InsurTech and FinTech Innovations: Transforming Risk Management and Governance in the Digital Era
A special issue of International Journal of Financial Studies (ISSN 2227-7072).
Deadline for manuscript submissions: 31 December 2025 | Viewed by 243
Special Issue Editors
Interests: FinTech; digital transformation; digital finance and digital Islamic finance; digital technologies (artificial intelligence and big data); blockchain and cryptoassets, cybersecurity governance and disclosure in FinTech; corporate governance
Interests: corporate narrative reporting; international financial reporting standards (IFRS); Accounting and Auditing Organization for Islamic Financial Institutions (AAOIFI); extensible business reporting language (XBRL); market-based accounting research; auditing, corporate governance; earnings management; corporate investment efficiency; corporate finance; Islamic accounting and finance
Special Issues, Collections and Topics in MDPI journals
Special Issue Information
Dear Colleagues,
The digital revolution has significantly transformed the financial and insurance industries, with Financial Technology (FinTech) and Insurance Technology (InsurTech) introducing groundbreaking innovations in risk management, regulatory compliance, and governance frameworks. The adoption of artificial intelligence (AI), blockchain, predictive analytics, RegTech, and cybersecurity solutions has redefined financial decision-making, fraud detection, and market transparency, fundamentally reshaping how financial institutions and insurers assess, mitigate, and manage risks.
While these technologies offer unprecedented opportunities for efficiency and innovation, several critical research gaps remain. The long-term implications of AI-driven predictive analytics, blockchain-based smart contracts, cybersecurity risk governance, and big data modeling on financial stability, insurance risk assessment, and regulatory supervision require further investigation. Additionally, the emergence of decentralized finance (DeFi) and digital insurance solutions is raising new challenges related to policyholder protection, insurer solvency, and risk modeling accuracy.
This Special Issue seeks to advance scholarly discussions on how InsurTech and FinTech innovations are transforming traditional risk management and financial governance models. We invite high-quality contributions that examine theoretical advancements, empirical analyses, and industry case studies on topics including, but not limited to, the following:
- The role of AI and machine learning in predictive risk assessment, fraud detection, and claims automation
- Blockchain-based smart contracts and their impact on financial security, transparency, and insurance settlements
- Cybersecurity governance and risk mitigation strategies in FinTech and InsurTech ecosystems
- The integration of RegTech in regulatory compliance and financial/insurance supervision
- Big data and predictive analytics in consumer behavior, insurance pricing, and financial risk modeling
- Digital transformation in financial institutions and insurers and its implications for stability and resilience
- The rise of decentralized finance (DeFi) and digital insurance (DeFi–Insurance) and their impact on traditional risk pooling models
By addressing these critical areas, this Special Issue aims to bridge existing research gaps and contribute to a deeper understanding of how technological innovations are shaping risk governance, regulatory oversight, and financial sustainability in the digital age. The insights generated will be invaluable for policymakers, regulators, industry practitioners, and academic researchers looking to enhance financial and insurance risk governance.
We invite scholars, industry experts, and researchers to submit original and impactful manuscripts that offer novel theoretical perspectives, rigorous empirical findings, and innovative methodologies.
Dr. Maha Shehadeh
Prof. Dr. Khaled Hussainey
Guest Editors
Keywords
- Financial Technology (FinTech)
- Insurance Technology (InsurTech)
- Risk Management
- Regulatory Compliance (RegTech)
- Smart Contracts and Blockchain
- Artificial Intelligence in Risk Prediction
- Cybersecurity in Financial Services
- Predictive Analytics and Big Data
- Decentralized Finance (DeFi)
- Digital Transformation in Financial Services
- Digital Insurance Models (DeFi–Insurance)
- Insurance Risk Mitigation Strategies
Benefits of Publishing in a Special Issue
- Ease of navigation: Grouping papers by topic helps scholars navigate broad scope journals more efficiently.
- Greater discoverability: Special Issues support the reach and impact of scientific research. Articles in Special Issues are more discoverable and cited more frequently.
- Expansion of research network: Special Issues facilitate connections among authors, fostering scientific collaborations.
- External promotion: Articles in Special Issues are often promoted through the journal's social media, increasing their visibility.
- e-Book format: Special Issues with more than 10 articles can be published as dedicated e-books, ensuring wide and rapid dissemination.
Further information on MDPI's Special Issue policies can be found here.
