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Search Results (166)

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Keywords = rural poverty governance

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25 pages, 1640 KiB  
Article
Human Rights-Based Approach to Community Development: Insights from a Public–Private Development Model in Kenya
by David Odhiambo Chiawo, Peggy Mutheu Ngila, Jane Wangui Mugo, Mumbi Maria Wachira, Linet Mukami Njuki, Veronica Muniu, Victor Anyura, Titus Kuria, Jackson Obare and Mercy Koini
World 2025, 6(3), 104; https://doi.org/10.3390/world6030104 - 1 Aug 2025
Viewed by 283
Abstract
The right to development, an inherent human right for all, emphasizes that all individuals and communities have the right to participate in, contribute to, and benefit from development that ensures the full realization of human rights. In Kenya, where a significant portion of [...] Read more.
The right to development, an inherent human right for all, emphasizes that all individuals and communities have the right to participate in, contribute to, and benefit from development that ensures the full realization of human rights. In Kenya, where a significant portion of the population faces poverty and vulnerability to climate change, access to rights-based needs such as clean water, healthcare, and education still remains a critical challenge. This study explored the implementation of a Human Rights-Based approach to community development through a Public–Private Development Partnership model (PPDP), with a focus on alleviating poverty and improving access to rights-based services at the community level in Narok and Nakuru counties. The research aimed to identify critical success factors for scaling the PPDP model and explore its effects on socio-economic empowerment. The study employed a mixed-methods approach for data collection, using questionnaires to obtain quantitative data, focus group discussions, and key informant interviews with community members, local leaders, and stakeholders to gather qualitative data. We cleaned and analyzed all our data in R (version 4.4.3) and used the chi-square to establish the significance of differences between areas where the PPDP model was implemented and control areas where it was not. Results reveal that communities with the PPDP model experienced statistically significant improvements in employment, income levels, and access to rights-based services compared to control areas. The outcomes underscore the potential of the PPDP model to address inclusive and sustainable development. This study therefore proposes a scalable pathway beginning with access to rights-based needs, followed by improved service delivery, and culminating in economic empowerment. These findings offer valuable insights for governments, development practitioners, investment agencies, and researchers seeking community-driven developments in similar socio-economic contexts across Africa. For the first time, it can be adopted in the design and implementation of development projects in rural and local communities across Africa bringing into focus the need to integrate rights-based needs at the core of the project. Full article
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23 pages, 537 KiB  
Article
Climate Change Risk, Digital Financial Inclusion and Multidimensional Relative Poverty Among Farm Households
by Juan Luo and Lixin Chen
Sustainability 2025, 17(12), 5404; https://doi.org/10.3390/su17125404 - 11 Jun 2025
Cited by 2 | Viewed by 633
Abstract
Climate risk has emerged as a pressing global challenge, significantly undermining livelihood capital, income stability, and living standards among vulnerable populations. Leveraging balanced panel data from the China Household Finance Survey (CHFS) spanning 2013–2019, this study employs a binary Logit fixed-effects model to [...] Read more.
Climate risk has emerged as a pressing global challenge, significantly undermining livelihood capital, income stability, and living standards among vulnerable populations. Leveraging balanced panel data from the China Household Finance Survey (CHFS) spanning 2013–2019, this study employs a binary Logit fixed-effects model to examine how climate change risk affects farm households’ multidimensional relative poverty, with particular attention to the moderating role of digital financial inclusion. The findings demonstrate that climate change risk significantly exacerbates multidimensional relative poverty among farm households, while digital inclusive finance effectively mitigates these adverse impacts. Notably, subdimensional analysis reveals that the depth of digital financial usage exerts the strongest influence. In addition, there is heterogeneity in this moderating effect, with digital inclusive finance having a more significant mitigating effect on multidimensional relative poverty in rural households in the central region, with middle and higher incomes, as well as with high digital literacy. This study provides valuable insights into the use of financial instruments to mitigate climate risks, improve the climate resilience of rural populations, and strengthen multidimensional approaches to poverty governance. Full article
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32 pages, 707 KiB  
Article
How Land Inflow Affects Rural Household Development Resilience—Empirical Evidence from Eight Western Counties in China
by Sheng Lang, Yi Liang, Lingxue Huang, Haibo Zhu and Shihua Xiao
Land 2025, 14(6), 1251; https://doi.org/10.3390/land14061251 - 11 Jun 2025
Viewed by 1334
Abstract
Rural areas exhibit a high prevalence of poverty. As significant progress in poverty reduction has been achieved, research on rural livelihoods has transitioned from a focus on poverty eradication to preventing poverty recurrence and fostering development. Development resilience, which has emerged as a [...] Read more.
