Financial Risk and Technological Innovation

Dear Colleagues,

The financial world is always changing, driven by new technology. This brings both big opportunities and new challenges, especially with regard to financial risk. This Special Issue wants to look at the evolving connection between financial risk and new technology. FinTech has changed how we do business, access money, and manage assets. Elements such as algorithmic trading, blockchain, mobile banking, and robo-advisors have made things more efficient and cheaper, and opened up financial services to more people, but they also create new weaknesses. Algorithmic trading can cause sudden market drops, and the decentralized nature of cryptocurrencies raises questions about regulation and protecting investors. Furthermore, technology makes global financial systems more connected, which can make systemic risk worse. On the other hand, technology also gives us strong tools in order to deal with these risks. Artificial intelligence and machine learning can help with risk assessment, fraud detection, and better regulatory compliance. Big data analytics help us understand complicated financial trends for better decision-making, and cybersecurity innovations are key to protecting financial institutions from increasingly advanced cyberattacks.

This Special Issue aims to gather research that carries out the following:

• Examines the impact of specific technological innovations on financial risk.
• Analyzes the effectiveness of technology-driven risk management solutions.
• Investigates the regulatory challenges posed by FinTech.
• Explores the ethical considerations surrounding the use of technology in finance.
• Provides insights into the future of financial risk in a technologically advanced world.

We invite scholars, practitioners, and policymakers to submit original research that contributes to a deeper understanding of this critical and evolving field.

Dr. Hassan Anjum Butt
Dr. Brian Nichols
Guest Editors

Manuscript Submission Information

Manuscripts should be submitted online at www.mdpi.com by registering and logging in to this website. Once you are registered, click here to go to the submission form. Manuscripts can be submitted until the deadline. All submissions that pass pre-check are peer-reviewed. Accepted papers will be published continuously in the journal (as soon as accepted) and will be listed together on the special issue website. Research articles, review articles as well as short communications are invited. For planned papers, a title and short abstract (about 100 words) can be sent to the Editorial Office for announcement on this website.

Submitted manuscripts should not have been published previously, nor be under consideration for publication elsewhere (except conference proceedings papers). All manuscripts are thoroughly refereed through a single-blind peer-review process. A guide for authors and other relevant information for submission of manuscripts is available on the Instructions for Authors page. Journal of Risk and Financial Management is an international peer-reviewed open access monthly journal published by MDPI.

Please visit the Instructions for Authors page before submitting a manuscript. The Article Processing Charge (APC) for publication in this open access journal is 1400 CHF (Swiss Francs). Submitted papers should be well formatted and use good English. Authors may use MDPI's English editing service prior to publication or during author revisions.

• financial risk
• technology innovation
• FinTech
• cybersecurity
• artificial intelligence
• machine learning
• blockchain
• decentralized finance
• regulatory technology
• risk management
• algorithmic bias
• data analytics
• ethical implications