first identified the unique advantages of H-H-pattern households in natural resource utilization. Subsequently, a multinomial logistic model was used to deeply analyze how geographical location (including whether a household was located within a protected area and the distance to markets) affected the transition mechanisms of the other three livelihood outcomes towards the H-H pattern. Based on this, marginal effect analysis was employed to further delineate the specific influence pathways of geographical factor changes on households’ livelihood outcome selection probabilities. The results showed that the geographical location of households’ residences had a significant impact on their livelihood outcomes. For households in the L-L and H-L patterns, proximity to markets could significantly increase the probability of their livelihood transitioning to the H-H pattern. Meanwhile, residing within protected areas significantly promoted the transition of L-L and H-L households to the H-H pattern but showed a certain inhibitory effect on L-H households. Marginal effects analysis further shows that both living in protected areas and reducing distance to markets increase the tendency of households to be highly dependent on natural resources for livelihood outcomes. Compensation policies should be designed according to local conditions, and subsidies for the development of ecotourism and other service industries should be increased for rural households in protected areas to ensure sustainable development rather than transfer payments. Full article

Facing severe depopulation and aging, rural Japanese communities—particularly marginal settlements (genkai shūraku)—increasingly require revitalization strategies that integrate local culture and elder well-being. This study examines the Ōsawa Engawa Café, a community-led initiative in a mountainous tea-growing village, as a site of ikigai-zukuri—the active creation of life purpose among elderly residents. With the use of a mixed-methods approach, including spatial analysis, household surveys, and interviews, Chi-square Automatic Interaction Detection (CHAID) decision tree analysis was applied to identify factors shaping distinct household café operational states: Operating, Discontinued, and Never Operated. Qualitative findings reveal that support from local leaders, experts, and the government enabled the Ōsawa Engawa café’s launch. Broad household participation, often guided by elderly women, sustained the initiative by sharing local culture—such as engawa (verandas), Zairai tea (native variety), and omotenashi (hospitality)—thereby nurturing residents’ ikigai through daily engagement. Complementing these insights, the CHAID analysis revealed a hierarchy of influential factors: high-frequency support from out-migrated family members was the strongest predictor of continued operation; in the absence of such support, co-resident family cooperation proved essential; where both were lacking, agricultural engagement distinguished households that discontinued from those that never operated. Practically, the Ōsawa model offers a replicable, bottom-up strategy that activates the Rural Cultural Landscape (landscapes shaped by traditional rural life and culture, RCL) through community engagement grounded in cultural practices and elderly ikigai-zukuri, contributing to sustainable rural livelihoods. Theoretically, this study reframes ikigai-zukuri as a key socio-cultural pillar of community resilience in aging rural areas. Fostering such culturally embedded, purpose-driven initiatives is essential for building vibrant, adaptive rural communities in the face of demographic decline. However, the study acknowledges that the Ōsawa model’s success is rooted in its specific socio-cultural context, and its replication in other cultural settings may be limited without contextual adaptation. Full article

How to coordinate the relationship between nature reserves and surrounding communities to achieve a win–win situation for protection and development has become an urgent issue that governments around the world need to address. The concept of community co-management emerged in this context, aiming to promote cooperation and interaction between protected areas and surrounding communities, achieve sustainable use of natural resources, and promote the healthy development of the community economy. This study conducted empirical analysis using the Xishuangbanna National Nature Reserve and surrounding communities in China as a case study. This study aims to reveal the key factors affecting the perception of the households in the surrounding communities of the national nature reserve through an in-depth analysis of their perceptions, attitudes, and actual effects on the innovative management model of community co-management. At the same time, it provides empirical evidence and theoretical support for the construction of a more reasonable, efficient, and win–win nature reserve management model. Based on field research and interviews, combined with a questionnaire survey of stakeholders, this study utilized the Q method to conduct a comprehensive analysis of household perceptions under community co-management. The research results indicate that community co-management is an effective path to promote the coordinated development of the local economy, society, and ecology. Specifically, this model not only significantly promotes employment and entrepreneurship among community residents but also achieves economic self-sufficiency and steady growth by cultivating characteristic industries and building distinctive brands. Further analysis reveals that improving residents’ well-being is the core value of community co-management. Meanwhile, system reform is seen as the key to promoting the deepening development of community co-management. This study not only helps to enhance households’ understanding and participation in ecological protection and promotes the deep integration of ecological protection and community development but also provides valuable experience and inspiration for the management of nature reserves in other regions around the world. Full article

