This paper presents a fully integrated on-chip switched-capacitor (SC) DC–DC converter that supports a programmable regulated power supply ranging from 2.6 to 3.2 V out of a 5 V input supply. The proposed 4-to-3 step-down topology utilizes two conventional 2-to-1 step-down topologies; each of them (2-to-1_up
) has a different flying capacitance to maximize the load current driving capability while minimizing the bottom-plate capacitance loss. The control circuits use a low power supply provided by a small internal low-drop output (LDO) connected to the internal load voltage (VL_dw
) from the 2-to-1_dw
, and low swing level-shifted gate-driving signals are generated using the internal load voltage (VL_dw
). Therefore, the proposed implementation reduces control circuit and switching power consumptions. The programmable power supply voltage is regulated by means of a pulse frequency modulation (PFM) technique with the compensated two-stage operational transconductance amplifier (OTA) and the current-starved voltage controlled oscillator (VCO) to maintain high efficiency over a wide range of load currents. The proposed on-chip SC DC–DC converter is designed and simulated using high-voltage 0.35 μm bipolar, complementary metal-oxide-semiconductor (CMOS) and DMOS (BCDMOS) technology. It achieves a peak efficiency of 74% when delivering an 8 mA load current at a 3.2 V supply voltage level, and it provides a maximum output power of 48 mW (IL
= 15 mA at VL_up
= 3.2 V) at 70.5% efficiency. The proposed on-chip SC voltage regulator shows better efficiency than the ideal linear regulator over a wide range of output power, from 2.6 mW to 48 mW. The 18-phase interleaving technique enables the worst-case output voltage ripple to be less than 5.77% of the load voltage.