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Open AccessArticle

Financial Preparation, Disaster Experience, and Disaster Risk Perception of Rural Households in Earthquake-Stricken Areas: Evidence From the Wenchuan and Lushan Earthquakes in China’s Sichuan Province

by 1,*,†, 2, 3,†, 2, 2, 2 and 2
1
Sichuan Center for Rural Development Research, College of Management of Sichuan Agricultural University, Chengdu 611130, China
2
College of Management of Sichuan Agricultural University, Chengdu 611130, China
3
College of Economics of Sichuan Agricultural University, Chengdu 611130, China
*
Author to whom correspondence should be addressed.
These authors contributed equally to this work and should be considered co-first authors.
Int. J. Environ. Res. Public Health 2019, 16(18), 3345; https://doi.org/10.3390/ijerph16183345
Received: 23 August 2019 / Revised: 6 September 2019 / Accepted: 9 September 2019 / Published: 11 September 2019
(This article belongs to the Special Issue Advances in Hazard, Risk and Disaster Management)
Sichuan is a province in Southwest China that is famous worldwide for its earthquakes. However, few quantitative studies in China have probed the correlations between rural households’ financial preparation, disaster experience, and disaster-risk perception. Using survey data of 327 rural households from four areas stricken by the Wenchuan Earthquake and Lushan Earthquake in Sichuan, the ordinary least square (OLS) method was used to quantitatively explore the correlations between these three factors. The results show that rural households’ total family cash income, asset diversity, and whether rural households can borrow money from relatives and friends whenever there is a catastrophe such as an earthquake are significantly negatively correlated with the probability of disaster occurrence. Asset diversity and whether rural households can borrow money from banks whenever there is a catastrophe such as an earthquake are significantly positively related to the severity of disaster occurrence. The severity of residents’ disaster experience is not significantly correlated with the probability of disaster occurrence, but is significantly positively related to the severity of the disaster. The research results can provide useful enlightenment for the improvement of financial preparedness and disaster risk management for rural households in earthquake-stricken areas. View Full-Text
Keywords: financial preparation; disaster experience; disaster risk perception; earthquake; Sihuan province; rural China financial preparation; disaster experience; disaster risk perception; earthquake; Sihuan province; rural China
MDPI and ACS Style

Xu, D.; Yong, Z.; Deng, X.; Liu, Y.; Huang, K.; Zhou, W.; Ma, Z. Financial Preparation, Disaster Experience, and Disaster Risk Perception of Rural Households in Earthquake-Stricken Areas: Evidence From the Wenchuan and Lushan Earthquakes in China’s Sichuan Province. Int. J. Environ. Res. Public Health 2019, 16, 3345.

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