Search Results (647)

Given global efforts to promote sustainable energy transitions, this study investigates how the deployment of renewable energy technologies (RETs) relates to multidimensional societal welfare and provides empirical evidence on these linkages in Lithuania. The purpose of the study is to provide an integrated, Lithuania-specific assessment of how economic, social, and environmental determinants associated with RET deployment are related to multiple dimensions of societal welfare. Drawing on scientific literature, an integrated indicator framework is developed that links the economic, social, and environmental determinants of renewable energy technology (RET) deployment to six societal welfare dimensions, as defined by the Lithuanian Quality of Life Index. Using official Lithuanian statistics for 2020–2024, a standardized panel dataset is constructed and Pearson correlation analysis and multiple linear regression are applied using aggregated determinant categories, with model assumptions verified using the Breusch–Pagan and Durbin–Watson tests. Correlation results show very strong positive links between RET intensity indicators and key economic welfare measures (for example, wages, GDP per capita, foreign direct investment, disposable income), with absolute correlation coefficients typically between 0.90 and 0.99 (p < 0.05), and strong negative correlations between air-pollution indicators and GDP, income, FDI, and education (correlation coefficients between −0.96 and −0.90; p < 0.05). The results indicate that RET-related economic determinants have a statistically significant positive effect on the societal welfare dimensions of material living conditions; entrepreneurship/business competitiveness; and public infrastructure, living-environment quality/safety. Social factors also significantly support the societal welfare dimensions of entrepreneurship/business competitiveness and public infrastructure, living-environment quality/safety. In the retained regression models, explanatory power is very high (R² between 0.91 and 0.999), with positive and statistically significant coefficients for the economic determinant (regression coefficients between 0.43 and 0.96; p < 0.05) and negative, statistically significant coefficients for the environmental determinant in the entrepreneurship and public-infrastructure dimensions (regression coefficients between −1.13 and −1.51; p < 0.05). Environmental determinants are associated with lower air pollution but show negative effects on the societal welfare dimensions of entrepreneurship/business competitiveness and public infrastructure, living-environment quality/safety. Overall, the findings suggest that RET deployment is an important correlate of the economic aspects of societal welfare, while environmental and social dimensions display more complex, domain-specific impacts. Full article

In urban design, public open spaces (POS) are essential for enhancing health and well-being across the lifetime. High-quality public open spaces facilitate the maintenance of optimal physical and mental health in older individuals by encouraging activities like physical exercise and social engagement. Preserving the physical and mental well-being of elderly individuals is a fundamental concern for aging policy. Nevertheless, urbanization presents considerable problems with the provision of public open spaces for activities aimed at the elderly. South Korea has more significant issues than other nations globally. This study, based on data from 477 valid questionnaires collected in and around Tapgol Park in Jung-gu, Seoul, employed a decision tree approach to identify key factors and paths that influence overall satisfaction. The goal was to identify decision paths that improve satisfaction while ensuring interpretability, thereby providing a scientific basis for urban space design and renovation. The results show that: (1) The decision tree of this study presents a hierarchical logic of quietness first, then accessibility and cleanliness, and finally price and vitality, which is consistent with the high frequency of use of Tapgol Park by the elderly and the diverse facilities in the surrounding area. (2) The key to improving the management and satisfaction of Tapgol Park in Seoul is the quietness of the site. (3) When the park is not quiet, users are most sensitive to bottom-line factors, such as commercial supply, evacuation safety, transportation accessibility, price perception, barrier-free, and anti-slips. (4) When the park is quiet, basic comfort factors such as smooth walking, all-day opening, sunlight, and no odor constitute the minimum condition set for entering the comfort zone. (5) Water experience, waterfront accessibility, proximity to cultural resources, and moderate business and community-oriented leisure facilities are key plus points. Methodologically, this study is among the first to apply a decision tree approach to low-income elderly using a small public open space in a historic city center, clarifying the nonlinear and hierarchical relationships among environmental factors within these low-income elderly groups. This provides empirical support and reference for the aging-friendly urban space in world heritage cities and other historical and cultural cities. Full article

