Rigorous peer-reviews are the basis of high-quality academic publishing. Due to the great efforts of our reviewers, Journal of Risk and Financial Management (JRFM) was able to maintain its standards for the high quality of its published papers. Thanks to the contribution of our reviewers, in 2021, the median time to first decision was 17 days, and the median time to publication was 43 days. The editors would like to extend their gratitude and recognition to the following reviewers for their precious time and dedication, regardless of whether the papers they reviewed were finally published:
| Ada M. Pérez-Pico | Kristina Matuzeviciute |
| Adalgiso Amendola | Kristina Rudžionienė |
| Adam Głogowski | Krzysztof Beck |
| Adam Krystian Wiśniewski | Krzysztof Kil |
| Adam Marszk | Krzysztof Kluza |
| Adil El Fakir | Krzysztof Krukowski |
| Adina Criste | Krzysztof Malik |
| Adrian Cantemir Calin | Lanlan (Lacey) Chu |
| Adriana Burlea-Schiopoiu | László Németh |
| Adriana Grigorescu | László Vasa |
| Adriana Tudor | Laura Cismas |
| Adugna Lemi | Laura Raisa Miloş |
| Afsin Sahin | Lee Smales |
| Agnieszka Bojanowska | Lei Zhang |
| Agnieszka Głodowska | Lentner Csaba Lentner Csaba |
| Ahmad Reshad Osmani | Leo H. Chan |
| Akash Dania | Leon Li |
| Alberto Romero-Ania | Leopoldo Sdino |
| Albina Orlando | Leszek Czerwonka |
| Aleksandra Burgiel | Leszek Dziawgo |
| Aleksandra Nocoń | Levente Bakos |
| Aleksandra Wójcicka-Wójtowicz | Leyla A. Gamidullaeva |
| Aleksy Kwilinski | Ligita Šimanskienė |
| Alessandra Amendola | Liliana Feleagă |
| Alessandra Ortolano | Lim Kian Guan |
| Alessandro Gennaro | Linus Mabughi Nyiwul |
| Alessandro Sapienza | Long Q. Trinh |
| Alessio Cardaci | Louis De Koker |
| Alessio Faccia | Luca Salvati |
| Alex Maynard | Lucia Svabova |
| Alexandra Horobet | Lucian Belascu |
| Alfredo Coelho | Lucy Ackert |
| Alfredo Jiménez | Luigi Aldieri |
| Ali Nejadmalayeri | Luigi Dolores |
| Alin Artene | Luís Lima Santos |
| Alina Filip | Luisa Bosetti |
| Alvaro Lopes Dias | Łukasz Kurowski |
| Ana Belén Alonso-Conde | Łukasz Satoła |
| Ana Belen Tulcanaza Prieto | Luminița Ionescu |
| Ana Gómez-Tafalla | Luminita Nicolescu |
| Ana Isabel Morais | Madalina Ecaterina Popescu |
| Anca Antoaneta Vărzaru | Magdalena Mądra-Sawicka |
| Anca-Gabriela Turtureanu | Magdalena Osińska |
| Andrea Signori | Magdalena Raftowicz |
| Andrea Volpi | Magdalena Wójcik-Jurkiewicz |
| Andreas Rokopanos | Mahfuzur Rahman |
| Andreea Stoian | Majid Haghani Rizi |
| Andrew Prevost | Małgorzata Iwanicz-Drozdowska |
| Andrzej Cieslik | Małgorzata Markowska |
| Andrzej Cwynar | Małgorzata Snarska |
| Andrzej Geise | Manuela Pedio |
| Andrzej Pacana | Manuela Tvaronavičienė |
| Andrzej Torój | Mara Madaleno |
| Ángel Martínez-Sánchez | Marcel Kordoš |
| Angel Zhong | Marcelo Cajias |
| Ángeles Cebrián-Hernández | Marcin Olkiewicz |
| Anica Hunjet | Marcin Relich |
| Anna Adamus-Matuszyńska | Marcin Wa̧torek |
| Anna Bara | Marco Papa |
| Anna Barwińska-Małajowicz | Marek Maciejewski |
| Anna Borucka | Maria Cipollina |
| Anna Dewalska-Opitek | María de la Cruz Del Río-Rama |
| Anna Maria Fiori | Maria do Céu Gaspar Alves |