Rural areas exhibit a high prevalence of poverty. As significant progress in poverty reduction has been achieved, research on rural livelihoods has transitioned from a focus on poverty eradication to preventing poverty recurrence and fostering development. Development resilience, which has emerged as a pivotal research area in poverty governance, is a crucial metric for assessing rural households’ long-term capacity to avoid falling back into poverty, considering the multi-dimensional aspects of poverty and welfare dynamics. Utilizing data from the Academy of Agricultural Sciences, this study investigates the impact of land inflow on rural household’s development resilience (RHDR). Findings reveal that land inflow significantly enhances RHDR, a conclusion that holds after extensive robustness checks. Mechanism analysis shows that while land inflow initially imposes a financial burden, it eventually acts as an exogenous driver and causes labor force return and economies of scale, boosting RHDR over time. This effect is more pronounced among non-vulnerable households, those with abundant water resources and strong collective awareness. Therefore, it is recommended to refine land inflow systems, reduce barriers to land resource flow, and implement targeted support for vulnerable groups during the initial stages of land inflow to effectively promote rural revitalization through land transfer. Full article
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34 pages, 416 KiB  
Article
Energy Poverty in Poland: Drivers, Measurement and National Policy
by Justyna Przywojska, Aldona Podgórniak-Krzykacz, Magdalena Kalisiak-Mędelska and Izabela Rącka
Energies 2025, 18(11), 2987; https://doi.org/10.3390/en18112987 - 5 Jun 2025
Viewed by 616
Abstract
The aim of this paper is to diagnose the extent of energy poverty in Poland and identify the instruments used in the public sector at the national level to address this challenge. In the theoretical part of the paper, we will review the [...] Read more.
The aim of this paper is to diagnose the extent of energy poverty in Poland and identify the instruments used in the public sector at the national level to address this challenge. In the theoretical part of the paper, we will review the literature related to the definition of the concept of energy poverty and the classification and measurement methodology of this phenomenon. In the research part, we will analyze the extent of the energy poverty phenomenon in Poland, review the Polish energy policy, and identify and characterize the instruments for tackling energy poverty in Poland implemented within the framework of national government programs. According to official statistics in Poland, depending on the adopted method of measuring energy poverty, in 2019, it affected between 4.2% and 15.4% of the population (the average across four indicators was 9% of the population). Our analyses confirmed the presence of energy poverty in Poland, which is a consequence of high energy prices and low energy efficiency of buildings. Energy poverty primarily affects people with the lowest incomes. Those particularly vulnerable are homeowners, especially residents of rural areas. The analysis of national strategies showed that although energy poverty is recognized at the government level, it is not a priority for the Polish government. There is a lack of a detailed diagnosis of energy poverty and a comprehensive, dedicated program for its reduction. Poland’s energy policy focuses primarily on limiting emissions and improving energy efficiency in buildings, which leads to the marginalization of the energy poverty issue. Full article
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20 pages, 564 KiB  
Article
Geographical Indications and Sustainable Development: Bridging Policy Gaps in Pakistan’s GI Framework for Socio-Economic Growth
by Salman Shahzad and Baomin Wang
Sustainability 2025, 17(11), 5114; https://doi.org/10.3390/su17115114 - 2 Jun 2025
Viewed by 1370
Abstract
Pakistan, a country with a rich cultural heritage and diverse products, enacted the Geographical Indications (Registration and Protection) Act 2020 to comply with the WTO’s TRIPS Agreement, which defines GIs as signs linking products to their geographic origin based on unique qualities or [...] Read more.
