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Keywords = out-of-pocket cost 3

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16 pages, 571 KiB  
Article
Healthcare Resource Utilization, Economic Burden, and Multi-Level Medical Security System for Individuals with Spinal Muscular Atrophy in Shaanxi Province, China
by Mingyue Zhao, Shengjie Ding, Yuhan Zhao, Chenglong Lin and Yubei Han
Healthcare 2025, 13(4), 428; https://doi.org/10.3390/healthcare13040428 - 17 Feb 2025
Cited by 2 | Viewed by 900
Abstract
Objectives: The objective of this study is to quantify healthcare resource utilization, economic burden, and the multi-level medical security system for Spinal Muscular Atrophy (SMA) patients in Shaanxi Province, China, from a societal perspective using a survey. Methods: This observational study employed [...] Read more.
Objectives: The objective of this study is to quantify healthcare resource utilization, economic burden, and the multi-level medical security system for Spinal Muscular Atrophy (SMA) patients in Shaanxi Province, China, from a societal perspective using a survey. Methods: This observational study employed an online survey with a retrospective cross-sectional design in Shaanxi Province, China. The survey examined various aspects of SMA, including resource utilization, direct and indirect economic burdens, and co-payment mechanisms within a multi-level medical security system. Results: Following the inclusion of nusinersen in the National Reimbursement Drug List (NRDL) in 2022, the treatment rate for SMA patients increased significantly. After risdiplam was added to the NRDL in 2023, its use also saw a marked increase. Treatment costs varied by SMA type: Type 1 incurred the highest costs (RMB 300,000 or USD 41,000), followed by Type 2 (RMB 270,000 or USD 37,000), Type 3 (RMB 200,000 or USD 27,000), and Type 4 (RMB 80,000 or USD 11,000). The primary sources of costs were productivity losses due to primary caregivers (32.94%), nusinersen usage (29.29%), and risdiplam usage (17.33%). Out-of-pocket costs for SMA patients accounted for 29.29% of the total costs. In 2023, basic medical insurance covered 49% of direct costs and 32% of total costs. Patients still had to pay 25.73% of the total cost for the direct costs. Conclusions: Basic medical insurance is a critical foundation for patient security and plays a pivotal role in reimbursement. In contrast, commercial insurance has a relatively limited impact on covering the costs for SMA patients. These findings highlight the substantial healthcare burden faced by SMA patients under the current healthcare system in China. Full article
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22 pages, 5007 KiB  
Article
As-Built Performance of Net-Zero Energy, Emissions, and Cost Buildings: A Real-Life Case Study in Melbourne, Australia
by Morshed Alam, William Graze, Tom Graze and Ingrid Graze
Buildings 2024, 14(11), 3614; https://doi.org/10.3390/buildings14113614 - 14 Nov 2024
Viewed by 1844
Abstract
This research investigated the real-world operational performance of five purposely designed and built net-zero-energy houses in Melbourne, Australia. The embodied energy and carbon emissions of these houses were calculated based on their architectural and engineering drawings, as well as the relevant databases of [...] Read more.
