Eyup Kahveci received his MBA degree in “international business” from Pepperdine University, Malibu, CA, USA, in 2004; the DESCM degree in “negotiation en environment public” from Montpellier University, Montpellier, France, in 2004; the MBA degree in general business administration from Gazi University, Ankara, Türkiye, and the Ph.D. degree in business administration from the Ankara University, Ankara, Türkiye, in 2010. He has been an Associate Prof. of Finance by the Interuniversity Council of Turkey since 2023. His research interests include banking performance, digital banking, SME business strategies, crisis management, project management, and digitalization.

Tugrul Gurgur received his Ph.D. in economics from the University of Maryland in 2005. He has extensive experience in academia, central banking, and international organizations. Currently, he is a Visiting Professor at TOBB University of Economics and Technology where he teaches microeconomics and time series analysis. His research focuses on institutions and monetary economics.