LAN DONG THI NGOC received her Bachelor's degree in Mathematics and Informatics from Hanoi National University of Education in 2004, and a Master's degree in Information Technology from the University of Engineering and Technology, Vietnam National University, Hanoi, in 2012. She is currently a PhD student at the University of Engineering and Technology, Vietnam National University, Hanoi. At present, she is a lecturer in the Faculty of Economic Information Systems at the Academy of Finance, Hanoi, Vietnam. Her research interests include machine learning, data analysis, IoT, and forecasting economic indicators

NGUYEN DINH HOAN graduated with a Bachelor's degree in Finance and Banking in 2011, earned a Master's degree in Economics, Finance, and Banking in 2013, and obtained a Ph.D. in Finance and Banking in 2017. He is currently working at the Department of Economics and holds the position of Dean of the Faculty of Economics at the Academy of Finance. His research interests include Macroeconomics, Digital Economic Development, Green Economy, and Circular Economy

HA-NAM NGUYEN received his BSc in Information Technology from Hanoi University of Science (HUS) in 1998, MSc in Computer Science from Chungwoon University (CWU), Korea, in 2003, and PhD in Software Applications from Korea Aerospace University (KAU), Korea, in 2007. At present, he is a vice dean of the Information Technology department, Electric Power University. He has more than 20 years of teaching and research experience in the areas of financial risk analysis, bioinformatics, behavior analysis, maritime logistics/transport, and developing information systems using techniques from data analysis, modelling, and software engineering