| Anna Savtsova | Maria Elena Bontempi |
| Anna Siekelová | Maria Elisabete Neves |
| Anthony Strittmatter | Maria Gratiela Ianos |
| Antonia Iannuzzi | Maria Rosa Trovato |
| Antonietta Cosentino | Maria Rosaria Guarini |
| António Carrizo Moreira | María Teresa Corzo Santamaría |
| Antonio Corvino | María-Celia López-Penabad |
| Antonio Luis Moreno-Albarracín | Marian Catalin Voica |
| Antonio Naimoli | Mariana Bunea |
| Anuli Njoku | Mariana Petrova |
| Armand Kasztelan | Mariano Méndez-Suárez |
| Armando Aliu | Marie Mikušová |
| Arnaldo Coelho | Marina Vasiljeva |
| Arshad Javed | Mário Nuno Mata |
| Athanasios P. Fassas | Marius-Cristian Milos |
| Athos Trecroci | Mariusz Urbanski |
| Aura Emanuela Domil | Marjeta Marolt |
| Azeem Qureshi | Mark Harris |
| Babu George | Mark Potter |
| Badar Nadeem Ashraf | Marta Gross |
| Bahram Adrangi | Martin Thomas Falk |
| Barbara Siuta-Tokarska | Martin Wallmeier |
| Bartosz Łamasz | Martina Bosone |
| Bartosz Sawik | Martínez Ascensión Barroso |
| Batrancea Ioan | Massimiliano Caporin |
| Beata Bieszk-Stolorz | Massomeh Hajilee |
| Belén Nieto | Mateusz Rozmiarek |
| Besma Hkiri | Mateusz Tomal |
| Błażej Prusak | Maurizio La Rocca |
| Bogdan Andrei Dumitrescu | Maurizio Polato |
| Bongsuk Sung | Maw Maw Tun |
| Boško Damjanović | Md. Abdul Kaium Masud |
| Bozena Pera | Md Akhtaruzzaman |
| Bruce Morley | Meelis Kitsing |
| Camelia Botezan | Mehdi Salimi |
| Camelia Daniela Hategan | Mehmet Akif Demircioglu |
| Camelia Delcea | Mehmet Onder |
| Camelia Oprean-Stan | Melinda Timea Fülöp |
| Canio Forliano | Michael Grabinski |
| Carles Manera | Michael Kouritzin |
| Carlo Drago | Michael Plouffe |
| Carlos Sampaio | Michael Polemis |
| Carmen Gil De Arriba | Michaela Rankin |
| Carmen Nadia Ciocoiu | Michał Buszko |
| Carmen-Gabriela Sirbu | Michal Lukáč |
| Castro Tomás del Barrio | Michal Pesta |
| Catalina Soriana Sitnikov | Michał Stasiak |
| Catarina Proença | Michal Varmus |
| Cecília Szigeti | Michele Leonardo Bianchi |
| Chandra Dhakal | Michele Rubino |
| Chang-Hyun Jin | Mihaela Brindusa Tudose |
| Chao Wang | Mihaela Mocanu |
| Chih-Ming Hsu | Mihaela Simionescu |
| Chin Yi Fang | Mihai Alexandru Botezatu |
| Chinmay Jain | Mihai Carp |
| Christian Wolff | Mike Tsionas |
| Christoph Frei | Milos Birtus |
| Christoph Kley | Miloš Hitka |
| Christopher Hartwell | Ming-Lang Tseng |
| Christos Floros | Miranda Kitterlin-Lynch |
| Chun-chang Lee | Mircea Rus |
| Chyan-Long Jan | Mirela Cristea |
| Clare Thornley | Mirjana Čižmešija |
| Cláudia Maria Ferreira Pereira | Mirjana Pejić Bach |
| Claudia Ogrean | Mirko Perano |
| Claudia Tuclea | Miruna Mazurencu-Marinescu-Pele |
| Claudio Fontana | Mirzosaid Sultonov |
| Claudiu Cicea | Mogens Steffensen |
| Codruta Mare | Mohamed H. Elmagrhi |
| Concetto Paolo Vinci | Mohammad Jafari |
| Constantin-Marius Apostoaie | Mohammad Naser Sabet Jahromi |
| Corina Ioanăș | Mohammad Newaz |
| Cristian Păun | Moinak Maiti |
| Cristina Boţa-Avram | Mondher Bellalah |
| Cristina López | Monica Achim |
| Cristina Raluca Gh. Popescu | Mónica Villanueva-Villar |
| Cristina Zeldea | Monika Hadaś-Dyduch |
| Cristinel Petrisor Constantin | Monika Klimontowicz |
