Principal Economist at the Central Bank of Namibia with the Department of Financial Stability and Macroprudential Oversight. His main focus is issues related to financial stability, stress testing, and climate change. He Holds a Master of Commerce (Economics) from the University of Cape Town, South Africa.

Mr. Andy Esterhuizen is a Senior Economist with the Department of Financial Stability and Macroprudential Oversight at the Central Bank of Namibia, where he focuses on issues related to financial stability and stress testing. He holds a Master of Commerce from the University of Cape Town, South Africa.

Dr. Valdemar J. Undji is a Senior Lecturer in the Department of Economics at the University of Namibia (UNAM). He has nearly a decade of academic experience and holds a Ph.D. in Economics from the University of the Western Cape, South Africa. His work extends beyond teaching to include consultancy and applied research. His primary research interests focus on financial risk management, applied econometrics, banking and finance, and public policy.