Search Results (4)

Population aging is a fundamental national condition that runs through China in the 21st century. The aging degree of rural areas in China is high, but the government-sponsored retirement plans have difficulty in meeting the retirement living needs. Guiding rural residents to save for retirement is the main way to alleviate the economic pressure of retirement life in rural areas. This paper uses data from the CAFF50 Survey to examine the impact of income level and income uncertainty on the retirement saving behavior of rural residents. Different from existing literature, this paper categorizes the retirement saving behavior into three aspects: “retirement saving decision”, “retirement saving amount”, and “retirement saving way choice”. The results show the following: (1) Income level has a positive impact on the retirement saving decision, saving amount, the choice of real estate, and a negative impact on the choice of bank savings. (2) Income uncertainty has a positive impact on retirement saving decision, the choice of stock and fund, and a negative impact on the choice of bank savings, but the impact of income uncertainty on the amount is not significant. (3) There is an interaction effect between income level and income uncertainty on the impact on retirement saving amount, bank savings choice, and real estate choice. Based on the above conclusions, we think that it is necessary to increase fiscal subsidies and tax incentives, optimize retirement financial products, provide retirement financial education, and increase the participation enthusiasm of rural residents in retirement savings. Full article

(1) Background: The prevalence of dementia increases and so does the number of interventions that address modifiable risk factors for dementia. Recent evidence suggests that there are gender differences in the prevalence of those lifestyle factors as well as in the effectiveness of interventions. This study aims to identify differences in factors that benefit or hinder the effectiveness of interventions since a target group’s perspective gets more relevant. (2) Methods: Two focus groups, a female (n = 11) and a male (n = 8) group, were interviewed, audio recorded and transcribed. Qualitative analyses were performed and main- and subcategories were identified. (3) Results: Main differences were observed including aspects of lifestyle changes (e.g., respective diet and importance of an active lifestyle) and gender-typical behavior and perception by relevant healthcare actors. (4) Conclusions: Identified differences might help to address and raise the efficiency of lifestyle interventions. Further, the importance of social aspects and retirement as an auspicious moment to start interventions were identified as relevant by study participants. Full article

Many older adults consider driving a crucial aspect of their daily routine and the prospect of driving cessation to be disruptive to their current lifestyle. Driving cessation is associated with multiple adverse consequences, including poorer health trajectories, and increased depressive symptoms. Research suggests that driving cessation may be disruptive to identity. This study aimed to explore the characteristics that are associated with driver identity and whether identity impacted people’s readiness for mobility changes. Of interest was whether stopping driving was perceived as either a positive or negative event. Participants, (N = 410) older adults recruited via Prolific survey panel between July and November 2021, responded to questions about transport and travel behaviors, driver identity, and perceptions of mobility changes. Driving cessation was generally perceived as a negative change. However, individuals with self-reported low readiness for mobility change also had higher overall scores for Identity, and for the subscales, Centrality and Ingroup Affect. These findings suggest that people with more concerns for mobility transition may think about and have more of an emotional investment regarding driving. The findings provide novel insight into the psychosocial dynamics of driving and the factors that influence driver identity, however further research, co-designed with older drivers and retired drivers is required. Full article

The aim of the study is to fill the research gap in relation to one of the behavioral factors that have a potential impact on retirement decisions—the framing effect. A research question addressed in the study is whether the way in which the decision-making problem is formulated (the framing effect) influences decisions on the planned retirement age. To answer this question, an original research questionnaire was developed. It included a description of a hypothetical pension system and experimental vignette questions. The research was conducted on the basis of answers given by 1079 randomly selected respondents who were participants of the pension system in Poland before retirement. In the analysis of the results, non-parametric tests and multiple logistic regression were used to compare response distributions. As a result of the conducted research, it was proven that the framing effect significantly affects the extension of the planned retirement age. At the same time, it was found that loss framing affects pension decisions to a greater extent than gain framing. It has also been noted that women are more susceptible than men to the framing of pension decisions. An application conclusion resulting from the conducted research is indicated as the possibility of the intentional use of the framing effect by decision-makers in order to increase the effective retirement age. Full article