This research investigated the real-world operational performance of five purposely designed and built net-zero-energy houses in Melbourne, Australia. The embodied energy and carbon emissions of these houses were calculated based on their architectural and engineering drawings, as well as the relevant databases of embodied energy and emission factors. Operational data, including solar production, consumption, end uses, battery usage, grid import, and grid export, were measured using the appropriate IoT devices from May 2023 to April 2024. The results showed that all the studied houses achieved net-zero energy and net-zero carbon status for operation, exporting between 3 to 37 times more energy than they consumed to the grid (except for house 2, where the consumption from the grid was zero). The embodied carbon of each case study house was calculated as 13.1 tons of CO2-e, which could be paid back within 4 to 9 years depending on the operational carbon. Achieving net-zero cost status, however, was found to be difficult due to the higher electricity purchase price, daily connection charge, and lower feed-in tariff. Only house 2 was close to achieving net zero cost with only AUD 37 out-of-pocket cost. Increasing the energy exported to the grid and storing the generated solar energy may help achieve net-zero cost. The installation of batteries did not affect the net-zero energy or emission status but had a significant impact on net-zero operational costs. However, the calculated payback period for the batteries installed in these five houses ranged from 43 to 112 years, making them impractical at this stage compared to the typical 10-year warranty period of the batteries. With rising electricity purchase prices, decreasing feed-in tariffs (potentially to zero in the future/already the case in some areas), and government incentives for battery installation, the payback period could be reduced, justifying their adoption. Moreover, the installed 13.5 kWh Tesla battery was too big for households with lower energy consumption like houses 2 and 5, which used only 25% of their total battery capacity most of the year. Therefore, selecting an appropriately sized battery based on household consumption could further help reduce the payback period. Full article
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14 pages, 960 KiB  
Article
The Effect of Medical Choice on Health Costs of Middle-Aged and Elderly Patients with Chronic Disease: Based on Principal-Agent Theory
by Dongxu Li, Min Su, Xi Guo, Weile Zhang and Tianjiao Zhang
Int. J. Environ. Res. Public Health 2022, 19(13), 7570; https://doi.org/10.3390/ijerph19137570 - 21 Jun 2022
Cited by 6 | Viewed by 1982
Abstract
(1) Background: The discussion on how to reduce the health costs of chronic disease patients has become an important public health issue. Limited research has been conducted on how chronic disease patients’ medical choice of public and private medical institutions affect health costs. [...] Read more.
(1) Background: The discussion on how to reduce the health costs of chronic disease patients has become an important public health issue. Limited research has been conducted on how chronic disease patients’ medical choice of public and private medical institutions affect health costs. (2) Methods: This study used the panel data composed of the China Health and Retirement Longitudinal Survey (CHARLS) from 2011 to 2018, adopted the quasi-natural experimental research method, and set up a control group and an experimental group that chose public medical institutions and private medical institutions, to analyze the association between the medical choice and health costs of chronic disease patients. (3) Results: Compared with chronic disease patients who chose private medical institutions, patients who chose public medical institutions increased their total cost by 44.9%, total out-of-pocket cost by 22.9%, and decreased the total out-of-pocket ratio by 0.117%, total drug cost out-of-pocket ratio by 0.075%, and drug cost ratio by 0.102%. (4) Conclusions: According to the triple principal-agent relationships, the resource advantages given by the government to public medical institutions, the salary incentive system of medical institutions, and the information asymmetry advantage held by physicians may be important factors for the increase in health costs for chronic disease patients. Full article
(This article belongs to the Section Health Behavior, Chronic Disease and Health Promotion)
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15 pages, 428 KiB  
Article
The Impact of Instant Reimbursement of Cross-Regional Medical Services on Hospitalization Costs Incurred by the Floating Population—Evidence from China
by Xiaodong Zhang and Lei Zhang
Healthcare 2022, 10(6), 1099; https://doi.org/10.3390/healthcare10061099 - 13 Jun 2022
Cited by 12 | Viewed by 2291
Abstract
Background: The medical cost reimbursement function of medical insurance can reduce the medical burden of individuals and thus improve their medical service utilization level. This study aimed to explore the impact of different cross-regional reimbursement types of medical insurance (instant reimbursement and manual [...] Read more.