Pakistan, a country with a rich cultural heritage and diverse products, enacted the Geographical Indications (Registration and Protection) Act 2020 to comply with the WTO’s TRIPS Agreement, which defines GIs as signs linking products to their geographic origin based on unique qualities or reputation. This legal framework aims to protect local products, promote exports, and drive economic growth. To date, Pakistan has 10 registered and 65 notified GIs. This study critically examines Pakistan’s GI framework, highlighting gaps in legislation, enforcement, institutional capacity, and stakeholder awareness. It assesses Pakistan’s alignment with international standards (e.g., the EU model) and explores how GIs can foster sustainable rural development, cultural preservation, and economic growth. As a governance tool, GIs ensure equitable benefit-sharing, enhance market competitiveness, and promote eco-friendly traditional practices. The findings reveal that addressing policy weaknesses and strengthening institutional mechanisms could unlock the full socio-economic potential of GIs, contributing to sustainable industrialization and rural uplift. Aligning Pakistan’s GI framework with global best practices would not only protect indigenous products but also boost their international recognition, reduce poverty, and advance sustainable development goals. Full article
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14 pages, 1383 KiB  
Systematic Review
Climate-Induced Migration in India and Bangladesh: A Systematic Review of Drivers, Impacts, and Adaptation Mechanisms
by Devangana Gupta, Pankaj Kumar, Naoyuki Okano and Manish Sharma
Climate 2025, 13(4), 81; https://doi.org/10.3390/cli13040081 - 21 Apr 2025
Viewed by 3519
Abstract
Climate-induced migration has emerged as a major concern in India and Bangladesh, due to their geographical vulnerability and socioeconomic conditions. Coastal areas, such as the Sundarbans and the Ganges–Brahmaputra Delta, face relentless threats due to rising sea levels, cyclones, and floods. These factors [...] Read more.
Climate-induced migration has emerged as a major concern in India and Bangladesh, due to their geographical vulnerability and socioeconomic conditions. Coastal areas, such as the Sundarbans and the Ganges–Brahmaputra Delta, face relentless threats due to rising sea levels, cyclones, and floods. These factors force millions to relocate, resulting in rural–urban transitions and cross-border movements that worsen urban challenges and socioeconomic vulnerabilities. For this, a systematic literature review of the Scopus database was undertaken using Preferred Reporting Items for Systematic Reviews and Meta-Analyses (PRISMA) guidelines. A detailed review analysis of 65 papers was carried out. The study highlighted key climatic and non-climatic drivers of migration, including natural disasters, resource depletion, poverty, and poor governance. Despite existing adaptation strategies, such as early warning systems, micro-insurance, and climate-resilient practices, gaps remain in addressing long-term resilience and legal recognition for climate migrants. The research emphasizes the need for a holistic, multi-stakeholder approach, integrating adaptive infrastructure, sustainable livelihoods, and international cooperation. Recommendations include bridging research gaps, increasing community participation, and implementing global frameworks, like the Fund for Responding to Loss and Damage. Addressing climate migration through fair, inclusive measures is essential for building resilience and ensuring long-term development in the region. Full article
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20 pages, 2360 KiB  
Article
Constructing a Defense Against Poverty Reversion Through University Practice in the Context of Rural Revitalization: A Case Study of the Dianfanghe Community
by Peng Liu and Xi Liu
Sustainability 2025, 17(8), 3327; https://doi.org/10.3390/su17083327 - 9 Apr 2025
Viewed by 396
Abstract
Against the backdrop of the rural revitalization strategy after poverty alleviation in China, this paper takes the Dianfanghe community in Zhaochuan Town, Shangnan County, Shangluo City, Shaanxi Province as the research object and explores the role of universities in constructing a mechanism to [...] Read more.
