Savings-Group Improvements Contribute to Sustainable Community-Fisheries Management: A Case Study in Cambodia
Abstract
:1. Introduction
2. Materials and Methods
2.1. Study Sites
2.1.1. Peam Popech Community Fishery
2.1.2. Phlong Community Fishery
2.2. Data Collection and Analysis
3. Results
3.1. The Characteristics of the Community Fisheries
3.1.1. Education
3.1.2. Income and Livelihood Activities
3.1.3. Fish Consumption
3.1.4. Land Use for Agriculture
3.1.5. Status of Fishery Resources and Management
3.2. Savings and Loans
4. Discussion
4.1. Characteristics of Community Fisheries
4.2. Savings Groups and Loans
- Group size: some savings groups failed because there were too few group members. A larger number of group members were found to accumulate larger funds and could more quickly fulfill the demand for giving loans. However, the most suitable size for the group is 15–25 members [38].
- Lending to nonmembers: past experiences of lending to nongroup members gave both a good advantage and high risk. However, it depended on the decision of the group members and the availability of money.
- Rules and procedure: holding regular meetings and more participation in meetings showed a stronger organization. The rules and regulations, such as to have regular meetings and to return loans and deposit money in a timely manner, were implemented to reinforce the activities of the savings group. However, in some cases, punishment would cause tension within the group. Meetings are essential to keep members well-informed, improve communication among members, and to understand the importance of savings for the community.
- Committee or leadership of savings group: Trust and belief is very important in the savings group. The savings and loans must have accurate records and accountability. This is to build trust and belief. It is essential that the leader or committee is good at conflict resolution and has financial or book-keeping skills. Females were found to be good recorders and good leaders of saving groups [17]. Capacity building should be conducted to enhance accounting and book-keeping.
- Available funds: the savings should make funds available, which can be mobilized among group members.
5. Conclusions
Supplementary Materials
Author Contributions
Funding
Acknowledgments
Conflicts of Interest
References
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No. | Indicator | Variable | Peam Popech | Phlong | |
---|---|---|---|---|---|
1. Characteristics of the community fisheries | |||||
1.1. | Community-fisheries members | Total number of community fisheries members (households) | 267 | 209 | |
1.2 | Interviewees | Total number of interviewees (households): 160 households | 77 | 83 | |
1.3 | Sex | Number of interviewees: | |||
Men | 35 (47%) | 48 (59%) | |||
Women | 40 (53%) | 33 (41%) | |||
1.4 | Age (years) | Number of people by age group | |||
15–25 | 3 (3.9%) | 3 (3.7%) | |||
26–35 | 10 (13.0%) | 26 (32.1) | |||
36–45 | 23 (29.9%) | 16 (19.8) | |||
46–55 | 31 (40.3%) | 20 (24.7) | |||
56–65 | 8 (10.4%) | 12 (14.8) | |||
66–75 | 1 (1.3%) | 4 (4.9%) | |||
76–85 | 1 (1.3%) | 0 (0%) | |||
1.5 | Education | Education level of the interviewees | |||
No education | 6 (7.8%) | 13 (16.7%) | |||
Not finished primary school | 43 (55.8%) | 40 (51.3%) | |||
Finished primary school | 14 (18.2%) | 12 (15.4%) | |||
Finished junior high school | 13 (16.9%) | 13 (16.7%) | |||
Finished senior high school | 1 (1.3%) | 0 (0%) | |||
1.6 | Household income from fishing in dry season | Number of households getting income from fishing | |||
No income from fishing | 19 (26%) | 16 (19.3%) | |||
0–30% | 45 (61.6%) | 45 (54.2%) | |||
30–70% | 9 (12.3%) | 21 (25.3%) | |||
70% up | 0 (0%) | 1 (1.2%) | |||
1.7 | Household income from fishing in wet season | Number of households getting income from fishing | |||
No income from fishing | 18 (24.7%) | 16 (19.3%) | |||
