Search Results (45)

Women in emerging economies face unique constraints rooted in cultural norms, socio-economic disparities, and limited access to education and technology. Narrowing the digital gender gap by ensuring access to financial services may reduce the economic inequalities for women in these countries. This study examines the influence of digital finance in narrowing the gender gap, guided by the research question: To what extent do digital financial services contribute to narrowing the gender gap in access to and usage of financial services in low-and middle-income economies? Gender inclusion was measured by the ratio of accounts owned by women over the total number of accounts. Digital financial inclusion was constructed based on eight components: mobile money account, storing money in financial institutions, Internet access, mobile phone owned, savings, savings in financial institutions, making or receiving a digital payment, and mobile phone or use of the Internet for shopping. A Bayesian regression approach was computed using the Global Findex Database data for 73 countries classified as low and lower-middle-income economies from 2011 to 2022. The Machine Learning approach evaluates the model’s ability to predict women’s autonomy and the role of digital finance. The results show that digital financial services would reduce the gender gap in low-income economies while augmenting the number of open accounts, especially for women. The results aid in the establishment of policies to reduce the gender gap. These results are relevant to the UNSDG agenda, mainly Goal 5 and Goal 10. Full article

Buildings account for a significant share of global energy consumption and carbon emissions, making deep renovations essential for climate mitigation. Renovation passports (RPs) are an emerging concept still in the early stages of development, designed to provide structured step-by-step renovation roadmaps that prevent lock-in effects and optimise energy performance over time. However, their large-scale adoption in the European Union (EU) remains limited due to technical, financial, behavioural, and policy challenges. This study conducts a Systematic Literature Review (SLR) to identify key strategies for the successful development and large-scale implementation of RPs in EU. A total of 217 research articles from Scopus and ScienceDirect, along with 99 EU policy documents and 16 Building Performance Institute Europe (BPIE) reports, were analysed to assess the technical, financial, behavioural, and policy dimensions of RP adoption. Our findings highlight the role of digital tools like Building Information Modelling (BIM), digital building logbooks (DBLs), and one-stop shops (OSSs) in improving RP usability and accessibility. Financial barriers, such as high upfront costs and fragmented funding, require harmonised incentives, green loans, and energy performance contracting. Behavioural factors, including homeowner awareness, trust in renovation services, and decision-making complexity, also influence RP adoption. This study underscores the need for stronger policy integration between RPs and energy performance certificates (EPCs), improved financial instruments, and enhanced stakeholder engagement. By addressing these gaps, this research provides actionable recommendations for policymakers and stakeholders to accelerate the adoption of RPs and contribute to the EU’s Renovation Wave strategy and broader climate neutrality objectives. Full article

During public health emergencies, studying the travel characteristics and influencing factors of shared bicycles during different time periods on weekdays can provide valuable insights for urban transportation planning and offer recommendations for bike-sharing systems (BSS) affected by such events. Utilizing bike-sharing data, this study initiated the analysis by scrutinizing the spatial flow patterns in the core area of Beijing, employing network indicators within the framework of complex network theory. Subsequently, influencing factors associated with bike-sharing trips were pinpointed using the exponential random graph model (ERGM). Using COVID-19 as an example, it examines the impact of public health emergencies on bike-sharing during multiple time periods. Supported by the network analysis method, our findings revealed that the majority of travel activities occurred between adjacent areas. Throughout weekdays, a consistent level of travel activity was observed, exhibiting distinct patterns during daytime and nighttime. The period from 4:00 to 8:00 emerged as the peak time, characterized by heightened traffic and temperature changes. Morning commuting extended until 8:00–12:00, followed by a transition period from 12:00–16:00. The most active travel time, encompassing various purposes, was identified as 16:00–20:00. Additionally, the presence of hospitals and train stations amplified travel within the pandemic-affected area. Finally, variants of ERGMs were employed to assess the influence of finance, shopping, dining, education, transportation, roads, and COVID-19 on bike-sharing activities. The road network emerged as the most critical factor, exhibiting a significant negative impact. Conversely, COVID-19 had the most pronounced positive influence, with transportation stops and educational institutions also contributing significantly in a positive manner. This research provides valuable transportation planning insights for addressing public health emergencies and promotes the effective utilization of bike-sharing systems. Full article