Against the backdrop of the rural revitalization strategy after poverty alleviation in China, this paper takes the Dianfanghe community in Zhaochuan Town, Shangnan County, Shangluo City, Shaanxi Province as the research object and explores the role of universities in constructing a mechanism to prevent poverty reversion. A mixed-methods approach was adopted for 646 households, combining field surveys, household surveys, and spatial analysis to identify key vulnerabilities. The study found that there are five dimensions of the risk of poverty reversion in the community after poverty alleviation: unbalanced human structure, fragile physical capital, constraints of the natural environment, single source of income, and weak social capital. To address these risks, a three-party collaborative monitoring mechanism involving the government, universities, and society was proposed, which effectively enhanced the community’s risk resistance ability. This model provides a replicable paradigm for universities’ participation in consolidating poverty alleviation achievements in the new era and has important reference value for similar mountainous communities. Full article
(This article belongs to the Special Issue Environmental and Social Sustainability in Rural Development)
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21 pages, 2228 KiB  
Article
The Influence of Rural Land Transfer on Rural Households’ Income: A Case Study in Anhui Province, China
by Yuting Xu, Yitian Lin, Hong Yang, Guoliang Xu and Chao Cheng
Land 2025, 14(2), 294; https://doi.org/10.3390/land14020294 - 30 Jan 2025
Viewed by 1066
Abstract
This paper looks into the impact of China’s new rural land reform, the three rights separation policy (TRSP), on Chinese farmers’ income. Based on data collected from 360 rural households in Anhui Province, China, 2021, this paper constructed the influence pathways of the [...] Read more.
This paper looks into the impact of China’s new rural land reform, the three rights separation policy (TRSP), on Chinese farmers’ income. Based on data collected from 360 rural households in Anhui Province, China, 2021, this paper constructed the influence pathways of the TRSP on household income and estimated the effects along different pathways using the structural equation model (SEM) model. It showed that through expanding the planting scale and promoting resource-use efficiency, the new land tenure system can indirectly increase transfer-in household income. However, the TRSP has a significant negative direct effect on transfer-out households’ income, and only a slight impact on transferring rural labor to other industries or relaxing the liquidity constraint. In short, the TRSP’s effect on income gains is more prominent in transfer-in households than transfer-out ones, which in the long run would lead to an increased income gap, more so if transfer-out households lack easy access to non-farm employment. Our findings suggest that public authorities should respect farmers’ autonomy in land transfer decisions and pay special attention to labor transfer in poverty alleviation. Meanwhile, widening income disparities among different groups should be heeded while implementing local governments’ service roles. Full article
(This article belongs to the Special Issue Connections Between Land Use, Land Policies, and Food Systems)
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15 pages, 610 KiB  
Article
Pathways to Achieving Low Energy-Poverty Problems in Central African Nations with Government Effectiveness, Technology, Natural Resources and Sustainable Economic Growth
by Farouk M. Frnana and Ponle Henry Kareem
Sustainability 2025, 17(3), 1007; https://doi.org/10.3390/su17031007 - 26 Jan 2025
Viewed by 1027
Abstract
Central African nations, just like other African nations, have serious energy poverty problems, both in the rural and urban settings. With increased energy-accessibility problems, citizens have resorted to the use of conventional fuels, causing severe environmental degradation and affecting the health systems due [...] Read more.
Central African nations, just like other African nations, have serious energy poverty problems, both in the rural and urban settings. With increased energy-accessibility problems, citizens have resorted to the use of conventional fuels, causing severe environmental degradation and affecting the health systems due to pollution. In this study, we address how energy poverty is alleviated with technology, natural resources and improved institutional quality. The interplay between these factors in improving energy accessibility is not widely understood; hence, key policies are lacking in the field. The data of Central African nations for the time period from 2004 to 2021 are utilized. The data are also analyzed with the ‘Methods of Moments Quantile Regression’ technique, ensuring the correction of ‘cross-sectional dependence’ and ‘heterogeneity’ that exists. The key findings depict that natural resource rent, government effectiveness and technology help in lowering energy poverty in Central African nations. Economic growth increases energy poverty, while green finance and foreign direct investment do not present a significant effect on energy poverty. Therefore, natural resources are a blessing in improving the accessibility of energy in this region, and this is also made possible with advancements in sustainable technology and proper institutional quality. Full article
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19 pages, 306 KiB  
Article
Does Local Citizenship Still Matter? The Impact of Hukou Locality on the Employment of Relocated Households from the Perspective of Welfare Acquisition Cost
by Lei He, Peikun Xue and Hongxing Lan
Land 2024, 13(12), 1977; https://doi.org/10.3390/land13121977 - 21 Nov 2024
Viewed by 855
Abstract
Rural-to-urban resettlement is a widely used poverty alleviation strategy in China for fundamentally transforming poor farmers’ livelihoods, with roughly 263,000 rural poor relocated to urban communities in Liangshan Yi Autonomous Prefecture between 2016 and 2020. This dramatic development intervention in urbanization has unexpectedly [...] Read more.