Country parks are an important instrument for implementing China’s strategies on ecological civilization and integrated urban–rural development. This study conducted field surveys in seven country parks of Shanghai. Meanwhile, stakeholder seminars were organized with local residents and park authorities. To assess visitor satisfaction, a questionnaire survey was administered both on-site and online. Through case analysis and a policy review, this study systematically identifies key challenges in leveraging country parks for rural revitalization. The findings indicate that visitors highly value the ecological qualities of the parks, and basic infrastructure like roads and resting facilities generally meets expectations. However, shuttle services and smart guiding systems remain notable shortcomings that hinder the overall visitor experience. Moreover, gaps in service quality, local cultural representation, and the depth of nature education constitute the primary weaknesses affecting visitor satisfaction. Regarding rural revitalization, this study identifies four main limitations in the contribution of country parks: (1) Inadequate functional positioning and weak integration with surrounding resources; (2) Low land use efficiency and an unbalanced provision of supporting facilities; (3) Homogenized industrial formats with limited innovation and integration capacity; and (4) Restricted participation of local farmers and underdeveloped multi-stakeholder governance mechanisms. To address these issues, this study proposes four strategic recommendations: (1) Develop distinctive local brands and strengthen synergies with surrounding resources; (2) Promote mixed land use and enhance supporting service facilities; (3) Foster diversified business formats and facilitate the value realization of ecological products; and (4) Expand income-generation channels for farmers and improve multi-stakeholder governance frameworks. The research demonstrates that optimizing the functions of country parks can improve ecological and recreational services and help establish an integrated “ecology–industry–community” framework through industrial chain extension and community participation, thereby supporting rural revitalization. Full article

Background: Fintech companies have revolutionized the financial services industry in India in recent years. This is especially true for the growth of digital payment methods. India’s unbanked are being introduced to banking by fintech companies. Despite the country’s strong banking system, many residents find it difficult to get government financial services. This is particularly true for rural or low-income people. This vacuum has been addressed by fintech solutions including digital banking, micro-lending applications, mobile wallets, and UPI platforms. Objectives: to study the impact of financial technology businesses on increasing financial inclusion for India’s underbanked and unbanked population and Challenges encountered by financial technology enterprises in their endeavors to access unbanked populations, encompassing concerns of infrastructure with special reference to western Uttar Pradesh. Method: This mixed-methods study examines how FinTech is narrowing the financial gap for unbanked people using quantitative econometric analysis and qualitative case study assessments. Results: Digital financial innovation and regulatory support encourage inclusive growth in underdeveloped economies, whereas rich nations benefit from sophisticated banking institutions. This is indicated by the small influence of GDP per capita (β = 0.22–0.32, p < 0.05). Findings: The study found that inclusive finance is revolutionized when FinTech is used with the help of robust regulatory frameworks and digital infrastructure. Policymakers should prioritize cybersecurity, public-private partnerships to improve digital literacy, and rural connection if they want more people to take part in the digital financial ecosystem. Implications: FinTech can remove obstacles to accessing financing. The proper coordinated improvements in regulatory frameworks, digital infrastructure and financial literacy among the people are necessary to achieve full financial inclusion. Full article

Communities that have been structurally and historically marginalized continue to face barriers rooted in practices of exclusion and segregation. These structural constraints often persist within the entrepreneurial sphere, limiting opportunities for Indigenous entrepreneurs to establish and consolidate their businesses. This study examines the sales gap between Indigenous entrepreneurs (IEs) and non-Indigenous entrepreneurs (NIEs) in Mexico. The analysis employs a dual methodological approach based on Oaxaca–Blinder (OB) mean decompositions and recentered influence function (RIF) regressions applied across income deciles. Findings reveal a persistent and significant sales disparity: on average, Indigenous entrepreneurs sell 42.5% less than their non-Indigenous counterparts. Approximately 18% of this difference is explained by observable characteristics such as education and experience, 20.8% by differences in returns to these characteristics, and 5.8% by interaction effects. By distinguishing between gaps driven by endowment differentials and those arising from differential returns, the study highlights the potential role of structural or discriminatory mechanisms underpinning Indigenous disadvantage in the Mexican entrepreneurial ecosystem. Full article

