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        Journal: Int. J. Financial Stud., 2025
        Volume: 13 
                	Number: 47 
                
        
        Article:
        The Interplay of Financial Safety Nets, Long-Term Goals, and Saving Habits: A Moderated Mediation Study 
        Authors: 
       	by
                    Congrong Ouyang, Mindy Joseph, Yu Zhang and Khurram Naveed        
        Link:
        https://www.mdpi.com/2227-7072/13/1/47
        
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