Innovations in Non-Life Insurance Pricing and Reserving

Dear Colleagues, 

The non-life insurance industry is experiencing profound changes fueled by climate change, technological advancements, and shifting risk dynamics. Innovations in machine learning, IoT ecosystems, and parametric risk transfer are reshaping traditional actuarial methods. Meanwhile, events such as COVID-19 and the increasing frequency of natural disasters highlight the pressing need to close protection gaps in an evolving risk environment. At the same time, the rapid growth of InsurTech solutions calls for innovative strategies with which to harmonize technological progress with regulatory compliance.

This Special Issue seeks to bring together pioneering research on methodological advancements and practical applications in non-life insurance risk modeling, pricing, reserving, and alternative risk transfer strategies. We particularly recognize the need to integrate climate science, real-time data analytics, and decentralized technologies into actuarial frameworks. Submissions should address, but are not limited to, the following themes: 

• Digital transformation and InsurTech.
• Climate change and parametric insurance.
• Cyber insurance and emerging risks.
• Green insurance products and ESG insurance regulation.
• Innovations in catastrophe risk modeling/pricing.
• Peer-to-peer (P2P) insurance and mutual risk sharing.
• Innovations in auto insurance pricing and reserving.

We look forward to your valuable contributions to this Special Issue.

Prof. Dr. Hua Chen
Dr. Liang Yang
Guest Editors

Manuscript Submission Information

Manuscripts should be submitted online at www.mdpi.com by registering and logging in to this website. Once you are registered, click here to go to the submission form. Manuscripts can be submitted until the deadline. All submissions that pass pre-check are peer-reviewed. Accepted papers will be published continuously in the journal (as soon as accepted) and will be listed together on the special issue website. Research articles, review articles as well as short communications are invited. For planned papers, a title and short abstract (about 250 words) can be sent to the Editorial Office for assessment.

Submitted manuscripts should not have been published previously, nor be under consideration for publication elsewhere (except conference proceedings papers). All manuscripts are thoroughly refereed through a single-blind peer-review process. A guide for authors and other relevant information for submission of manuscripts is available on the Instructions for Authors page. Risks is an international peer-reviewed open access monthly journal published by MDPI.

Please visit the Instructions for Authors page before submitting a manuscript. The Article Processing Charge (APC) for publication in this open access journal is 1800 CHF (Swiss Francs). Submitted papers should be well formatted and use good English. Authors may use MDPI's English editing service prior to publication or during author revisions.