Forest ecosystems deliver ecosystem services (ESs) that are essential for the well-being of local communities. These services necessitate a clear understanding of their perception among community members in order to facilitate informed and sustainable forest management decisions. This study aimed to explore the relationship between forest ESs and local communities by identifying community preferences for key ESs and examining how socio-economic factors influence this perception. Data was collected through participatory methods, including focus group discussions, key informant interviews, and a household survey involving 453 respondents. The data was analyzed using descriptive statistics and binary logistic regression. We identified firewood, rainfall attraction, air quality, and wildlife habitat as the most acknowledged services in their respective ES categories. Land ownership, education level, Community Forest Association membership, and labor migration significantly influenced service recognition. These findings highlight critical areas for intervention, including livelihood enhancement, cultural heritage preservation, and improved community outreach programs. The outcomes of this research are expected to contribute to the sustainable management of forest ecosystems. Full article

This paper investigates the role that access to livelihood assets plays in reducing vulnerability to lower levels of well-being, especially for camp-based refugees. We develop the multidimensional vulnerability index using the 2019 Kakuma socioeconomic survey to provide a comprehensive and holistic approach to measuring vulnerability. The fractional regression results suggest that the household head’s age and education level determine the vulnerability of refugees to lower levels of well-being. In addition, access to finance and employment substantially reduces refugees’ vulnerability. Although remittances from abroad are a prevalent source of finance among refugees, we find that remittances from abroad only lessen the prevalence of vulnerability by 1.1%. Therefore, we recommend camp refugees adopt more self-reliant ways of accessing sustainable finance. The multidimensional vulnerability index reveals a high level of food insecurity in camps caused by the influx of refugees over the years. We recommend the inclusion of refugees in farming and training on climate change to provide sustainable solutions around food security to them and the host community. Full article

Microfinance aims to promote financial inclusion among underprivileged individuals, particularly through progressive microcredit, which enables borrowers to access increasing loan amounts over time. This study examines the conditions under which progressive microcredit positively impacts both small business performance and household well-being, considering borrower characteristics and business activity conditions. Using a dataset of 278 households across 110 administrative sectors in Tunisia from 2012 to 2020, this study employs two-stage least squares (2SLS) and three-stage least squares (3SLS) econometric techniques to estimate simultaneous equation models. The findings reveal that the cumulative amount of progressive microcredit received is mainly determined by project capital, suggesting that businesses with higher capital requirements tend to secure larger loans over successive cycles. Household well-being is significantly influenced by progressive microcredit, household income, net business benefit, rate of development index, and homeownership. Meanwhile, business profitability is driven by project capital and total fixed assets, highlighting the long-term impact of microcredit. The results highlight the critical role of microfinance in enabling small-scale entrepreneurs to expand their businesses while simultaneously improving household financial security. By promoting sustainable income generation, progressive microcredit serves as a key instrument in poverty alleviation and economic stability. This study underscores the necessity for microfinance institutions (MFIs) to tailor their lending strategies, ensuring optimal loan progression that balances business expansion with financial sustainability. Additionally, policymakers should refine microcredit frameworks to enhance accessibility and long-term economic benefits for low-income borrowers. Overall, these insights contribute to the broader discourse on financial inclusion and sustainable development, emphasizing that progressive microcredit not only facilitates entrepreneurship, but also serves as a driver of socioeconomic mobility. Full article