The purpose of this study is to explore the key roles and functions of institutions or organizations in the process of the spatial activation and industrial transformation of leisure fishing villages and to summarize this operating model. This study takes Xunpu Village, Quanzhou City, Fujian Province as the research object, which is well-known for its recreational fisheries. It mainly uses case study methods and uses on-site surveys and interviews to understand the formation time, spatial distribution, and business type information of the Zanhuawei shops in Xunpu Village. Zanhuawei, which refers to the traditional hairstyle of Xunpu women, was later applied for national intangible cultural heritage status in China. After the outbreak, the spread of Zanhuawei on the Internet inspired a large number of tourists to visit Xunpu Village to experience Zanhuawei. The study found that (1) Zanhuawei industry replaced traditional fishery and became the leading industry type in Xunpu Village. (2) The operating model led by the government and integrating public and private funds has had a stimulating effect on the revitalization of local commercial and residential space, and a large number of idle spaces have been reactivated. (3) The cooperation model between a large number of investors and local fisherwomen has completely changed the economic model of the village. Zanhuawei industry mobilized all official and media resources to promote spatial activation at various scales, including regions, settlements and commercial spaces. Full article

Lahpet-Ye-Hsain, commonly referred to as “tea shops” or teahouses, are versatile establishments that serve as both dining places and social gathering spots. These micro-institutions are fundamental to Myanmar society at the local level, playing a significant role in daily social interactions, economic activities, and political discourse. Operated as private businesses and informal meeting spots, tea shops are primarily staffed by women who serve tea and food to a predominantly male clientele at various times of the day. The size of tea shops can vary, from small snack shops to larger establishments offering a wide range of menu options. In a typical small village tea shop, customers sit on footstools around small square tables, creating a space for sharing tea and food, and exchanging ideas, opinions, problems, hopes, and aspirations. Tea shops attract a diverse range of individuals, as they are known for their inclusive nature that welcomes people from all backgrounds and walks of life, although women are often on the periphery. Historically dominated by men, we suggest that empowering women’s involvement in tea shops could positively impact their agency in other aspects of life, especially during political change. These micro-institutions serve as the initial connection point for residents in the village or neighborhood, traditionally catering to men but now increasingly broadened to women, newcomers, and young individuals exploring new opportunities. Full article

This study examines the impact of tourism activities (TA) on carbon emissions (CE) in South Korea and investigates how ESG (environmental, social, and governance) administration power moderates these relationships. To explore four research areas—the relationship between TA and CE; variations across three years (2019–2021); the moderating effect of ESG policies; and the influence of control variables—MIMIC models were employed using secondary data from credible national institutions. The main results across the years and ESG groups (high vs. low) are as follows: (1) The positive influence of individual TA on CE ranked as food and beverage > shopping > recreation > accommodation, with no differences across the years or ESG groups. (2) ESG administration alleviated the carbon-emitting effects of TA, with significant moderation in 2019 and 2021, but not in 2020 (particularly, the effect sizes of TA were greater in low ESG groups). (3) Although tourism development stimulates TA more strongly in the high ESG groups, the CE induced by TA is significantly mitigated by ESG administrative support, resulting in smaller effects than those observed in the low groups. (4) The latter part covers diverse discussions on the influence of control variables—such as infection safety, atmospheric pollution, tourism development, income levels, green space, and local population. Full article

The coronavirus (COVID-19) pandemic caused sicknesses ranging from mild to deadly, which disrupted lives and healthcare systems across the globe. Despite the availability of vaccines that are effective in significantly reducing the risks of death and severe disease, misperceptions of COVID-19 vaccine safety, efficacy, risks, and mistrust in institutions responsible for vaccination campaigns have been reported as factors contributing to vaccine hesitancy, leading to an unsatisfactory vaccination rate, which resulted in some countries implementing mandatory COVID-19 vaccination to increase vaccine uptake. This scoping review aimed at mapping global countries that have adopted mandatory COVID-19 vaccination and the reaction of citizens. PRISMA Extension for Scoping Reviews was used. Google Scholar was used to identify papers published in English from December 2019 to February 2022, irrespective of their methodology. A total of 140 studies were identified. After screening for duplication, access, and relevance, 24 were eligible for review. Approximately eleven countries implemented mandatory vaccination, mostly among healthcare workers. Citizens’ reactions towards the policy varied, with some in support of the policy but with a preference for the healthcare workers, and some in support but with the condition that it will only apply to travel, schools, and shopping areas, while others rejected the policy. Studies that may be relevant but were excluded due to eligibility criteria may be a limiting factor to this study. Several ethical considerations should be explicitly addressed when evaluating whether mandatory COVID-19 vaccination is an ethically justifiable policy option as recommended by the WHO policy brief. Full article

