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Article

Private Insurance and Mental Health among Older Adults with Multiple Chronic Conditions: A Longitudinal Analysis by Race and Ethnicity

Sol Price School of Public Policy, University of Southern California (USC), Los Angeles, CA 90007, USA
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Academic Editors: Ronica N. Rooks, Cassandra D. Ford and Arlesia L. Mathis
Int. J. Environ. Res. Public Health 2021, 18(5), 2615; https://doi.org/10.3390/ijerph18052615
Received: 15 February 2021 / Revised: 24 February 2021 / Accepted: 2 March 2021 / Published: 5 March 2021
Older adults with multiple chronic conditions have a higher risk than those without multiple conditions of developing a mental health condition. Individuals with both physical and mental conditions face many substantial burdens. Many such individuals also belong to racial and ethnic minority groups. Private insurance coverage can reduce the risks of developing mental illnesses by increasing healthcare utilization and reducing psychological stress related to financial hardship. This study examines the association between private insurance and mental health (i.e., depressive symptoms and cognitive impairment) among older adults in the United States with multiple chronic conditions by race and ethnicity. We apply a multivariate logistic model with individual fixed-effects to 12 waves of the Health and Retirement Study. Among adults with multiple chronic conditions in late middle age nearing entry to Medicare and of all racial and ethnic groups, those without private insurance have a stronger probability of having depressive symptoms. Private insurance and Medicare can mediate the risk of cognitive impairment among non-Hispanic Whites with multiple chronic conditions and among Blacks regardless of the number of chronic conditions. Our study has implications for policies aiming to reduce disparities among individuals coping with multiple chronic conditions. View Full-Text
Keywords: multiple chronic conditions; mental health; cognitive health; health insurance; race disparity multiple chronic conditions; mental health; cognitive health; health insurance; race disparity
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MDPI and ACS Style

Jun, H.; Aguila, E. Private Insurance and Mental Health among Older Adults with Multiple Chronic Conditions: A Longitudinal Analysis by Race and Ethnicity. Int. J. Environ. Res. Public Health 2021, 18, 2615. https://doi.org/10.3390/ijerph18052615

AMA Style

Jun H, Aguila E. Private Insurance and Mental Health among Older Adults with Multiple Chronic Conditions: A Longitudinal Analysis by Race and Ethnicity. International Journal of Environmental Research and Public Health. 2021; 18(5):2615. https://doi.org/10.3390/ijerph18052615

Chicago/Turabian Style

Jun, Hankyung, and Emma Aguila. 2021. "Private Insurance and Mental Health among Older Adults with Multiple Chronic Conditions: A Longitudinal Analysis by Race and Ethnicity" International Journal of Environmental Research and Public Health 18, no. 5: 2615. https://doi.org/10.3390/ijerph18052615

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