The Risk Landscape within FinTech and InsurTech Business Models

The FinTech/InsurTech-based business models are gradually maturing and disrupting the offering and management of financial services (banking, financial and insurance) on the global stage. However, the understanding of the risk landscape of the FinTech and InsurTech business models remains at an early stage due to the diverse nature of their activities and the rapid development of the field. Although FinTech and InsurTech offer the opportunity to accelerate economic growth and expand financial affordability/inclusion in all countries, they pose new risks to financial stability and integrity.

This Special Issue aims to compile high-quality papers that offer a discussion of state-of-the-art developments or introduce new theoretical or practical advances in the identification, measurement and management of the risks arising from the FinTech/InsurTech-based business models. We welcome papers related but not limited to the following topics:

• Operational risks including those related to third-party service providers;
• Macro-financial risks;
• Micro-financial risks;
• Risks related to the design and product governance
• Distribution risks including those from robo-advice
• Cyber risk and cyber security;
• Underwriting risk, discrimination risk;
• Cross-border legal issues and regulatory arrangements;
• Governance and disclosure frameworks for big data analytics;
• Internal controls system and corporate governance;
• Artificial intelligence, privacy;
• Algorithmic and machine learning;
• Anti-money laundering and countering terrorist financing.

Prof. Dr. Ramona Rupeika-Apoga
Prof. Dr. Pierpaolo Marano
Guest Editors

Manuscript Submission Information

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