Next Article in Journal
Obstetricians’ and Gynecologists’ Communication Practices around Smoking Cessation in Pregnancy, Secondhand Smoke and Sudden Infant Death Syndrome (SIDS): A Survey
Previous Article in Journal
Effects of Vitamin D Receptor, Metallothionein 1A, and 2A Gene Polymorphisms on Toxicity of the Peripheral Nervous System in Chronically Lead-Exposed Workers
Article

Role of Gambling in Payback Failure in Consumer Credit—Data from a Large Body of Material Regarding Consumer Loan Recipients in Sweden

Department of Clinical Sciences Lund, Psychiatry, Faculty of Medicine, Lund University, 221 00 Lund, Sweden
Int. J. Environ. Res. Public Health 2020, 17(8), 2907; https://doi.org/10.3390/ijerph17082907
Received: 1 April 2020 / Revised: 17 April 2020 / Accepted: 19 April 2020 / Published: 23 April 2020
(This article belongs to the Section Mental Health)
Indebtedness is associated with poor health outcomes, and problem gambling may contribute to indebtedness through consumer credits related to gambling expenses. The assessment of consumers’ applications for loans may be an opportunity to detect and prevent further problem gambling. The present study analyzed a number of variables including gambling-related transactions and their association with payback failure in 48,197 loans to 20,750 individuals in Sweden. Sums and frequency of gambling deposits or withdrawals generally did not predict failure to pay back loans. Instead, having a loan defaulted at some time was associated with a baseline pattern describing a theoretical loss-of-control gambling pattern (short-term intense gambling), with a higher ratio of gambling deposits or withdrawals per occasion, and with several instances of gambling in close association with a loan. While several group differences were modest, signs of rapid, short-term and intense gambling, rather than gambling itself, may identify risk of payback failure and risk of indebtedness. Implications for early problem-gambling detection and prevention, such as by gambling operators and financial institutes, are discussed and may promote better public health in relation to gambling indebtedness. View Full-Text
Keywords: problem gambling; gambling disorder; consumer credit; loan; indebtedness; behavioral addiction problem gambling; gambling disorder; consumer credit; loan; indebtedness; behavioral addiction
MDPI and ACS Style

Håkansson, A. Role of Gambling in Payback Failure in Consumer Credit—Data from a Large Body of Material Regarding Consumer Loan Recipients in Sweden. Int. J. Environ. Res. Public Health 2020, 17, 2907. https://doi.org/10.3390/ijerph17082907

AMA Style

Håkansson A. Role of Gambling in Payback Failure in Consumer Credit—Data from a Large Body of Material Regarding Consumer Loan Recipients in Sweden. International Journal of Environmental Research and Public Health. 2020; 17(8):2907. https://doi.org/10.3390/ijerph17082907

Chicago/Turabian Style

Håkansson, A. 2020. "Role of Gambling in Payback Failure in Consumer Credit—Data from a Large Body of Material Regarding Consumer Loan Recipients in Sweden" International Journal of Environmental Research and Public Health 17, no. 8: 2907. https://doi.org/10.3390/ijerph17082907

Find Other Styles
Note that from the first issue of 2016, MDPI journals use article numbers instead of page numbers. See further details here.

Article Access Map by Country/Region

1
Back to TopTop