Background: The medical cost reimbursement function of medical insurance can reduce the medical burden of individuals and thus improve their medical service utilization level. This study aimed to explore the impact of different cross-regional reimbursement types of medical insurance (instant reimbursement and manual reimbursement) on the hospitalization costs incurred by the floating population. Methods: The data used in this study was from the 2018 China Migrants Dynamic Survey (CMDS) conducted by the National Health Commission of China. The multiple linear regression model and Propensity Score Matching method (PSM) were used to analyze the impact of instant and manual reimbursement on hospitalization costs. Results: (1) Instant reimbursement and manual reimbursement could significantly reduce the floating population’s out-of-pocket proportion of hospitalization costs by 33.2% and 26.9%, respectively; (2) the average proportion and amounts of out-of-pocket hospital costs of instant reimbursement for the floating population were lower than those of manual reimbursement by 6.35% and 19.6%, respectively, and this impact would gradually increase as the flow distance expanded; (3) there was no significant impact of instant reimbursement on the total hospitalization costs relative to manual reimbursement. Conclusions: Our study suggests that instant reimbursement can effectively reduce the out-of-pocket medical burden of the floating population at the individual level, but it will not have an obvious impact on the total hospitalization costs at the social level. Full article
(This article belongs to the Section Health Policy)
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25 pages, 4495 KiB  
Article
Dual Use of Public and Private Health Care Services in Brazil
by Bianca Silva, Niel Hens, Gustavo Gusso, Susan Lagaert, James Macinko and Sara Willems
Int. J. Environ. Res. Public Health 2022, 19(3), 1829; https://doi.org/10.3390/ijerph19031829 - 6 Feb 2022
Cited by 16 | Viewed by 3830
Abstract
(1) Background: Brazil has a universal public healthcare system, but individuals can still opt to buy private health insurance and/or pay out-of-pocket for healthcare. Past research suggests that Brazilians make combined use of public and private services, possibly causing double costs. This study [...] Read more.
(1) Background: Brazil has a universal public healthcare system, but individuals can still opt to buy private health insurance and/or pay out-of-pocket for healthcare. Past research suggests that Brazilians make combined use of public and private services, possibly causing double costs. This study aims to describe this dual use and assess its relationship with socioeconomic status (SES). (2) Methods: We calculated survey-weighted population estimates and descriptive statistics, and built a survey-weighted logistic regression model to explore the effect of SES on dual use of healthcare, including demographic characteristics and other variables related to healthcare need and use as additional explanatory variables using data from the 2019 Brazilian National Health Survey. (3) Results: An estimated 39,039,016 (n = 46,914; 18.6%) persons sought care in the two weeks before the survey, of which 5,576,216 were dual users (n = 6484; 14.7%). Dual use happened both in the direction of public to private (n = 4628; 67.3%), and of private to public (n = 1855; 32.7%). Higher income had a significant effect on dual use (p < 0.0001), suggesting a dose–response relationship, even after controlling for confounders. Significant effects were also found for region (p < 0.0001) and usual source of care (USC) (p < 0.0001). (4) Conclusion: A large number of Brazilians are seeking care from a source different than their regular system. Higher SES, region, and USC are associated factors, possibly leading to more health inequity. Due to its high prevalence and important implications, more research is warranted to illuminate the main causes of dual use. Full article
(This article belongs to the Special Issue Equity, Access and Use of Health Care Services)
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8 pages, 7076 KiB  
Article
A Pilot Program to Teach Pharmacy Students Practical Skills to Navigate Drug Insurance Benefits
by Camlyn Masuda, Tony Huynh, Veronica Wong, Colette DeJong and Chien-Wen Tseng
Pharmacy 2022, 10(1), 23; https://doi.org/10.3390/pharmacy10010023 - 27 Jan 2022
Cited by 1 | Viewed by 3876
Abstract
Pharmacists must be able to navigate prescription drug coverages to help providers and patients reduce out-of-pocket costs. Traditionally, curricula on drug insurance benefits rely on lectures and lack a practicum that offers students hands-on experience with determining formulary and cost-sharing information. An activity [...] Read more.