The Millennials and Generation Z use online shopping for a holistic experience and buy more expensive or better-quality products with buy now pay later payment methods for their highly demanding needs. The authors aimed to deepen understanding of this phenomenon by finding related knowledge fields and discovering the type of economy that will represent an increasing market share for the method of domestic e-commerce payments. The methodology used combined computer-assisted review, descriptive statistics, and linear regression to explain the market share of 23 economies worldwide. Student credit card use, myopic consumer law, buying tendencies. and dark financial triangles were identified as related topics. Logistics performance, ease of doing business, and postal development were found to be significant factors. Finally, economies with medium ranks are inclined to adopt this kind of payment easily. Hence, major implications, both managerial and academic, must be addressed. High responsibility should be borne by industry associations, which should run information campaigns by collaborating with public institutions. From the point of view of theoretical implications, studying the buy now and pay later concept and its outcomes might deepen understanding of consumer behaviour, decision-making processes, risk perception mitigation, debt behaviours, and credit adoption. Full article

Whole-organ plastic resin casting is a very useful method for preserving rare pathological specimens for forensic/anatomical studies and for teaching/research purposes. Many techniques have been proposed over time, but most of them use special non-commercially available resin mixtures, lengthy protocols, and are overall not easily implemented in any anatomy/pathology department that might need such a procedure for rapid organ preservation. Here, we utilized anatomical sections of the human brain, heart, kidneys, spleen, large intestine, and lungs from on-display organs that were fixed for more than 1 year in 10% neutral-buffered formalin and from a freshly processed cadaver for teaching purposes in our Human Anatomy Department, and we optimized a fast-processing protocol without the use of any clearing agents, which yields solid, clear, cylindrical resin casting blocks. The resulting protocol, which takes no longer than 4 days, proves that at least three commonly used epoxy resins from hobby shops can be utilized without any restrictions, and the use of resin or glycerin vacuum-forced impregnation even offers two choices of intrinsic contrast, depending on the nature of the preparation. A number of innovations have been included here and compared to existing publications, such as the use of a system of permanent fixation plexiglas rods that maintain the organ in the desired position and become invisible in the final block, the use of UVC sterilization of the tissue to ensure a long shelf life of the block, and the utilization of cheap cylindrical polypropylene food containers as casting molds. Altogether, we present a simple resin-embedding protocol that can be made available to any department/institution without the need for expensive materials and specially trained personnel. Full article

As a result of the stadium construction wave recently observed in North America and Europe, the question of the cost-effective operation of these facilities entered the foreground. Formerly, researchers advocated that these sports facilities had no significant positive economic impact, and no considerable increasing effect can be observed in terms of workplaces, personal incomes, or local tax revenues. In recent years, however, many researchers attribute a serious economic impact to particular facilities, including the so-called multifunctional stadiums, which are used for purposes other than one particular sports activity. The aim of our study, after summarising the factors leading to the establishment of multifunctional stadiums and the most important characteristics of the completed facilities, is to demonstrate the various utilization possibilities through the case study of the Great Forest Stadium in Debrecen. As an outcome of the research, it may be concluded that the facility has all features (conference room, catering unit, own shop, etc.) that are typical for medium-sized stadiums. Besides, the services related to health sciences constitute unique elements that can be explained by the activities of the higher education institution of the city, the University of Debrecen, which considers the Third Mission activities as particularly important. Full article

Disputes over farmland constitute an important challenge for tenure security, economic growth and social stability. Land titling is a theoretically promising policy instrument that can enhance tenure security and reduce the occurrence of farmland disputes in the developing world. However, the impact of land titling on the occurrence of disputes has been found to be highly conditional. Empirical evidence on this issue has been surprisingly limited and has often lacked the consideration of a specific context. In this study, whether land titling affects the incidence of farmland disputes in the context of China is investigated, focusing particularly on the interaction between land titling and social capital and household capability. Both the probit and CLL models are applied, using household data entailing a total of 3693 samples located in rural China. The results show that (1) land titling in China reduces the incidence of farmland disputes, and that (2) the analysis based on interaction terms indicates that households who are disadvantaged in social capital and household capability are more likely to experience fewer disputes. Implications for the government and organizations are as follows: (1) the titling programme should seriously consider the current tenure arrangement. Confirmation of current tenure is recommended over the establishment of a new system to avoid possible institutional shopping and overlapping claims; and (2) land titling, if well implemented, is recommended to redress local power asymmetry and to help vulnerable groups defend their property. Full article

