Inclusive Insurance

Dear Colleagues,

All over the world, people from low-income backgrounds face environmental, personal and working conditions that render them vulnerable to a variety of risks; if unable to rely on social safety nets, as it is often the case, they risk falling into hardship. When properly designed, insurance can help low-income people to cope with such risks. This is the context of inclusive insurance, and its goal is to provide affordable, sustainable, responsible, and accessible financial protection against risks, making markets work for the poor, reducing the risk of poverty traps, and enabling everyone to share in the upside of economic growth.

While (inclusive) insurance can play an important strategic role in securing sustainable economic development and eradicating poverty, thus contributing to the 17 United Nations’ Sustainable Development Goals, billions of people are still left without appropriate risk management, and the private and social benefits of inclusive insurance remain untapped.

The aim of this Special Issue is to gather science-driven and practice-informed intelligence to address opportunities for and barriers to inclusive insurance, and to identify ways to accelerate growth and economic viability in inclusive insurance for the benefit of all parties (households, insurers, and governments)—particularly in emerging markets. This Special Issue will serve as a platform to promote greater engagement between academics and practitioners in support of the co-creation of social value both locally and globally.

Prof. Dr. Corina Constantinescu
Prof. Dr. Séverine Arnold
Dr. Ida Ferrara
Prof. Dr. Edward Furman
Michael McCord
Dirk Reinhard
Guest Editors

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