Pharmacists must be able to navigate prescription drug coverages to help providers and patients reduce out-of-pocket costs. Traditionally, curricula on drug insurance benefits rely on lectures and lack a practicum that offers students hands-on experience with determining formulary and cost-sharing information. An activity for pharmacy students to update a free public website that summarizes formularies and copayment requirements across major insurers was piloted. Pharmacy students were trained to locate online formularies and identify a drug’s coverage tier, step therapy, prior authorization, and cost-sharing during a 6-week experiential rotation. Students checked formularies from six insurance plans for 250-plus drugs across 15 health conditions. Graduates were surveyed (74% response rate) about the activities’ impact on their learning and ability to navigate drug benefits. Respondents rated the training as helpful in learning whether a drug was covered (100%), or required step therapy or prior authorization (100%). The majority of graduates reported being able to look up formulary coverage (90%), step therapy or prior authorization (90%), and copayment requirements (65%). Our innovative skills-based pilot activity was effective in teaching pharmacy students to navigate insurance formularies, which is essential for helping patients access medications. Full article
(This article belongs to the Section Pharmacy Education and Student/Practitioner Training)
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15 pages, 317 KiB  
Article
Health Resource and Cost Savings Achieved in a Multidisciplinary Lung Cancer Clinic
by Christopher J. L. Stone, Ana P. Johnson, Danielle Robinson, Andriy Katyukha, Rylan Egan, Sophia Linton, Christopher Parker, Andrew Robinson and Geneviève C. Digby
Curr. Oncol. 2021, 28(3), 1681-1695; https://doi.org/10.3390/curroncol28030157 - 29 Apr 2021
Cited by 15 | Viewed by 4434
Abstract
Background: Lung cancer (LC) care is resource and cost intensive. We launched a Multidisciplinary LC Clinic (MDC), where patients with a new LC diagnosis received concurrent oncology consultation, resulting in improved time to LC assessment and treatment. Here, we evaluate the impact [...] Read more.
Background: Lung cancer (LC) care is resource and cost intensive. We launched a Multidisciplinary LC Clinic (MDC), where patients with a new LC diagnosis received concurrent oncology consultation, resulting in improved time to LC assessment and treatment. Here, we evaluate the impact of MDC on health resource utilization, patient and caregiver costs, and secondary patient benefits. Methods: We retrospectively analyzed patients in a rapid assessment clinic with a new LC diagnosis pre-MDC (September 2016–February 2017) and post-MDC implementation (February 2017–December 2018). Data are reported as means; unpaired t-tests and ANOVA were used to assess for significance. We also conducted a cost analysis. Resource utilization, out-of-pocket costs, procedure-related costs, and indirect costs were evaluated from the societal perspective and presented in 2019 Canadian dollars (CAD); multi-way worst/best case and threshold sensitivity analyses were conducted. Results: We reviewed 428 patients (78 traditional model, 350 MDC). Patients in the MDC model required significantly fewer oncology visits from LC diagnosis to first LC treatment (1.62 vs. 2.68, p < 0.001), which was significant for patients with stage 1, 3, and 4 disease. Compared with the traditional model, there was no change in mean biopsies/patient (1.32 traditional vs. 1.17 MDC, p = 0.18) or staging investigations/patient (2.24 traditional vs. 2.02 MDC, p = 0.20). Post-MDC, there was an increase in invasive mediastinal staging for patients with stage 2/3 LC (15.0% vs. 60.0%, p < 0.001). Over 22 months, MDC resulted in savings of CAD 48,389 including CAD 24,167 CAD in direct patient out-of-pocket expenses. For the threshold analyses, MDC was estimated to cost CAD 25,708 per quality-adjusted life year (QALY), considered to be below current willingness to pay thresholds (at CAD 80,000 per QALY). MDC also facilitated oncology assessment for 29 non-LC patients. Conclusions: An MDC led to a reduction in patient visits and direct patient and caregiver costs. Full article
(This article belongs to the Section Thoracic Oncology)
19 pages, 868 KiB  
Review
Australian Experiences of Out-of-Pocket Costs and Financial Burden Following a Cancer Diagnosis: A Systematic Review
by Annie Bygrave, Kate Whittaker, Christine Paul, Elizabeth A. Fradgley, Megan Varlow and Sanchia Aranda
Int. J. Environ. Res. Public Health 2021, 18(5), 2422; https://doi.org/10.3390/ijerph18052422 - 2 Mar 2021
Cited by 50 | Viewed by 7920
Abstract
(1) Background: This systematic review was conducted to identify cancer patient experiences, and the impact of out-of-pocket costs and financial burden in Australia. (2) Methods: A systematic review, following the Preferring Reporting Items for Systematic Reviews and Meta-Analyses, was conducted. Cumulative Index of [...] Read more.