Rural-to-urban resettlement is a widely used poverty alleviation strategy in China for fundamentally transforming poor farmers’ livelihoods, with roughly 263,000 rural poor relocated to urban communities in Liangshan Yi Autonomous Prefecture between 2016 and 2020. This dramatic development intervention in urbanization has unexpectedly resulted in the separation of hukou locality and residence. Considering that the government equally provides follow-up employment support policies to guarantee the citizenship rights for resettlers whether or not their hukou locality has transferred to urban communities, then, does the local citizenship still matter for employment? If so, how does local citizenship make a difference? What role does employment policy play in terms of the impact of local citizenship on employment? The answers to these questions are not yet clear. Based on a survey of 735 relocated households in the Liangshan Yi Ethnic Area, the Heckman sample selection model was used to empirically estimate the effect of local citizenship (hukou locality) on employment from the perspective of welfare acquisition cost, paying particular attention to the moderating effect of follow-up employment support policies. Our results show that (1) local citizenship can significantly increase the employed persons of a household by 0.279 units, prolong the working months by 2.297 units, and increase per capita wage by 0.885%. (2) Mechanism analysis shows that local citizenship affects relocated households’ employment by reducing welfare acquisition costs. (3) Moderating analysis shows that the follow-up employment support policies weakened the positive impact of local citizenship on employment, developing pro-poor jobs substitutes for the positive effect of local citizenship on the employed size; recommending job information substitutes for the positive effect of local citizenship on working months; and targeted labor exporting substitutes for the positive effect of local citizenship on per capita wage. This study provides new empirical evidence for understanding the relationship between hukou locality and employment consequences at a smaller scale and then provides theoretical reference and practical basis for the improvement of employment from the perspective of local citizenship. Full article
(This article belongs to the Section Urban Contexts and Urban-Rural Interactions)
19 pages, 2508 KiB  
Essay
Design-Driven Sustainable Poverty Alleviation: A Case Study of Precise Identification and Resource Optimization in Rural Areas
by Hong Li, Li Shi and Kuo-Hsun Wen
Sustainability 2024, 16(21), 9380; https://doi.org/10.3390/su16219380 - 29 Oct 2024
Viewed by 2845
Abstract
China’s transition from precise poverty alleviation to rural revitalization represents a critical development stage. This study aims to explore how a design-driven approach can achieve sustainable poverty alleviation and development by addressing challenges such as relative poverty, imprecise targeting, insufficient endogenous motivation, and [...] Read more.
China’s transition from precise poverty alleviation to rural revitalization represents a critical development stage. This study aims to explore how a design-driven approach can achieve sustainable poverty alleviation and development by addressing challenges such as relative poverty, imprecise targeting, insufficient endogenous motivation, and the risk of returning to poverty. Understanding the inherent relationship between poverty alleviation and sustainable development is crucial for deepening precise poverty alleviation strategies and promoting rural revitalization. This study employs the TOPSIS method to accurately identify target groups for poverty eradication and select optimal poverty alleviation strategies based on multidimensional poverty governance criteria. A case study of Village M in Guangdong Province is conducted, where questionnaire surveys and sampling methods are used to establish the TOPSIS model for precise identification and the design of targeted interventions to support poverty eradication. Both qualitative and quantitative approaches are applied to ensure comprehensive analysis and results. The findings indicate that targeted design interventions, particularly those leveraging local bamboo resources, led to a significant increase in the annual per capita income of identified families by approximately 176.32%, from RMB 3146 (approximately USD 431) to RMB 8700 (approximately USD 1192). This design-driven approach effectively stimulated the innovation consciousness of impoverished farmers, demonstrating the critical role of sustainable design strategies in optimally matching resources to the needs of the poor. This study contributes to the development of a novel framework integrating design methodologies with poverty alleviation strategies, providing empirical evidence on the effectiveness of these interventions. The findings highlight the importance of user-centered design in promoting sustainable development and underscore the need to incorporate design-driven methodologies in poverty alleviation efforts. Full article
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26 pages, 2561 KiB  
Article
Socio-Economic Determinants of Human Negligence in Wildfire Incidence: A Case Study from Pakistan’s Peri-Urban and Rural Areas
by Umar Daraz, Štefan Bojnec and Younas Khan
Fire 2024, 7(11), 377; https://doi.org/10.3390/fire7110377 - 24 Oct 2024
Cited by 1 | Viewed by 1443
Abstract
This study aims to examine the socio-economic determinants of human negligence in wildfire occurrences across Pakistan’s peri-urban and rural regions. Increasingly frequent and severe wildfires, driven by climate change, socio-economic conditions, and human negligence, have become a pressing issue. Rising global temperatures and [...] Read more.
