Factors Affecting Fintech Adoption: A Systematic Literature Review
Round 1
Reviewer 1 Report
1. Introduction need to be extended. I don’t see many relevant concepts explained and still not clear for the readers. Also there should be purpose and objective of research well defined at the end of the section. It is important to highlight why this study is important and how it brings new information to the field of study. Author should provide enough references for the arguments presented in this section.
2. Review of literature is missing and should be more focused on the past studies rather than proposing anything new. I don’t see many studies reviewed and referenced. It must be reviewed and extended by adding relevant and recent studies.
Only 16 studies, why? There are many studies on Fintech adaptation.
Baber, H. (2019). Relevance of e-SERVQUAL for determining the quality of FinTech services. International Journal of Electronic Finance, 9(4), 257-267.
Oladapo, I. A., Hamoudah, M. M., Alam, M. M., Olaopa, O. R., & Muda, R. (2021). Customers’ perceptions of FinTech adaptability in the Islamic banking sector: comparative study on Malaysia and Saudi Arabia. Journal of Modelling in Management.
Author Response
Dear reviewer,
Thank you so much for your constructive comments and feedback. Please find the attachment comprising the revised paper followed by our responses.
Notes: the red font in our manuscript is the additions or changes, yellow highlighted sentences are our responses.
Thank you
Author Response File: 
Author Response.pdf
Reviewer 2 Report
Congrats on your paper!
A good paper that request minor revisions:
1. Do not include abbreviations before writing the whole words first; e.g in the abstract and keywords
2. Elaborate more on the findings of your paper: what can we learn from this meta-analysis? what are possible theoretical and practical implications?
Author Response
Dear reviewer,
Thank you so much for your constructive comments and feedback. Please find the attachment comprising the revised paper followed by our responses.
Notes: the red font in our manuscript is the additions or changes, yellow highlighted sentences are our responses.
Thank you
Author Response File: Author Response.pdf
Reviewer 3 Report
Comments for author File: 
Comments.docx
Author Response
Dear reviewer,
Thank you so much for your constructive comments and feedback. Please find the attachment comprising the revised paper followed by our responses.
Notes: the red font in our manuscript is the additions or changes, yellow highlighted sentences are our responses.
Thank you
Author Response File: Author Response.pdf
Round 2
Reviewer 3 Report
Congratulations for the paper, the revision of the paper is in accordance with the comments and suggestions given
