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Int. J. Financial Stud. 2018, 6(2), 59; https://doi.org/10.3390/ijfs6020059

Lifting the Lid on Financial Inclusion: Evidence from Emerging Economies

Plymouth Business School, University of Plymouth, Drake Circus, Plymouth, Devon PL4 8AA, UK
Received: 6 January 2018 / Revised: 26 April 2018 / Accepted: 14 June 2018 / Published: 20 June 2018
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Abstract

Financial inclusion has become a subject of growing interest for academics, professionals, and policy-makers in recent times. Researchers stress the importance of financial inclusion and highlight the significant role of financial institutions, such as banks, in promoting financial inclusion. Therefore, it is imperative to analyse the role and commitment of banks in promoting financial inclusion, especially those financial institutions (i.e., Islamic banks) which came into existence to promote socio-economic justice through redistribution of wealth in society. The study is built on the argument that Islamic banking business model is based on intangible sources i.e., Shari’ah law and such sources are exploited to create value i.e., stability, profitability and financial inclusion. The empirical analysis support the hypothesis that Islamic banks utilize various tangible and non-tangible resources to promote financial inclusion. Hence, Islamic banks are serving as the ultimate source of financial inclusion in the society. View Full-Text
Keywords: financial inclusion; emerging economies; Bangladesh; Pakistan; intellectual capital; qard-al-hassanah; Islamic banking financial inclusion; emerging economies; Bangladesh; Pakistan; intellectual capital; qard-al-hassanah; Islamic banking
This is an open access article distributed under the Creative Commons Attribution License which permits unrestricted use, distribution, and reproduction in any medium, provided the original work is properly cited (CC BY 4.0).
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Nawaz, T. Lifting the Lid on Financial Inclusion: Evidence from Emerging Economies. Int. J. Financial Stud. 2018, 6, 59.

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