| Dag Øivind Madsen | Monika Wieczorek-Kosmala |
| Daiva Jureviciene | Montserrat Boronat Navarro |
| Dami Moon | Moon Nguyen |
| Dancho Petrov | Mosavi Amir |
| Dan-Cristian Dabija | Mostafa Saidur Rahim Khan |
| Daniel Cash | Nadežda Jankelová |
| Daniel Chai | Nafeesa Yunus |
| Daniel Pele | Nahanga Verter |
| Daniela Cialfi | Natalia Gusmerotti |
| Daniela Momete | Natalia Nehrebecka |
| David Vidal-Tomás | Natalia Vatolkina |
| David Xiang | Natig Qadim-Oglu Hajiyev |
| Davide Calandra | Nazif Durmaz |
| Davud Rostam-Afschar | Nicholas Pleace |
| Deepa Bannigidadmath | Nicola Raimo |
| Deimantė Teresienė | Nicolas Cachanosky |
| Diana Foris | Nicoleta Bărbuţă-Mişu |
| Dimitrios G. Konstantinides | Nicolini Marcella |
| Dimitrios Koutmos | Nicu Sprincean |
| Dimitrios Paparas | Nijolė Maknickienė |
| Dimitrios Zormpas | Nikita Moiseev |
| Dinesh Gajurel | Nikola Gradojevic |
| Dmitri Vinogradov | Nikos Fatouros |
| Dmitriy Aleksandrovich Martyushev | Nina Drejerska |
| Dobrotă Gabriela | Ninel Nesheva-Kiosseva |
| Domicián Máté | Noelia Romero-Castro |
| Dominika Siwiec | Nuno Crespo |
| Don Pagach | Oh Kang Kwon |
| Dooruj Rambaccussing | Oleg Badunenko |
| Dorin Maier | Oleksandr Melnychenko |
| Dorota Żebrowska-Suchodolska | Oliver Lukason |
| Douglas Cumming | Omer Unsal |
| Douglas J. Lamdin | Otilia-Roxana Oprea |
| Doureige Jurdi | Özgür Arslan-Ayaydin |
| Dragana Radicic | P. P. Krishnapriya |
| Duminda Kuruppuarachchi | Panagiotis Isigonis |
| E. M. Ekanayake | Panayiotis G. Tzeremes |
| Eddery Lam | Paola Ferretti |
| Edoardo Beretta | Paolo Biancone |
| Eduard Babkin | Paolo Dini |
| Eduard Cristobal-Fransi | Paolo Pagnottoni |
| Edward Tower | Paolo Rosasco |
| Edward Yiu | Paresh Kumar Narayan |
| Edyta Kardas | Pasquale Marcello Falcone |
| Efi Tsiskari | Paula Pypłacz |
| Efrat Shust | Pauliina Ilmonen |
| Egle Stonkute | Paulo Ferreira |
| Ekaterina Orlova | Paulo J. Pereira |
| Elena Rivo-López | Paulo Rodrigues |
| Elena Širá | Pavel Ceniga |
| Eli Bartov | Pavle Jakovac |
| Elisabete Félix | Paweł Niedziółka |
| Elisabetta Barone | Paweł Piotrowski |
| Elizabeth More | Paweł Smaga |
| Elvira Nica | Pawoumodom Takouda |
| Elzbieta Broniewicz | Pedro A. Martin Cervantes |
| Emilia Grzegorzewska | Pedro Díaz-Simal |
| Emilia Herman | Pep Lluís De La Rosa |
| Emiliano Sironi | Peter Adamko |
| Emilio Gómez-Déniz | Peter Hieber |
| Enrico Battisti | Peter Jan Engelen |
| Eric Cheung | Peter Konhäusner |
| Eryk Kosinski | Peter Krištofík |
| Esteban Cruz Hidalgo | Peter Markovič |
| Estefanía Mourelle | Peter Novoszath |
| Eulália Santos | Peter Omondi-Ochieng |
| Eunjung Hyun | Peter Verhoeven |
| Eva Liljeblom | Petra Jílková |
| Fadi Alkaraan | Petre Brezeanu |
| Federica Demaria | Petre Caraiani |
| Federica Murmura | Petri Böckerman |
| Federico Chmet | Pierangelo de Pace |
| Fei Gao | Pierpaolo Marano |
| Feng Yao | Pilar Gago-de Santos |
| Ferda Halicioglu | Piotr Stanek |
| Fernando García | Piotr Staszkiewicz |
| Filippo Corsini | Przemysław Garsztka |
| Florina Virlanuta | Purba Mukerji |
| Foteini Kyriazi | Qian Chen |
| Francesca Fallucchi | Radka MacGregor Pelikánová |