0–30% | 45 (61.6%) | 40 (48.2%) | |||
30–70% | 9 (12.3%) | 24 (28.9%) | |||
70% up | 1 (1.4%) | 3 (3.6%) | |||
1.8 | Livelihood activities in wet season | Number of households that received income from different livelihood activities in wet season | |||
Rice farming | 63 (29.4%) | 64 (30.5%) | |||
Crops | 41 (19.2%) | 17 (8.1%) | |||
Factory worker | 10 (4.7%) | 10 (4.8%) | |||
Construction worker | 9 (4.2%) | 10 (4.8%) | |||
Fish trade | 16 (7.5%) | 20 (9.5%) | |||
Fish processing | 12 (5.6%) | 15 (7.1%) | |||
Fishing gear making | 0 (0%) | 0 (0%) | |||
Livestock | 41 (19.2%) | 51 (24.3%) | |||
Other | 23 (10.7%) | 23 (11.0%) | |||
1.9 | Livelihood activities in dry season | Number of households that received income from different livelihood activities in dry season | |||
Rice farming | 9 (6.4%) | 9 (6.3%) | |||
Crops | 10 (7.1%) | 4 (2.8%) | |||
Factory worker | 8 (5.7%) | 8 (5.6%) | |||
Construction worker | 12 (8.5%) | 12 (8.3%) | |||
Fish trade | 17 (12.1%) | 21 (14.6%) | |||
Fish processing | 11 (7.8%) | 13 (9%) | |||
Fishing gear making | 5 (3.5%) | 0 (0%) | |||
Livestock | 35 (24.8%) | 48 (33%) | |||
Other | 34 (24.1%) | 29 (20.1%) | |||
1.10 | Occupation in dry season | Number of occupations per household in dry season | |||
0 occupation | 4 (5.2%) | 7 (8.4%) | |||
1 occupation | 27 (35.1%) | 33 (39.8%) | |||
2 occupations | 29 (37.7%) | 25 (30.1%) | |||
3 occupations | 12 (15.6%) | 12 (14.5%) | |||
4 occupations | 5 (6.5%) | 5 (6.0%) | |||
5 occupations | 0 (0%) | 1 (1.2%) | |||
1.11 | Occupation in wet season | Number of occupations per household in wet season | |||
0 occupation | 0 (0%) | 1 (1.2%) | |||
1 occupation | 4 (5.2%) | 10 (12.0%) | |||
2 occupations | 30 (39.0%) | 30 (36.1%) | |||
3 occupations | 26 (33.8%) | 30 (36.1%) | |||
4 occupations | 12 (15.6%) | 9 (10.8%) | |||
5 occupations | 4 (5.2%) | 2 (2.4%) | |||
6 occupations | 1 (1.3%) | 1 (1.2%) | |||
1.12 | Fish consumption in dry season | Number of households that reported different weekly consumption levels of fish in dry season | |||
Not consumed | 1 (1.3%) | 1 (1.2%) | |||
Less than 3 days | 1 (1.3%) | 3 (3.7%) | |||
3–5 days | 40 (53.3%) | 44 (54.3%) | |||
Everyday | 33(44.0%) | 33 (40.7%) | |||
1.13 | Fish consumption in wet season | Number of households that reported different weekly consumption levels of fish in wet season | |||
Not consumed | 0 (0%) | 2 (2.4%) | |||
Less than 3 days | 5 (6.5%) | 2 (2.4%) | |||
3–5 days | 32 (41.6%) | 33 (39.8%) | |||
Everyday | 40 (51.9%) | 46 (55.4%) | |||
1.14 | Household assets | Size of owned farmland (ha) * | |||
0–0.5 | 3 (4.2%) | 21 (32.8%) | |||
0.5–1 | 13 (18.3%) | 7 (10.9%) | |||
1–1.5 | 32 (45.1%) | 10 (15.6%) | |||
1.5–2 | 9 (12.7%) | 5 (7.8%) | |||
2–2.5 | 10 (14.1%) | 8 (12.5%) | |||
3–3.5 | 4 (5.6%) | 9 (14.1%) | |||
4–4.5 | 0 (0%) | 2 (3.1%) | |||
4.5–5 | 0 (0%) | 2 (3.1%) | |||
1.15 | Size of owned cropland (ha) | ||||
0–0.5 | 6 (12.5%) | 1 (5.3%) | |||
0.5–1 | 13 (27.1%) | 5 (26.3%) | |||
1–1.5 | 18 (37.5%) | 10 (52.6%) | |||
1.5–2 | 2 (4.2%) | 1 (5.3%) | |||
2–2.5 | 6 (12.5%) | 1 (5.3%) | |||
2.5–3 | 1 (2.1%) | 1 (5.3%) | |||
3–3.5 | 1 (2.1%) | 0 (0%) | |||
3.5–4 | 1 (2.1%) | 0 (0%) | |||
2. Status of fishery resources and management | |||||
2.1 | Status of fisheries resources | Status of black fish abundance compared to the past 10 years * | |||
Serious decline | 37 (48.1%) | 38 (45.8%) | |||
Small decline | 22 (28.6%) | 40 (48.2%) | |||
Remain stable | 2 (2.6%) | 1 (1.2%) | |||
Small increase | 6 (7.8%) | 1 (1.2%) | |||
High increase | 10 (13.0%) | 3 (3.6%) | |||
2.2 | Status of white fish abundance compared to the past 10 years* | ||||
Serious decline | 36 (46.8%) | 39 (47.0%) | |||
Small decline | 23 (29.9%) | 40 (48.2%) | |||
Remain stable | 1 (1.3%) | 1 (1.2%) | |||
Small increase | 9 (11.7%) | 1 (1.2%) | |||
High increase | 8 (10.4%) | 2 (2.4%) | |||