This study aims to examine the socio-economic determinants of human negligence in wildfire occurrences across Pakistan’s peri-urban and rural regions. Increasingly frequent and severe wildfires, driven by climate change, socio-economic conditions, and human negligence, have become a pressing issue. Rising global temperatures and changing precipitation patterns have created drier conditions, while unsafe human activities—such as improper disposal of flammable materials and unsafe agricultural burning—further escalate wildfire risks. These issues are particularly pronounced in Pakistan, where high poverty levels, limited resources, and low education contribute to dangerous behaviors. Weak governance and poor policy enforcement further exacerbate the problem. Data were collected using a cross-sectional survey from 500 participants across five regions. Multiple regression analysis revealed that higher poverty levels significantly increased negligence, whereas higher education and improved access to resources reduced it. Structural Equation Modeling (SEM) highlighted the critical roles of local governance, policy enforcement, and community engagement in mitigating wildfires. Correlation analysis indicated an inverse relationship between wildfire risk awareness and negligent behavior. Chi-square tests demonstrated a strong connection between wildfires and migration patterns, underscoring the socio-economic instability caused by these events. Finally, linear regression showed that wildfires significantly impact regional climate indicators, emphasizing the need for integrated management strategies. This study offers valuable insights into the socio-economic factors driving wildfires in Pakistan and provides guidance for developing targeted mitigation strategies. Full article
(This article belongs to the Section Fire Social Science)
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21 pages, 1768 KiB  
Article
Influencing Factors of Peasant Households’ Willingness to Relocate to Concentrated Residences in Mountainous Areas: Evidence from Rural Southwest China
by Jia Zhong, Qian Cao, Ruiyin Chen, Shaoquan Liu, Zhaoyang Lian, Hui Yu and Ningchuan Zhou
Land 2024, 13(10), 1705; https://doi.org/10.3390/land13101705 - 18 Oct 2024
Viewed by 1141
Abstract
Relocating poor people in mountainous areas to centralized settlement sites is an important poverty alleviation policy implemented by China and a key measure to promote stable poverty alleviation and sustainable rural development for the poor. Based on the survey data of 405 peasant [...] Read more.
Relocating poor people in mountainous areas to centralized settlement sites is an important poverty alleviation policy implemented by China and a key measure to promote stable poverty alleviation and sustainable rural development for the poor. Based on the survey data of 405 peasant households in the Panxi Area in 2021, this study constructed a structural equation model (SEM) to explore the influencing factors of peasant households’ willingness to relocate to a concentrated residence. The results showed the following: (1) Of the 405 peasant households surveyed, 20.98% were unwilling to move to centralized resettlement sites, making it more difficult to carry out the relocation policy for poverty alleviation. (2) Living environment, living conditions, important social groups, the economic benefits, living benefits, and survival benefits brought by concentrated residences, governments, and the village committees significantly influenced the willingness to relocate to a concentrated residence. In contrast, agricultural income, ecological benefits, and value benefits brought by the concentrated residence had little effect on the willingness to relocate to a concentrated residence. (3) Land force, human force, cognitive force, and national force significantly positively affected the peasant households’ willingness to relocate to a concentrated residence. This study is of great significance in promoting the implementation of poverty alleviation and relocation policy, improving the efficiency of relocation and promoting the wellbeing of peasant households. Full article
(This article belongs to the Special Issue Land Use Policy and Food Security)
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23 pages, 1541 KiB  
Article
Digital Financial Literacy and Its Impact on Financial Decision-Making of Women: Evidence from India
by Deepak Mishra, Naveen Agarwal, Sanawi Sharahiley and Vinay Kandpal
J. Risk Financial Manag. 2024, 17(10), 468; https://doi.org/10.3390/jrfm17100468 - 17 Oct 2024
Cited by 12 | Viewed by 14810
Abstract
Despite the increasing accessibility of digital financial instruments globally, a number of women encounter obstacles in properly using these platforms due to insufficient digital financial literacy, which profoundly affects their financial decision-making and economic empowerment. This study aims to promote digital financial literacy [...] Read more.