(1) Background: This systematic review was conducted to identify cancer patient experiences, and the impact of out-of-pocket costs and financial burden in Australia. (2) Methods: A systematic review, following the Preferring Reporting Items for Systematic Reviews and Meta-Analyses, was conducted. Cumulative Index of Nursing and Allied Health Literature and PubMed were searched. The primary outcome was financial burden among cancer patients and their families in Australia. The secondary outcome was out-of-pocket costs associated with cancer care and treatment within the population sample, and the impact of financial burden. (3) Results: Nineteen studies were included, covering more than 70,000 Australians affected by cancer. Out-of-pocket costs varied by cancer type and ranged from an average of AUD 977 for breast cancer and lymphoedema patients to AUD 11,077 for prostate cancer patients. Younger aged patients (≤65 years), Aboriginal and Torres Strait Islander people, people in rural and/or remote areas, households with low income, those who were unemployed and people with private health insurance were at increased risk of experiencing out-of-pocket costs, financial burden or a combination of both. (4) Conclusions: Australians diagnosed with cancer frequently experience financial burden, and the health and financial consequences are significant. Focusing efforts on the costs of care and options about where to have care within the context of informed decisions about cancer care is necessary. Full article
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13 pages, 289 KiB  
Article
An Exploration of Underrepresentation of Aboriginal Cancer Patients Attending a Regional Radiotherapy Service in Western Australia
by Marilyn Lyford, Margaret M. Haigh, Siddhartha Baxi, Shelley Cheetham, Shaouli Shahid and Sandra C. Thompson
Int. J. Environ. Res. Public Health 2018, 15(2), 337; https://doi.org/10.3390/ijerph15020337 - 14 Feb 2018
Cited by 13 | Viewed by 5649
Abstract
Travel logistics impede Aboriginal patients’ uptake of cancer treatments and is one reason for the poorer outcomes of Aboriginal people with cancer. This research examined benefits of a newly established rurally based radiotherapy unit in southwest Western Australia (WA), and included exploring the [...] Read more.
Travel logistics impede Aboriginal patients’ uptake of cancer treatments and is one reason for the poorer outcomes of Aboriginal people with cancer. This research examined benefits of a newly established rurally based radiotherapy unit in southwest Western Australia (WA), and included exploring the experience of Aboriginal patients and possible reasons for Aboriginal people’s underrepresentation in treatment. Semi-structured in-depth interviews with 21 service providers involved in the treatment and care of people with cancer, and 3 Aboriginal patients with cancer who undertook radiotherapy at the Service were undertaken. Data were subject to thematic analysis involving immersion in the data for familiarization, inductive coding, investigator discussion and refining of emerging themes and triangulation of patient and provider interviews. Aboriginal cancer patients were positive about the treatment and support they had received, highlighting the often complex challenges faced by rural Aboriginal cancer patients in accessing and maintaining treatment. Service providers offered suggestions for small numbers presenting to the Service, including late presentation, potential perceptions of cultural insensitivity on the part of service providers, out-of-pocket costs and under-ascertainment of Aboriginal status. The Service has put in place practices and initiatives to support patient health and wellbeing, including making the facility more welcoming towards Aboriginal people and ensuring culturally appropriate care. Full article
(This article belongs to the Special Issue Indigenous Health and Wellbeing)
11 pages, 517 KiB  
Article
Feasibility of Assessing Patient Health Benefits and Incurred Costs Resulting from Early Dysphagia Intervention during and Immediately after Chemoradiotherapy for Head-and-Neck Cancer
by R. Martino, J. Ringash, L. Durkin, E. Greco, S. Hui Huang, W. Xu and C. J. Longo
Curr. Oncol. 2017, 24(6), 466-476; https://doi.org/10.3747/co.24.3543 - 1 Dec 2017
Cited by 15 | Viewed by 1069
Abstract
Background: Resource limitations affect the intensity of speech–language pathology (SLP) dysphagia interventions for patients with head-and-neck cancer (HNC). The objective of the present study was to assess the feasibility of a prospective clinical trial that would evaluate the [...] Read more.