This study presents a sociotechnical framework for mitigating ethnic violent conflicts by integrating information and communication technologies (ICTs) with community-based social capital. Drawing on longitudinal case studies from three conflict-prone regions in Kenya, Mt. Elgon, Muhoroni, and the Turkana–West Pokot borderlands, the research examines how ICT-enabled peace networks, particularly the Early Warning and Early Response System (EWERS), mobilize bonding, bridging, and linking social capital to reduce violence. The study employs a multi-phase qualitative design, combining retrospective analysis, key informant interviews, focus group discussions, action participation, and thematic coding of EWERS data collected between 2009 and 2021. This approach enabled the reconstruction of system evolution, stakeholder dynamics, and community responses across diverse socio-political contexts. Findings demonstrate that embedding ICTs within trusted social structures fosters inter-ethnic collaboration, inclusive decision-making, and trust-building. EWERS facilitated confidential reporting, timely alerts, and coordinated interventions, leading to reductions in livestock theft, improved leadership accountability, emergence of inter-ethnic business networks, and enhanced visibility and response to gender-based violence. The system’s effectiveness was amplified by faith-based legitimacy, local governance integration, and adaptive training strategies. The study argues that ICTs can become effective enablers of peace when sensitively contextualized within local norms, relationships, and community trust. Operationalizing social capital through digital infrastructure strengthens community resilience and supports inclusive, sustainale peacebuilding. These insights offer a scalable model for ICT-integrated violence mitigation in low- and middle-income countries. This is among the first studies to operationalize bonding, bridging, and linking social capital within ICT-enabled peace networks in rural African contexts. By embedding digital infrastructure into trusted community relationships, the framework offers an analytical approach that can inform inclusive violence mitigation strategies across low- and middle-income settings. While the framework demonstrates potential for scalability, its outcomes depend on contextual adaptation and cannot be assumed to replicate uniformly across all environments. Full article

This paper asks whether debt among affluent consumers reflects rational leverage, comparable to firms, or the influence of cognitive biases. Using survey data on Brazilian bank clients, we combine logistic regressions with a finite-mixture-inspired, rule-based classification and a test based on a ten-business-day overdraft grace period to identify heterogeneity in borrowing behavior. In the high-income subsample, Cognitive Reflection Test scores are unrelated to debt incidence, diverging from prior evidence in mixed-income populations. Among indebted affluent respondents, most borrowing is cost-sensitive and consistent with deliberate leverage (about 80 percent), while a minority displays patterns consistent with optimism bias and overconfidence (about 20 percent). The institutional feature of a temporary grace period lowers the effective cost of short-term credit and is associated with a marked reduction in overdraft use, reinforcing the leverage interpretation. Overall, consumer debt is heterogeneous; for the affluent, it largely aligns with leverage, though behavioral biases persist at the margins. Policy for high-income borrowers should prioritize targeted measures that address optimism bias and overconfidence while preserving deliberate leverage management through clear disclosures and monitoring of sensitivity to short-term credit costs. Full article

The effectiveness of national energy transitions increasingly depends on public support for state-led measures; yet little is known about societal expectations regarding government assistance for renewable energy-oriented businesses. This study examines public expectations regarding state support for renewable-energy-oriented enterprises in Poland. Using a nationwide survey of 1000 adults (N = 974 valid responses), we developed a latent construct measuring attitudes toward pro-RES business policies. Overall public support is high (M = 3.73; median = 3.86). Women express significantly stronger support than men (median 3.86 vs. 3.71), and Baby Boomers score higher than younger generations (median 4.00 vs. 3.57–3.71). The most notable differences relate to respondents’ experience with RES: Individuals already using renewable energy at home report substantially higher support (M = 4.03) than non-users (M = 3.67). Similarly, those planning to adopt RES within three years show stronger approval (M = 4.07) compared with those not planning adoption (M = 3.43). Education, income, and place of residence do not significantly differentiate attitudes. The findings indicate broadly favorable public sentiment toward state-led support for green entrepreneurship, especially among specific demographic groups and those personally engaged in RES. These insights provide actionable guidance for designing socially legitimate and politically robust sustainability policies. Full article

