A Systematic Instructional Approach to Teaching Finance Vocabulary to Students with Moderate-to-Significant Disabilities
Abstract
1. Introduction
- Would the systematic instructional approach for presenting a short-duration lesson prove to be effective in teaching participants with moderate-to-significant disabilities to read six finance vocabulary words?
- Would the approach prove to be effective in teaching participants with moderate-to-significant disabilities to identify the definitions for the six finance vocabulary words after the participants learned to read them?
- Would the participants maintain their abilities to read the words and identify their definitions for up to four weeks?
- Would the participants read the finance vocabulary and identify each term’s definition across different materials and conditions?
2. Materials and Methods
2.1. Participants
- high levels of attendance (i.e., were in attendance more than 90% of the days school was scheduled to be in session);
- the ability to participate in a tabletop lesson for 15 min;
- low-level/stable performance of the targeted skill during baseline probes;
- visual and auditory acuity within normal limits; and
- the propensity to imitate a combination model/verbal/gestural/physical prompt.
2.2. Setting
2.3. Design
- The participant must read the word aloud.
- The instructor and participant discuss a participant-friendly definition for the word.
- The instructor presents a concrete, pictorial, or verbal/written example of the word’s definition. If necessary, the instructor presents non-examples in the same manner.
- The instructor conducts a check for understanding.
2.4. Probes
- The teacher held up a graphic and placed four vocabulary words printed on four separate index cards in a row in front of the participant. The teacher directed the participant to touch the word whose definition was represented by the graphic.
- The teacher held up an index card with a word printed on it and placed four graphics printed on four separate cards in a row in front of the participant. Additionally, a printed definition that was presented on an index card that had been cut in half horizontally was read by the teacher and then placed above its corresponding graphic. The teacher directed the participant to touch the graphic/printed definition pair for the word.
- The teacher held up a printed definition on an index card that had been cut in half horizontally, read it, and then placed four vocabulary words printed on four separate index cards in a row in front of the participant. The teacher directed the participant to touch the word for the definition that was presented.
- The teacher held up an index card with a word printed on it and placed four printed definitions on index cards that had been cut in half horizontally in a row in front of the participant. The teacher read each definition and then directed the participant to touch the printed definition for the word.
2.5. Independent and Dependent Variables
2.6. Reliability
2.6.1. Interobserver Agreement
2.6.2. Procedural Fidelity
3. Results
3.1. Acquisition, Maintenance, Generalization, Social Validity
3.1.1. Acquisition
3.1.2. Maintenance and Generalization
3.1.3. Social Validity
4. Discussion
- validating the systematic instructional approach’s effectiveness in teaching other academic content;
- assessing instructional efficiency parameters (e.g., trials, sessions, and total time to criterion, plus the amount of targeted content and incidental information learned);
- determining the merits of including the different elements of explicit instruction;
- comparing complimentary response prompting strategies, and their ordering in a lesson; and
- obtaining fidelity of implementation and social validity data for evaluating the relative ease and difficulty involved with executing this intervention.
5. Conclusions
Funding
Institutional Review Board Statement
Informed Consent Statement
Data Availability Statement
Conflicts of Interest
Abbreviations
IDEA | Individuals with Disabilities Education Act |
MTSS | Multi-tier system of supports |
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Participant | Grade | Disability | Race | Vocabulary Words |
---|---|---|---|---|
Darby | 11 | Autism | African American | rent, hired, wealthy, banker, salary, roommate |
Jack | 12 | Intellectual disability | Caucasian | buy, cash, own, sell, poor, raise |
David | 12 | Intellectual disability | African American | pay, earn, debt, save, poor, cent |
Cody | 11 | Intellectual disability | African American | raise, cost, wealthy, earn, budget, sign |
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Morse, T.E. A Systematic Instructional Approach to Teaching Finance Vocabulary to Students with Moderate-to-Significant Disabilities. Educ. Sci. 2025, 15, 1180. https://doi.org/10.3390/educsci15091180
Morse TE. A Systematic Instructional Approach to Teaching Finance Vocabulary to Students with Moderate-to-Significant Disabilities. Education Sciences. 2025; 15(9):1180. https://doi.org/10.3390/educsci15091180
Chicago/Turabian StyleMorse, Timothy E. 2025. "A Systematic Instructional Approach to Teaching Finance Vocabulary to Students with Moderate-to-Significant Disabilities" Education Sciences 15, no. 9: 1180. https://doi.org/10.3390/educsci15091180
APA StyleMorse, T. E. (2025). A Systematic Instructional Approach to Teaching Finance Vocabulary to Students with Moderate-to-Significant Disabilities. Education Sciences, 15(9), 1180. https://doi.org/10.3390/educsci15091180