| Francesca Gennari | Radka Vaníčková |
| Francesco De Masi | Radosław Gaca |
| Francisca Jiménez-Jiménez | Radosław Wolniak |
| Francisco Guijarro Martínez | Radu Lupu |
| Francisco Jareño | Rafael Ravina-Ripoll |
| Frank Lefley | Rafał Balina |
| František Pollák | Rafal Siedlecki |
| Fred E. Huibers | Rajani Singh |
| Friederike Paetz | Ramona Birau |
| Gabor Soos | Ramona Orastean |
| Gal Wettstein | Randall Holcombe |
| Geeta Duppati | Rareș Hurghiș |
| Geoffrey Ngene | Rashid Ameer |
| George Lazaroiu | Remedios Lopez-Liria |
| George Soklis | Renata Paksiova |
| George Tsetsekos | Reza Kiani Mavi |
| George Tzougas | Reza Tajaddini |
| Germania Vayas-Ortega | Ricardo Aguasca-Colomo |
| Gheorghe Epuran | Ricardo Francisco Reier Forradellas |
| Gheorghe H. Popescu | Ricardo Loborda |
| Gheorghe N. Popescu | Ricardo Rodrigues |
| Gianluca Mattarocci | Riccardo Torelli |
| Gil Cohen | Richard Burdekin |
| Gina Ionela Butnaru | Richard J. Kish |
| Giovanni Papiro | Richard Luger |
| Giulio Fusco | Rita Cannas |
| Gonzalo Díaz-Meneses | Rita Yi Man Li |
| Goran Buturac | Robert Brooks |
| Gregory W. Brown | Robert Dankiewicz |
| Greta Keliuotytė-Staniulėnienė | Robert M. Kunst |
| Grzegorz Mentel | Robert Van Order |
| Grzegorz Michalski | Roberto Cerchione |
| Grzegorz Zimon | Roberto Moro Visconti |
| Gulasekaran Rajaguru | Roberto S. Santos |
| Gurupdesh Pandher | Roberto Savona |
| Gwenaël Piaser | Robiyanto Robiyanto |
| Gye-Soo Kim | Rocío Rodríguez-Rivero |
| Hailiang Yang | Rocío Yñiguez |
| Haipeng Xing | Rohail Hassan |
| Haitham Nobanee | Roman Kroufek |
| Halit Gonenc | Romana Rupeika-Apoga |
| Hammad Siddiqi | Ron Berndsen |
| Hanna Górska-Warsewicz | Rosa Maria Fanelli |
| Hanns de la Fuente-Mella | Rosa Portela Forte |
| Hannu Laurila | Rossella Agliardi |
| Hans-Eggert Reimers | Rui Pedro Brito |
| Hardik Marfatia | Ruilin Tian |
| Hassan Butt | Ryan Davies |
| Heesup Han | Ryo Okui |
| Helder Sebastião | Sabina Hodžić |
| Helen Anderson | Sabrina Tabares |
| Helena Fidlerova | Samir Dani |
| Helena Navas | Sang-hoon Kang |
| Helga Maškarin Ribarić | Sanja Franc |
| Hervé Ménard | Sanja Seljan |
| Hideaki Sakawa | Sanjoy Kumar Paul |
| Himchan Jeong | Sebastian Schlütter |
| Hiroyuki Taguchi | Sebastian Tomczak |
| Hisashi Masuda | Sebastiano Mazzù |
| Hong-Yi Chen | Seema Narayan |
| Hugo Sarmento | Sercan Demiralay |
| Hui-Pei Cheng | Sergio Focardi |
| Husam Rjoub | Shahzadah Nayyar Jehan |
| Hyoung-Goo Kang | Sherzod N. Tashpulatov |
| Ida Claudia Panetta | Shigeyuki Hamori |
| Ieva Meidute-Kavaliauskiene | Shuichi Ishida |
| Inmaculada Buendía Martínez | Silvia Puiu |
| Ioan Batrancea | Sima Siami-Namini |
| Ionel Bostan | Simon Firestone |
| Iqbal Owadally | Simona Činčalová |
| Irena Jindrichovska | Simone Pizzi |
| Irina Bilan | Siniša Bogdan |
| Irina Severin | Sofia Gomes |
| Isabel-María Garcia‐Sanchez | Sofoklis Vogiazas |
| Iulia Lupu | Sol García-Germán |
| Iuliana Georgescu | Sorin Anton |
| Iustina Alina Boitan | Sorin Burlacu |
| Ivanka Vasenska | Sorinel Căpușneanu |
| Iwa Kuchciak | Spyros Niavis |
| Iwona Markowicz | Stanislaus Maier-Paape |
| Jacek Jaworski | Stanislav Klazar |