Over recent decades, planners in the U.S. have increasingly adopted mixed-use projects to reduce automobile dependency and strengthen local community identity, although results remain inconsistent across cities. Urban health and fitness outcomes are shaped by complex interactions between the built environment, socioeconomic factors, and demographic characteristics. This study introduces a Health and Fitness Index (HFI) for 28,758 U.S. ZIP codes, derived from normalized measures of walkability, healthcare facility density, and carbon emissions, to assess spatial disparities in health-supportive environments. Using four modeling approaches—lasso regression, multiple linear regression, decision trees, and k-nearest neighbor classifiers—we evaluated the predictive importance of 15 urban and socioeconomic variables. Multiple linear regression produced the strongest generalization performance (R² = 0.60, RMSE = 0.04). Key positive predictors included occupied housing units, business density, land-use mix, household income, and racial diversity, while income inequality and population density were negatively associated with health outcomes. This study evaluates five statistical formulations (Metropolis Hybrid Models) that incorporate different combinations of walkability, land-use mix, environmental variables, and socioeconomic indicators to test whether relationships between urban form and socioeconomic conditions remain consistent under different variable combinations. In cross-sectional multivariate regression, although mixed-use development in high-density areas is strongly associated with healthcare facilities, these areas tend to serve younger and more racially diverse populations. Decision tree feature importance rankings and clustering profiles highlight structural inequalities across regions, suggesting that enhancing business diversity, land-use integration, and income equity could significantly improve health-supportive urban design. This research provides a data-driven framework for urban planners to identify underserved neighborhoods and develop targeted interventions that promote walkability, accessibility to health infrastructure, and sustainability. It contributes to the growing literature on urban health analytics, integrating machine learning, spatial clustering, and multidimensional urban indicators to advance equitable and resilient city planning. Full article

Geopolitical risk (GPR) poses a significant obstacle to the achievement of sustainable development goals, yet its nuanced impact on the environmental, social, and governance (ESG) performance of multinational enterprises (MNEs) remains insufficiently examined. This study explores the influence of GPR on ESG performance by utilizing a comprehensive dataset of 12,699 subsidiaries of Chinese MNEs. The empirical results reveal an inverted U-shaped relationship between GPR and ESG performance: at moderate levels of geopolitical risk, firms tend to proactively improve their ESG practices as a risk management strategy. However, as GPR intensifies beyond a certain threshold, this approach loses its effectiveness, leading to deteriorating ESG outcomes. Further investigation uncovers the moderating roles of firm-specific advantages (FSAs) and country-specific advantages (CSAs). Robust FSAs equip firms with a greater capacity to uphold ESG standards under rising geopolitical uncertainty, while high CSAs strengthen subsidiaries’ incentives to engage in ESG activities to buffer against external political threats. Subgroup analyses demonstrate that service-oriented MNEs, state-owned enterprises, and subsidiaries operating in high-income countries are particularly susceptible to the negative consequences of heightened GPR. By shedding light on the complex interplay between geopolitical risk and corporate sustainability, this study extends the ESG literature and provides practical implications for researchers, corporate strategists, and policymakers aiming to foster resilient and responsible global business operations. Full article

In recent years, as Chinese cities have entered a stage of high-quality transformation, enhancing livability and achieving refined governance within existing urban spaces has become a central issue in urban planning and management. The establishment of the Urban Physical Examination mechanism has provided a scientific framework for evaluating urban performance. However, most existing studies focus primarily on objective indicators, paying insufficient attention to residents’ subjective perceptions and their spatial variations. As a result, the multi-scale mechanisms underlying human settlement satisfaction remain poorly understood. Using Xiamen City as a case, this study draws on data from the 2025 Urban Physical Examination Resident Survey and constructs a Geographically Random Forest (GRF) model to examine how block, community, housing, and personal attributes jointly shape human settlement satisfaction (HSS) and its spatial heterogeneity. The results show that (1) overall, block’ business vitality is the most influential factor affecting HSS, followed by community management and housing safety, highlighting the dominant roles of the built environment and grassroots management in shaping residential experience; (2) management and safety issues at the community level are more prominent in suburban areas, old neighborhoods, and zones surrounding tourist attractions, reflecting a mismatch between service provision and urban expansion; (3) housing-scale factors display significant spatial variation, with tenure and housing affordability emerging as key determinants of satisfaction among residents in newly developed districts; and (4) at the personal characteristic, age, residential duration, occupational prestige, and household income exhibit marked spatial heterogeneity, revealing satisfaction patterns jointly shaped by social mobility and urban growth. The study concludes that multi-scale spatial identification and resident perception feedback mechanisms should be strengthened within the Urban Physical Examination framework. Such efforts can promote a shift from static indicator monitoring to dynamic spatial governance, providing theoretical and methodological support for refined urban management and the improvement of human settlement environments. Full article

