Search Results (5)

Financial inclusion can boost wealth, health, and quality of life. However, few studies have examined how women’s participation in community-based financial inclusion opportunities, such as village saving and loan groups (VSLGs), relates to household food security. Using program data from central Mozambique, this study examined whether low-income women’s participation in VSLGs directly increases household food availability, as well as indirectly through increased asset ownership. Employing a post-test-only comparison group quasi-experimental design, the study sampled 205 female VSLG participants and non-participants from three sub-villages in Mozambique’s Sofala province. Structural equation modeling (SEM) results indicated that low-income women’s participation in VSLGs is directly associated with a reduction in household hunger score (β = −0.21, p < 0.01), as well as indirectly associated through the mediating role of household assets ([Sobel indirect effect] = −0.06, p = 0.05). The VSLG participants showed a significant increase in household asset ownership compared to non-VSLG participants (β = 0.15, p < 0.05). Further, increased asset ownership significantly correlated with a lower probability of household hunger (β = −0.30, p < 0.01). The results suggest that community-based financial inclusion approaches could improve the availability of food through asset building among Mozambique’s low-income women. The study offers a potential strategy for policymakers and development experts to utilize community approaches to financial inclusion to improve rural and low-income women’s livelihoods. Full article

In semi-arid Northern Ghana, smallholder farmers face food insecurity and financial risk due to climate change. In response, the Village Savings and Loan Association (VSLA) model, a community-led microfinance model, has emerged as a promising finance and climate resilience strategy. VSLAs offer savings, loans, and other financial services to help smallholder farmers cope with climate risks. In northern Ghana, where formal financial banking is limited, VSLAs serve as vital financial resources for smallholder farmers. Nevertheless, it remains to be seen how VSLAs can bridge financial inclusion and climate resilience strategies to address food insecurity. From a sustainable livelihoods framework (SLF) perspective, we utilized data from a cross-sectional survey of 517 smallholder farmers in northern Ghana’s Upper West Region to investigate how VSLAs relate to food insecurity. Results from an ordered logistic regression show that households with membership in a VSLA were less likely to experience severe food insecurity (OR = 0.437, p < 0.01). In addition, households that reported good resilience, owned land, had higher wealth, were female-headed, and made financial decisions jointly were less likely to experience severe food insecurity. Also, spending time accessing the market increases the risk of severe food insecurity. Despite the challenges of the VSLA model, these findings highlight VSLAs’ potential to mitigate food insecurity and serve as a financially resilient and climate-resilient strategy in resource-poor contexts like the UWR and similar areas in Sub-Saharan Africa. VSLAs could contribute to achieving SDG2, zero hunger, and SDG13, climate action. However, policy interventions are necessary to support and scale VSLAs as a sustainable development and food security strategy in vulnerable regions. Full article

With growing global demand for food, unsustainable farming practices and large greenhouse gas emissions, farming systems need to sequester more carbon than they emit, while also increasing productivity and food production. The Kenya Agricultural Carbon Project (KACP) recruited farmer groups committed to more Sustainable Agricultural Land Management (SALM) practices and provided these groups with initial advisory services on SALM, farm enterprise development and village savings and loan associations. Recommended SALM practices included agroforestry, cover crops, mulching, composting manure, terracing, reduced tillage and water harvesting. The effects of the KACP on the uptake of SALM practices, maize yield, perceived food self-sufficiency and savings during the initial four years were assessed comparing control and project farmers using interviews, field visits and measurements. Farmers participating in the KACP seemed to have increased uptake of most SALM practices and decreased the use of practices to be avoided under the KACP recommendations. Agroforestry and terraces showed positive effects on maize yield. During all four years, the KACP farms had higher maize yield than control farms, but yield differences were similar in 2009 and 2012 and there was no overall significant effect of the KACP. In 2012, the KACP farms had higher food self-sufficiency and tended to have higher monetary savings than control farms. Full article

This study applied the social–ecological systems framework (SESF) to six fishing communities in northern Mozambique where marine resource management is being implemented through the Our Sea Our Life project. Data on 11 variables and 27 indicators were organised using the SESF to represent the key system dimensions (Governance system, Actors, Resource units and Resource system). Variables within each dimension were weighed to a cumulative score of one. High scores (> 0.50) for Governance system occurred where communities had fisheries management rules and good knowledge of fishing gear regulations. High scores for Actors were evident in communities with few migrant fishers and high participation in village savings and loans associations. Elevated scores of the Resource units occurred where fishers targeted a variety of fish taxa. A healthy Resource system was found in communities neighbouring highly productive and resilient reefs, characterised by high fish biomass and diversity. The status of social and ecological conditions coupled with initial levels of project support and quality of technical support were linked with project achievements. Application of the SESF is therefore valuable in understanding interdependent linkages between social and environmental conditions to inform the design of localised management interventions for social–ecological sustainability. Full article

Conflict and environmental degradation in the Democratic Republic of the Congo are interrelated and complex. The authors conducted a case study of a community-based environmental restoration project in Eastern Congo and provide early results which suggest a link between community environmental action and multidimensional outcomes such as peace and reconciliation. The project examined in this study is based on a framework (Theory of Change) which networks communities through autonomous savings groups, churches, mosques, schools, and a community leadership network with the goal of catalyzing sustainable farming, reforestation, and community forest management. The primary project input was training, and the resulting voluntary community action included tree planting and the management of common forest areas. A mixed-methods approach was used to evaluate project results comparing two watersheds, and included a difference in differences analysis, participatory workshops, remote sensing analysis, and community activity reports. Positive change was observed in the treatment watershed in terms of ecosystem health and household economic condition. Results suggest a possible influence on peace conditions which, while fragile, offers hope for continued restorative action by communities. This study provides evidence that a community-based approach to environmental restoration may have a positive influence on multidimensional issues such as forests, watershed health, economic well-being, and peace. Full article