Background: Resource limitations affect the intensity of speech–language pathology (SLP) dysphagia interventions for patients with head-and-neck cancer (HNC). The objective of the present study was to assess the feasibility of a prospective clinical trial that would evaluate the effects on health and patient costs of early SLP dysphagia intervention for HNC patients planned for curative concurrent chemoradiotherapy (CCRT). Methods: Patients with HNC planned for curative CCRT were consecutively recruited and received dysphagia-specific intervention before, during, and for 3 months after treatment. Swallowing function, body mass index, health-related quality of life (QOL), and out-of-pocket costs were measured before CCRT, at weeks 2 and 5 during CCRT, and at 1 and 3 months after CCRT. Actuarial percutaneous endoscopic gastrostomy (PEG) removal rates and body mass index in the study patients and in a time-, age-, and disease-matched cohort were compared. Results: The study enrolled 21 patients (mean age: 54 years; 19 men). The study was feasible, having a 95% accrual rate, 10% attrition, and near completion of all outcomes. Compared with the control cohort, patients receiving dysphagia intervention trended toward a higher rate of PEG removal at 3 months after CCRT [61% (32%–78%) vs. 53% (23%–71%), p = 0.23]. During CCRT, monthly pharmaceutical costs ranged between $239 and $348, with work loss in the range of 18–30 days for patients and 8–12 days for caregivers. Conclusions: We demonstrated the feasibility of comparing health and economic outcomes in patients receiving and not receiving early SLP dysphagia intervention. These preliminary findings suggest that early SLP dysphagia intervention for HNC patients might reduce PEG dependency despite worsening health. Findings also highlight effects on financial security for these patients and their caregivers. Full article
8 pages, 401 KiB  
Article
A Comparative Analysis of Monthly Out-of-Pocket Costs for Patients with Breast Cancer as Compared with Other Common Cancers in Ontario, Canada
by Christopher J. Longo and B. G. Bereza
Curr. Oncol. 2011, 18(1), 681; https://doi.org/10.3747/co.v18i1.681 - 1 Feb 2011
Cited by 48 | Viewed by 1554
Abstract
Background: Monthly out-of-pocket costs (OOPC) for Ontario patients with cancer have previously been reported, but little detail has been provided on differences based on tumour type. Methods: A questionnaire administered in cancer clinics in the province of Ontario, with a mix [...] Read more.
Background: Monthly out-of-pocket costs (OOPC) for Ontario patients with cancer have previously been reported, but little detail has been provided on differences based on tumour type. Methods: A questionnaire administered in cancer clinics in the province of Ontario, with a mix of urban and rural patients, was analyzed using descriptive statistics and a regression analysis of cross-sectional data. The dependent variable was OOPC (Canadian dollars), analyzed separately for total OOPC (excluding imputed travel costs), and for each of the individual cost categories. Results: Compared with colorectal, lung, and prostate cancer patients combined, breast cancer patients had statistically significantly higher total OOPC ($393 vs. $149, p = 0.02), device costs ($142 vs. $12, p = 0.018), and family care costs ($38 vs. $3, p = 0.01). By contrast, they trended toward lower costs for travel ($225 vs. $426, p = 0.055) and had lower costs for parking ($32 vs. $53, p = 0.0198). Compared with non-breast cancer patients, patients with breast cancer reported a greater perceived financial burden (31% vs. 17% p = 0.0133). Interpretation: These findings highlight that financial burden for cancer patients can vary by tumour type, and that patients with breast cancer may require a different mix of supportive services than do patients with other common tumour types. Supportive care programs related to financial burden should consider the likelihood and nature of financial burden when counselling breast cancer patients. Full article
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