2.3 | Size of white fish compared to the past 10 years | ||||
Much smaller | 35 (45.5%) | 45 (54.2%) | |||
Smaller | 38 (49.4%) | 33 (39.8%) | |||
Remain similar size | 1 (1.3%) | 4 (4.8%) | |||
A little bigger | 2 (2.6%) | 1 (1.2%) | |||
Much bigger | 1 (1.3%) | 0 (0.0%) | |||
2.4 | Size of black fish compared to the past 10 years * | ||||
Much smaller | 17 (22.4%) | 38 (46.3%) | |||
Smaller | 55 (72.4%) | 38 (46.3%) | |||
Remain similar size | 2 (2.6%) | 5 (6.1%) | |||
A little bigger | 2 (2.6%) | 1 (1.2%) | |||
Much bigger | 0 (0%) | 0 (0%) | |||
2.5 | Engagement in social community | Number of households engaged in an association * | |||
Community fisheries | 70 (90.9%) | 80 (96.4%) | |||
Farming association | 0 (0%) | 2 (2.4%) | |||
Savings group | 42 (54.5%) | 20 (24.1%) | |||
Women’s group | 16 (20.8%) | 9 (10.8%) | |||
Water management community | 12 (15.6%) | 8 (9.6%) | |||
2.6 | Number of households engaged in different number of associations | ||||
Not engaged in any association | 5 (6.5%) | 3 (3.6%) | |||
Engage in 1 association | 24 (31.2%) | 51 (61%) | |||
Engage in 2 associations | 32 (41.6%) | 19 (22.9%) | |||
Engage in 3 associations | 12 (15.6%) | 8 (9.6%) | |||
Engage in 4 associations | 4 (5.2%) | 2 (2.4%) | |||
3. Savings and Loans | |||||
3.1 | Financial status | Concern about getting a loan from a microfinance institution | |||
Agreed fully | 55 (72.4%) | 54 (65.9%) | |||
Agreed somewhat | 3 (3.9%) | 7 (8.5%) | |||
No idea | 4 (5.3%) | 9 (11.0%) | |||
Disagreed somewhat | 1 (1.3%) | 3 (3.7%) | |||
Disagreed completely | 13 (17.1%) | 9 (11.0%) | |||
3.2 | Savings should be available to all community members | ||||
Agreed fully | 25 (33.3%) | 37 (44.6%) | |||
Agreed somewhat | 28 (37.3%) | 30 (36.1%) | |||
No idea | 4 (5.3%) | 2 (2.4%) | |||
Disagreed somewhat | 12 (16%) | 8 (9.6%) | |||
Disagreed completely | 6 (8%) | 6 (7.2%) | |||
3.3 | For the benefit of the community as a whole, not everybody can have equal access to savings | ||||
Agreed fully | 16 (21.3%) | 26 (31.3%) | |||
Agreed somewhat | 34 (45.3%) | 37(44.6%) | |||
No idea | 4 (5.3%) | 6 (7.2%) | |||
Disagreed somewhat | 19 (25.3%) | 9 (10.8%) | |||
Disagreed completely | 2 (2.7%) | 5 (6%) | |||
3.4 | The appropriate distribution of loans should be prioritized over individual relations with community fisheries * | ||||
Agreed fully | 31 (40.8%) | 46 (55.4%) | |||
Agreed somewhat | 24 (31.6%) | 28 (33.7%) | |||
No idea | 3 (3.9%) | 3 (3.6%) | |||
Disagreed somewhat | 17 (22.4%) | 4 (4.8%) | |||
Disagreed completely | 1 (1.3%) | 2 (2.4%) | |||
3.5 | Was the leadership of the savings group strong? * | ||||
Agreed fully | 32 (42.7%) | 33 (40.2%) | |||
Agreed somewhat | 25 (33.3%) | 42 (51.2%) | |||
No idea | 2 (2.7%) | 1 (1.2%) | |||
Disagreed somewhat | 16 (21.3%) | 6 (7.3%) | |||
Disagreed completely | 0 (0%) | 0 (0%) |
No. | Variables | Dry Season vs. Wet Season |
---|---|---|
1 | Number of households getting income from fishing | Peam Popech |
Phlong | ||
2 | Number of households getting income from other livelihood activities | Peam Popech * |
Phlong * |
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Share and Cite
Lieng, S.; Yagi, N.; Mori, A.; Hastings, J.D. Savings-Group Improvements Contribute to Sustainable Community-Fisheries Management: A Case Study in Cambodia. Sustainability 2018, 10, 2905. https://doi.org/10.3390/su10082905
Lieng S, Yagi N, Mori A, Hastings JD. Savings-Group Improvements Contribute to Sustainable Community-Fisheries Management: A Case Study in Cambodia. Sustainability. 2018; 10(8):2905. https://doi.org/10.3390/su10082905
Chicago/Turabian StyleLieng, Sopha, Nobuyuki Yagi, Aimee Mori, and Jay D. Hastings. 2018. "Savings-Group Improvements Contribute to Sustainable Community-Fisheries Management: A Case Study in Cambodia" Sustainability 10, no. 8: 2905. https://doi.org/10.3390/su10082905