| Jacob Arie Jordaan | Ştefan Cristian Gherghina |
| Jaehwan Park | Stefania Cristina Curea |
| Jaeyoung Kim | Stefano Landi |
| Jaime Marquez | Stefano Lucarelli |
| Jairo León-Quismondo | SungMan Yoon |
| Jakub Horák | Susana Álvarez-Otero |
| Jakub Keller | Suzana Demyen |
| Jakub Kubiczek | Svetlana Drobyazko |
| Jan Lansky | Svetlozar T. Rachev |
| Jan Sucháček | Sylwia Kruk |
| Jana Majerova | Szymon Stereńczak |
| Jarosław Kaczmarek | Tachia Chin |
| Jarosław Nazarczuk | Takao Fujiwara |
| Jasna Potočnik Topler | Tamás Kristóf |
| Jean Louis Bago | Tamás Mizik |
| Jean-Philippe Aguilar | Tapan Senapati |
| Jelena Titko | Tat Dat Bui |
| Jeong Hwan Lee | Tatiana Dănescu |
| Jerry Ellig | Thanh Ngo |
| Jéssica Nunes Martins | Theodore Panagiotidis |
| Jianfu Shen | Thomas F. Huertas |
| Jing Claire Li | Thomas Hanson |
| Jingchen Zhao | Thomas Kopp |
| Jinsoo Kim | Tiago Gonçalves |
| Jiří Neubauer | Tihana Koprivnjak |
| Joana Costa | Tihana Škrinjarić |
| Joanna Olbryś | Till Talaulicar |
| Joanna Stawska | Toan Luu Duc Huynh |
| João Carlos Correia Leitão | Tomas Kliestik |
| João Leitão | Tomas Krulicky |
| João Reis | Tomasz Rokicki |
| Joaquín López-Pascual | Traian A. Pirvu |
| John Bartkowski | Trung Nguyen |
| Jong-Min Kim | Tullio Jappelli |
| Jorge García-Unanue | Usama Awan |
| José Álvarez García | Vadim S. Tynchenko |
| José Augusto Simões | Valentin Marian Antohi |
| José Gomes Dos Santos | Valentina Diana Rusu |
| Jose Lopez | Valentina Mantulenko |
| Jose Luis Vázquez Burguete | Valentina Rusu |
| Jose M. Brotons | Vasileios Logothetis |
| Jose Manuel Santos-Jaen | Victor Dragota |
| José Ramón Cardona | Victor Tiberius |
| Jože Benčina | Vijay Kumar |
| József Poór | Viljar Veebel |
| Juan Antonio Jimber del Río | Vincenzo Candila |
| Julien Chevallier | Viorica Chirila |
| Jun H. Choi | Vita Jagrič |
| Junjian Gu | Vsevolod V. Konstantinov |
| Juraj Cug | Wadim Strielkowski |
| Juraj Kolenčík | Wei Du |
| Jurgita Antuchevičienė | Weisheng Chiu |
| Justyna Brzezicka | Weng-Kun Liu |
| K. Thomas Liaw | Wen-Hsien Tsai |
| Kaiji Motegi | Wen-Kuo Chen |
| Karel Malec | Wilhelm Robert Grosz |
| Karolina Puławska | William L. Weber |
| Katarina Michalikova | Włodzimierz Szkutnik |
| Katarina Zvarikova | Woo Kai Yin |
| Katarzyna Boratyńska | Xiaofei Li |
| Katarzyna Czech | Xiao-Guang Yue |
| Katarzyna Klimkiewicz | Xin He |
| Katarzyna Kocur-Bera | Xin Huang |
| Katarzyna Smędzik-Ambroży | Xuan (Shelly) Shen |
| Kateřina Krzikallová | Yaiza López-Sánchez |
| Kei Nakagawa | Yang Hu |
| Kelvin Leong | Yanlin Shi |
| Kentaka Aruga | Yi-Hsien Wang |
| Kershen Huang | Yir-Hueih Luh |
| Kevin Dow | Yi-Tui Chen |
| Khaldoon Albitar | Yoritaka Iwata |
| Khaled Hussainey | Young Shin Aaron Kim |
| Khanh Hoang | Yuanji Wen |
| Khine Kyaw | Yuanshun Li |
| Khouzeima Moutanabbir | Yukichika Kawata |
| Kirkby Justin Lars | Yu-Ming Fei |
| Klára Čermáková | Yung-Fu Huang |
| Knut Anton Mork | Zbigniew Korzeb |
| Konstantinos Syriopoulos | Zbigniew Makieła |
| Konstantinos Vergos | Zofia Gródek-Szostak |
| Kornelia Batko | Zsuzsanna Szabo |
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