Background/Objectives: Transportation is a critical social determinant of health with direct impacts on healthcare access and utilization. This study examines transportation challenges faced by low-income individuals with chronic conditions who participated in the Food as Medicine (FAM) program offered by their primary care provider and explores the strategies they employ to overcome those challenges, particularly during the COVID-19 pandemic. Methods: We conducted semi-structured interviews with 36 FAM participants from Grady Health System in Atlanta, Georgia between May 2022 and October 2023. Interviews explored their ability to access routine care, FAM, and healthy food as prescribed by their physicians and nutritionists, as well as how the COVID-19 pandemic affected their transportation challenges and solutions. Results: Participants reported various transportation barriers including long wait times, delays, cost burdens, unreliable services, and coordination failures, which contributed to missing doctor appointments and FAM attendance. To overcome those challenges, participants planned trips in advance, used multiple transportation options, relied on social networks, or reduced and sometimes forwent trips. The COVID-19 pandemic limited their accessibility to healthcare, FAM, and healthy food options by reducing business hours and disrupting transportation services. Alternatives such as telemedicine and online ordering were less utilized due to distrust, dissatisfaction, and limited digital literacy. Conclusions: Transportation barriers can substantially restrict healthcare and food access for low-income individuals managing chronic conditions, especially during public crises that may lead to service disruptions. Transportation assistance that accommodates individuals’ financial circumstances and health conditions, implemented through collaborative efforts of healthcare institutions, transportation agencies, and governments, is essential to facilitating chronic disease management and reducing health disparities. Full article

Sandstone quarrying in Lekokoaneng contributes to both local and national economic development, yet it raises concerns about environmental degradation and community livelihoods. Using a mixed-methods design framed by the Sustainable Livelihood Framework (SLF) and the Sustainable Development Theory (SDT), 203 households were surveyed across five buffer zones (0–1000 m) around the formal quarry site in Lekokoaneng, Berea District, Lesotho. Quantitative data were analysed descriptively, while qualitative responses underwent thematic analysis and were transformed into quantifiable categories. Quarrying generated employment and small-business opportunities concentrated within 0–600 m of the site, alongside elevated reports of dust, soil degradation and water contamination that undermined agriculture and health. Households nearest the quarry reported the highest income benefits (e.g., 35% via employment) but also the greatest environmental burdens. Households furthest away reported fewer risks but also limited economic gain. Thematic analysis yielded four domains: Socio-Economic Empowerment, Livelihood Vulnerability, Health and Safety Risks, and Environmental Degradation and Control. Integrating SLF and SDT shows quarrying as a double-edged livelihood system with short-term financial gains that coincide with erosion of natural, human and social capitals. Targeted environmental safeguards, labour formalisation and community-inclusive governance are essential to realign quarrying with resilience and sustainability goals. Full article

This study investigates the determinants of household borrowing choices in Thailand, with a focus on the risks associated with formal and informal credit markets. Using cross-sectional survey data from 6949 respondents across 77 provinces collected in September 2021, we employ multinomial regression models to analyze how demographic, occupational, and income factors shape debt outcomes. The results indicate that younger and lower-income individuals in Bangkok are more likely to remain debt-free, while older, higher-income, and farming households are strongly associated with formal borrowing. In contrast, unemployed individuals, retirees, business owners, and freelancers disproportionately rely on informal credit channels, exposing them to high interest rates, repayment difficulties, and heightened financial risk. Regional disparities further underscore structural inequalities: households in the north and northeast are more likely to access formal finance, whereas those in Bangkok and the south tend to turn to informal lenders. These findings highlight the risks of financial exclusion and the persistence of informal lending in emerging economies. Policy measures that expand access to regulated credit, promote microfinance, and strengthen consumer protection frameworks are essential to mitigate household financial vulnerability and reduce exposure to debt traps. Full article

The traditional role of banks as intermediaries has been transferred to a vast array of businesses, creating many sources of income. The present study examines the impact of income diversification on bank risk. A total of 565 commercial banks from 50 countries were examined. A dynamic panel data analysis using Maximum Likelihood with Structural Equation Modelling was performed. The study found that income diversification has no significant effect on risk-weighted assets, while it reduces the insolvency risk and liquidity risk of the bank. Multiple proxies were utilized to measure bank risk to increase the robustness of the study. The study stressed the importance of income diversification and efficient capital allocation across various investment projects to survive in a highly competitive environment. Overall, this study provides new insights into the contradictory relationship between income diversification and bank risk in the global context. This would assist in developing strategies and policies to reduce risk and increase stability in the banking sector. Full article