This study examines how shop managers’ attitudes toward customers are transferred to sales employees, and thus affect customer performance. We surveyed shop managers, sales employees, and customers in five department stores in Seoul, South Korea, in June 2021 to determine the relationships among service orientation, customer orientation, customers’ perceptions of sales employees’ authenticity, and customer performance. We found that sales managers’ service orientation positively influences sales employees’ service and customer orientation. Furthermore, this orientation positively correlates with customers’ perceptions of sales employees’ authenticity, thereby improving service performance and customer loyalty. Few studies have examined how institutional-level capacity and attitudes influence employees within organizations and how this, in turn, affects service performance. Thus, this study theoretically and empirically explores how sales managers’ attitudes and sales behaviors are transferred to sales employees and how this affects customer performance. The research findings fill a gap in the current understanding of customer performance in the service industry. Full article

Governments are taking precautions to limit the spread of the COVID-19 virus, including instituting social isolation policies that cover all aspects of life, such as closing public places such as worship centers, recreational facilities, work, schools, and shopping malls. The restrictions have a variety of sociological and psychological consequences on daily lifestyle of people, including marital conflict. Thus, this study investigates couples’ lifestyles and conflicts during the COVID-19 pandemic lockdown in Nigeria based on the frustration–aggression hypothesis. The study used a sample of 373 adults obtained from a combined offline and online cross-sectional survey that was conducted via face-to-face contact, email questionnaire, and Google form (distributed via social media groups and emails). We used descriptive statistics to analyze the data. The findings reveal that the COVID-19 pandemic restrictions (lockdown) led to reduced or lost income, financial uncertainty, job insecurity, and social isolation. Consequently, the COVID-19-pandemic exacerbated poverty and insecurity, as well as insufficient judicial processes. These resulted in misery and violence against spouses, which aggravated marital strife in the country. Full article

This research compared the primary purpose of travelling, mode choice, factors affecting mode choice, and frequency of working from home before and during the COVID-19 pandemic in Bangkok, Thailand using statistical tests and multinomial regression modelling. The Thailand Government applied various restrictions such as limited gathering, mandatory face masks, and closure of institutes to control the pandemic’s spread. The study results show a significant difference in the purpose of primary trips, distance travelled, travel time, number of primary trips, and mode chosen for the primary trips before and during the pandemic. People shifted from working to shopping trips, public to private transport or active modes, and in-person/office work to online working during COVID-19. Male respondents showed higher chances of using public transport than female respondents and gave higher preference to pandemic-related factors for the mode selection during the pandemic. The Government should take actions based on COVID-19 measures such as mandatory face masks, contactless tickets, and sanitization disinfectant booths on every transit station to promote public transport usage. People shifted from public to active modes during the pandemic. There is a need for the improvements of the walkways and footpaths to attract people to use active modes in the future. Full article

Knowledge and skill acquisition is a driver to the socioeconomic growth of a country, yet economic challenges, rapid urbanization, and migration have contributed to youth unemployment in Ghana. The introduction of auto-rickshaws in 2015 has increased access coverage to transportation, augmented existing public transportation, and created avenues for both operators’ and mechanics’ employment through co-ordinated skill development actions to empower youth-in-entrepreneurship. However, these have not been fully utilized and developed by the Government. The study seeks to identify basic needs of auto-rickshaw mechanics in establishing a sustainable repair and maintenance enterprise, identify challenges confronting auto-rickshaw mechanics, and analyze activities of the youth who repair, maintain, and service auto-rickshaws within the formal and informal sectors for sustainable enterprises. The study is underpinned by both resource-based and human capital theories: education and apprenticeship bothers on human capital theory, while entrepreneurial experience, shop space, business duration, and so on projects the resource-based theory. Questionnaires were administered to 237 auto-rickshaw mechanics and interviews were conducted for some selected auto-rickshaw mechanics to investigate challenges in the business in the Kumasi Metropolitan Area through a clustered and systematic sampling technique. Data analyzed using SPSS v.26 indicated a very youthful auto-rickshaw mechanic population with low educational level that operates without licensed garages. About 68.8% of the mechanics possessed some form of apprenticeship training, though they are not specific to auto-rickshaw repair and maintenance. Further, 71.7% auto-rickshaw mechanics do not keep records of their activities and there is a general lack of entrepreneurial skills among them. Lack of financial support from financial institutions was found to be a major challenge. The binary logistic regression model retained and confirmed six out of the seven predictors, including sex, age, education, marital status, duration of repairs and/or maintenance, shop space, tools and equipment, and mechanical training, as significant contributing factors to entrepreneurship training offered to enterprises within the Kumasi metropolis. The study recommends the urgent need to upgrade the technical and entrepreneurial skills of auto-rickshaw mechanics through the establishment of targeted and result-oriented training centers for better efficiency. The authors further recommend financial institutions to consider giving financial support to auto-rickshaw mechanics to help sustain their businesses. Full article