Despite the increasing accessibility of digital financial instruments globally, a number of women encounter obstacles in properly using these platforms due to insufficient digital financial literacy, which profoundly affects their financial decision-making and economic empowerment. This study aims to promote digital financial literacy and Fintech adoption for women in India by examining the effects of digital financial literacy on financial decision-making while considering the mediating effect of government support and digital financial literacy. Furthermore, in this study, we analyzed the relationship between independent variables such as financial attitude (FAtt), subjective norms (SNs), perceived behavior control (PBC), digital financial literacy (DFL), and financial accessibility (FA) on the dependent variable, i.e., financial decision-making (FDM). We also explored how financial decision-making impacts women’ intention towards investment (INT). By analyzing 385 Indian women respondents using Structural Equation Modeling (SEM), this study revealed that financial attitude (FAtt) leads to higher financial decision-making (FDM), exerting moderate effects. Similarly, subjective norms (SNs), perceived behavioral control (PBC), digital financial literacy (DFL), and financial accessibility (FA) significantly lead to financial decision-making. Overall, the five predictors of financial decision-making explained around 71% of the variance. Financial decision-making exerted a significant and robust effect on women’s intention towards investment. Financial resilience significantly moderated the effects of financial decision-making on women’s intention towards investment. These findings emphasize the necessity of implementing a distinct government strategy and programs to enhance the adoption of Fintech among women living in urban and rural regions across India. This study is aligned with UN Sustainable Development Goals, especially Sustainable Development Goal (SDG) 1: No Poverty, SDG 5: Gender Equality, and SDG 8: Decent Work and Economic Growth. Full article
(This article belongs to the Special Issue Fintech, Business, and Development)
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13 pages, 4044 KiB  
Article
The Hydrosocial Cycle and the Inequalities in Access to Water in Rural Areas of Metropolitan Region of Santiago, Chile
by Carolina Rodríguez, Jennyfer Serrano, Rafael Sánchez and Eduardo Leiva
Water 2024, 16(19), 2811; https://doi.org/10.3390/w16192811 - 2 Oct 2024
Cited by 2 | Viewed by 1708
Abstract
Water scarcity in Chile has been increasing in recent years, particularly in the central-northern region, associated with a sustained decrease in rainfall and the effects of climate change. This study characterizes the hydrosocial cycle in the Metropolitan Region of Santiago, Chile, with a [...] Read more.
Water scarcity in Chile has been increasing in recent years, particularly in the central-northern region, associated with a sustained decrease in rainfall and the effects of climate change. This study characterizes the hydrosocial cycle in the Metropolitan Region of Santiago, Chile, with a focus on rural areas, examining the relationship between water availability and socioeconomic factors. For this, demographic data and data related to water demand and use, obtained from government databases, were used. In addition, geographic information systems (GIS) were used for spatial analysis and map creation. Finally, surveys were conducted in rural schools and households to obtain information on water use perceptions and practices. The results show inequalities in access to water with a moderate negative correlation between poverty and water connection/consumption. Rural areas exhibited stronger negative correlations, indicating a greater impact of poverty on water access. Water-saving practices, such as reusing washing water for irrigation, were prevalent in rural households. These results highlight the importance of the hydrosocial cycle to understand the dynamics and factors that shape water demand and consumption in a highly complex region. Full article
(This article belongs to the Section Hydrology)
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